This topic is confusing and there is no connection between the topic title and the main post itself, from the title you picture a misleading message that makes it look as if you are looking for how to convert your Bitcoin to naira, but while reading the main thread, I also discovered that you are talking about bitcoin accumulations and mode or method of investment in Bitcoin and how late you are in your Bitcoin accumulation journey.
OP na newbie, so na learning process im de, I believe say with time im go de get im perfection small small. So make im just take note for dis one say di subject of im topic get a different meaning from di content, but all di same we get di meaning of wetin im de try talk.
My take for di matter be say now na very good time to de accumulate plenty bitcoin, because after halving next year na serious bull run go follow, and investors go cash in plenty profit. But at di same time if we no get di money to accumulate am, we no go kill ourselves or go steal because we must accumulate bitcoin. Di most important thing be say we don de informed of di financial benefit of holding bitcoin, especially as we de enter ATH. Wetin sweet me pass for bitcoin investment matter be say im no get a price tag wey person suppose take start, na as your power reach na im you go take start to de hold am. Small small you go de accumulate am and before you know you don hold plenty plenty bitcoin, be dat.