Topic: In need of loan (Read 334 times)

Hi
I am not doubting that you lost your money and need some help but I am doubting that how you will repay? Any one offering Id's as a Collateral , i see that first time speaking truly.So best of luck may god help you if you are true.

Hi guys good day, made this thread to whoever reads and may find it in his/heart to possibly give me btc loan. I badly need the loan cause recently I got scammed because of my own curiosity to deal transactions on the deep web. But sadly enough, I got ripped. And all my earnings went to the guys who scammed me. So I'm really in need of money as of now and want to loan so I can financially jump start my online business again so that I can earn back the money I lost. I'll be willing to provide all details you need for the person who is willing to lend me. Ill attach photos as well for trust building purposes and for the proof of my recently scammed transaction. Please advise me as soon as possible in my email to the lender who is good hearted enough to trust me on this loan request and I assure you that you will get it back with good interest and a 100% good feedback and let you know that you really helped a person in need.

 Details

Jonmark De las Alas
1:) my national ID:  N2607022138 Driver lic
2:) my email: [email protected]
3:) my what'sapp: No whatsapp but I have viber and ICQ viber is 09957151604 icq 743116107
4:) address: 33zcc77vsUhFPd515xzENgweibYWSk3kk6
5:) amount: 0.03 btc if possible. But any will do.
6:) to be payed within 14 to 21 days and payed at 0.0322 btc if 0.03 loan is given or depends on lender as long as it's a decent interest rate.

For pictures of details, transactions and information of mine, i can provide it through email or messaging apps. Just realized i dont know how to attach it here. Anyways, I'm also open to video calls just to gain your trust on me.

Thanks and more power to all of you! God bless.

I'm willing even to give certain accounts of mine (gmail,yahoo,paypal,bank accounts,etc.) as colateral and give my Real social media accounts for verification. Any colateral options can be discussed with me for better chances of approval as long as I can provide it.

What is considered collateral?

Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.

- The best collateral is another crypto-currency, such as Ethereum (also written as ETH).  Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan.  Try localbitcoins.com

What is not considered collateral?

- Merit.  Bitcointalk Merit is not a commodity and is not meant to be traded.  Asking or doing so may get you negative trust (Trade with Extreme Caution!)
- Items they want to sell.  They don't want it back, so they will default.  It's scammy unethical behavior and will lead to negative trust.  Check their recent posts!
- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Most pre-coins/tokens are worthless, or may take significant time to be worth anything. 
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over six months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)  Examples:  Steam
 
When should you use Escrow?

 - Never send collateral directly to a low activity/post account offering you a loan, as they are likely to take your coins and disappear. (Collateral Scam)
 - Use only "Legendary Members" for escrow - they have a vested interest in the community with the time they have spent here.
 - Do not use a third party escrow service unless hero members can vouch for it - it's too easy to create a website, do a few escrows then disappear with a big balance.  Rinse and repeat.
- A list of trusted escrows can be found here:  https://bitcointalksearch.org/topic/bitcointalk-escrows-trade-safely-855778
 
When considering the trustworthiness of a user, ignore "Posts" as there are schemes that pay a user per post.  A person can make 1,000 useless posts in one day and contribute nothing to the community.  Instead look at the "Activity" number - that gives you a more accurate tally of how involved the user is in the community.  The new "Merit" system highlights thoughtful or useful posts, but gives no indication of trustworthiness.

Ignore the sob stories that users post - it's just a scam to get your coins.  If a person really is in such a situation, they can turn to family, friends or other social circles they frequent.  They are just posting in our community because the payment is anonymous and irreversible.