I am very confused by this statement. Can you please clarify what was meant by this? I heard it the same way petahasher heard it, are we correct in our understanding that this means you will be reversing the payment after a maximum of 7-days after the transaction? You also claim that friends & family means that there is no risk of reversal and this is entirely incorrect. Using Friends & Family as the method of sending does not protect the receiver in virtually any way.