I mean that seems like it's the only issue and better late than never.
So whats the collateral there for then?
Collateral is there to secure the loan with the lender. I (usually) hold on to all of the collateral I collect even after loans expire just in case someone repays me. It's something that is taken as an insurance, not as a way to avoid paying back what you owe. (Though that's just my opinion however right or wrong I am)
Again, for the third time, that deal was just a misunderstanding. And it'a not that I dont want to, but I just can't due to private problems.
I'm out, peace.