Someone's collateral terms, and default rules look familiar... I wonder why new lenders choose to copy my thread all the time... Good copy and pasting then adding minor changes 
no wonder no-body borrow from this user. He is a lazy stealer
Topic: idev's Short-Term Micro Loan Service | Collateral is Mandatory! (Read 1093 times)
no wonder no-body borrow from this user. He is a lazy stealer
Someone's collateral terms, and default rules look familiar... I wonder why new lenders choose to copy my thread all the time... Good copy and pasting then adding minor changes
In need of a loan ? please apply here using the form template above.
Reserved
I'm providing short-term micro Bitcoin loans for eligible BCT members.
Loan Applicant Requirements:
1. You must be a Member, Full Member, Senior, Hero or Legendary Member with Neutral or Positive trust.
2. Signed message from a publicly posted address 3 months old or older.
3. Valid Collateral is mandatory, which will be held by myself or by a third-party escrow service. If escrow is used you will pay any fee's or charges due.
3. Collateral should be above the actual loan amount (Approximately 114.00% or more of the loan principal).
4. Applicants should submit loan applications in this very thread and not through BCT PM.
Maximum Loan Duration:
All loans can be taken out for a maximum period of 7 calendar days only.
Loan Interest Rate:
All loans are subject to non compounding interest ranging from 0.09 - ∞% applied daily until the end of the loan duration.
Late/Non Repayment / Default Clause:
If more than 2 days has passed after the due date without contact, your loan will be marked as defaulted and your collateral (if any) will be sold/kept by me. If I get more BTC from selling the collateral than the loan amount, I will keep the excess. Late repayments without contact will incur a 1.00% penalty interest applied daily and compounded.
Acceptable Collateral:
I accept stable altcoins with a high volume as collateral. The value of these coins should be at least 114.00%+ of the loan amount, but it depends. Bitcointalk.org accounts are also accepted, but not always. I won't accept accounts that are under Full Member/Pot. Full Member. I don't accept physical collateral, and most other types of digital collateral. Feel free to ask if you aren't sure.
Apply for a loan using the format below:
Loan Repayment Addresses:
Signed Message Format
Public Loan Ledger
My PGP Public Key
Terms and Conditions:
ChangeLog:
Quote
Borrow Any Amount Up To: BTC0.11
Loan Applicant Requirements:
1. You must be a Member, Full Member, Senior, Hero or Legendary Member with Neutral or Positive trust.
2. Signed message from a publicly posted address 3 months old or older.
3. Valid Collateral is mandatory, which will be held by myself or by a third-party escrow service. If escrow is used you will pay any fee's or charges due.
3. Collateral should be above the actual loan amount (Approximately 114.00% or more of the loan principal).
4. Applicants should submit loan applications in this very thread and not through BCT PM.
Maximum Loan Duration:
All loans can be taken out for a maximum period of 7 calendar days only.
Loan Interest Rate:
All loans are subject to non compounding interest ranging from 0.09 - ∞% applied daily until the end of the loan duration.
Late/Non Repayment / Default Clause:
If more than 2 days has passed after the due date without contact, your loan will be marked as defaulted and your collateral (if any) will be sold/kept by me. If I get more BTC from selling the collateral than the loan amount, I will keep the excess. Late repayments without contact will incur a 1.00% penalty interest applied daily and compounded.
Acceptable Collateral:
I accept stable altcoins with a high volume as collateral. The value of these coins should be at least 114.00%+ of the loan amount, but it depends. Bitcointalk.org accounts are also accepted, but not always. I won't accept accounts that are under Full Member/Pot. Full Member. I don't accept physical collateral, and most other types of digital collateral. Feel free to ask if you aren't sure.
Apply for a loan using the format below:
Code:
[b]BCT Username:[/b]
[b]Loan Purpose:[/b]
[b]Loan Amount:[/b]
[b]Loan Collateral:[/b]
[b]Your BTC Address:[/b]
[b]Total Loan Amount Repayable:[/b]
[b]Loan Repayment Date:[/b]
Loan Repayment Addresses:
Quote
-----BEGIN BITCOIN SIGNED MESSAGE-----
This is bitcointalk.org Member: idev Todays Date: 19/06/2016
These are the official Loan Repayment Addresses:
1LRA1pc1XxBRLTZnZkpXouWhyDibQoP5r7
1LRA2QrEWsQwZ3YQR7Pwncj465kth76Dsj
1LRA31ByinMzAh5SCuTxoVWwJUBahHFfgA
1LRA4qHQzNFDcRtxo56T2zWdcyQjKhW1ow
1LRA5UqXDfCiJFz3mLr9dykgnTtWnEQirK
I will always provide a PGP or Bitcoin signed message specifying which address you should send your loan repayment to.
I highly recommend you always verify signed messages before making loan repayments to ensure my bitcointalk.org account has not been compromised.
-----BEGIN SIGNATURE-----
1idev1vktD8RXs8KHmQqNNmB2TGBCUkSb
G1apjkeZkdl7VQ4zvrMZOj+IgWu9eTbCAmrlMUqfoODFNperJ6QE9rZS9Qk+n7Evz5kazolNFtaYtTHjcfkQ5Jc=
-----END BITCOIN SIGNED MESSAGE-----
Verify Signed Message Online or with your own client.
This is bitcointalk.org Member: idev Todays Date: 19/06/2016
These are the official Loan Repayment Addresses:
1LRA1pc1XxBRLTZnZkpXouWhyDibQoP5r7
1LRA2QrEWsQwZ3YQR7Pwncj465kth76Dsj
1LRA31ByinMzAh5SCuTxoVWwJUBahHFfgA
1LRA4qHQzNFDcRtxo56T2zWdcyQjKhW1ow
1LRA5UqXDfCiJFz3mLr9dykgnTtWnEQirK
I will always provide a PGP or Bitcoin signed message specifying which address you should send your loan repayment to.
I highly recommend you always verify signed messages before making loan repayments to ensure my bitcointalk.org account has not been compromised.
-----BEGIN SIGNATURE-----
1idev1vktD8RXs8KHmQqNNmB2TGBCUkSb
G1apjkeZkdl7VQ4zvrMZOj+IgWu9eTbCAmrlMUqfoODFNperJ6QE9rZS9Qk+n7Evz5kazolNFtaYtTHjcfkQ5Jc=
-----END BITCOIN SIGNED MESSAGE-----
Verify Signed Message Online or with your own client.
Signed Message Format
Code:
This is bitcointalk.org Member: YOUR_USERNAME. Today's date is: TODAYS_DATE. I'm applying for a loan from bitcointalk.org Member: idev. I'm using my bitcointalk.org account: YOUR_USERNAME as collateral. I bitcointalk.org Member: YOUR_USERNAME fully agree to the Terms & Conditions as stated in: http://bit.ly/idev_loan_op
Public Loan Ledger
Code:
https://docs.google.com/spreadsheets/d/1GEZfuwgfTPK50Qy26dQl0RoyRbGN9PiUn6cy0beAplM/pubhtml
My PGP Public Key
Code:
-----BEGIN PGP PUBLIC KEY BLOCK-----
Version: GnuPG/MacGPG2 v2.0.17 (Darwin)
Comment: GPGTools - http://gpgtools.org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=KGcb
-----END PGP PUBLIC KEY BLOCK-----
Terms and Conditions:
Code:
I reserved the sole right to deny or approve any loan request at my sole discretion, even if you have sufficient collateral. All loans can be taken out for a maximum period of 7 calendar days only and are subject to a non compounding interest ranging from 0.09 - ∞% applied daily until the end of the loan duration. If more than 2 days have passed after the due date without contact, your loan will be marked as defaulted and your collateral (if any) will be sold/kept by me. If I get more BTC from selling the collateral than the loan amount, I will keep the excess. Late repayments without contact will incur a 1.00% penalty interest applied daily and compounded. I won't provide a loan to you if you already have an active loan at the time of applying. I reserved the sole right change or modify available loan amounts, interest rates and or these terms at my sole discretion. Any changes or modifications will only be applicable to new loans, not current ones. By taking a loan from me, you fully agree to these terms and conditions.
ChangeLog:
Code:
*Interest rates lowered, terms and conditions modified. - 05/05/2016
*Typo's Fixed - 04/07/2016
*Signed message template modified. - 30/06/2016
*Bold formatting added to form. - 23/06/2016
*Loan ledger modified. - 21/06/2016
*Maximum loan amount increased. - 20/06/2016
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