No I do not have collateral, but I will pay back in 1 day and you will be paid 25$.
Thanks for your time.
edit:
ill let you have my bitcoin account as collateral.
A newly created btct account with a Newbie rank like yours is not a valid collateral. So, until you provide a valid collateral with enough value to cover loan amount + interests, you have no chance to receive a loan here.
"No Collateral, No Loan" rule: https://bitcointalksearch.org/topic/edu-the-rule-of-no-collateral-no-loan-ignore-at-your-own-risk-577765
How to spot a scammer: https://bitcointalksearch.org/topic/edu-how-to-spot-a-scammer-read-this-before-lending-your-coins-119896
Lending Subforum Intro & Scam Trends: https://bitcointalksearch.org/topic/lending-subforum-intro-scam-trends-404191
EXERCISE CAUTION WHEN LENDING TO USERS! https://bitcointalksearch.org/topic/edu-exercise-caution-when-lending-to-users-246874