Topic: Inflation and protecting you wealth (Read 507 times)

Right. Investing in bitcoin can be a very good solution so we can protect our own economy from the rising inflation and definitely add more to our stored wealth. Bitcoin can be a very good source of profits and a great store of value which is totally different from fiat to which its value is being depreciated as time goes by. Anything that creates fiat investment will never be as profitable as bitcoin. Same with real estate or stocks investments can be very profitable for long term knowing its value will never go down but in upward trend. Gold might be good but traditional, and its value does not create profits as high as bitcoin.

Gold is a low risk asset, but the same can't be said about property. During the recession of 2008-09, the property prices in premium locations went down by 50% or more. Even gold dived by almost 50% after the peak of 2012. In a way, the corrections we have with cryptocurrency (2014-15, 2018-19) are also of a similar magnitude. The only difference is that the correction for gold and property is very gradual, and at the most we may have a 3%-4% swing per day (even that much is very rare), while in case of cryptocurrency it is not that rare to get a 20% swing in one day.

That's the sad reality of being poor, although you have your dreams to make you progress , but you don't have the sufficient funds to start it all. But here in crypto, you don't really need a huge amount of capital just to invest in bitcoin. You can buy even a fraction of it. I know no matter how poor you are, as long as you have the passion to make your goals in life to be achieve, then you should create an action plan for it. Inflation is something that will keep us spending more so if we want not to feel and experience that, then investing into bitcoin and maybe into some real estate will definitely make us more profitable rather than staying affected with this inflation.

Gold has been doing great, for me it was one of the best investments I made back in the day, I bought a ton of gold back in 2014, and ever since then both our fiat value dropped like crazy compared to rest of the world, but also gold prices went up like crazy as well. Which is basically how I started on investment world as well, I knew about crypto back in those days as well, I was involved and I was here, and I did had some small investments here too but I got out way too early.

If I put all my money into crypto in 2014, even if it was at the peak of 1400 dollars at the time (which I wouldn't) that would have been nearly 30x return minimum right now, probably a lot more since I could have bought cheaper and I would have waited for 100k, it is just surreal to think that gold has been so great for me and yet it is still nowhere even close to what bitcoin could be, don't get me started on what early ETH would have made me.

Good, to fight inflation of course, the only investment we can do, if we invest in low-risk types such as gold or property, of course this is not safe, the best thing is to dare to take risks by investing in high-risk types such as cryptocurrencies.

Inflation is inevitable as much as we don't want it. So it's really better to store your funds in something that is lesser prone to inflation. Personally, I am into bitcoin investment and real estate because I think these two are of great store of value. If ever things go haywire in the future I will still have my funds readily available in bitcoin and I will still have assets such as real estate properties that I can sell with higher value because it appreciates as time passes by.

Bitcoin and real estates are my personal picks. Maybe I will consider stocks if ever I got the chance to familiarize its workarounds. But as of now, I'm sticking with these two as my way of defense from inflation. Commodities are nice as well because they can be traded with other goods. This is ideal to either be in buy and sell or hold depending on its type. Art would be last on my list because I don't think people would prioritize this thing the moment inflation arises. Except of course if the art is something remarkable, famous, and extraordinary. If this is the case, its value can appreciate as well and can be bought by the elites at a higher price making it a good way to generate profit over time.

Even if they're educated, if they don't have a money to guard themselves from inflation, it wouldn't make any difference because they're poor and when you're poor, you're going to have more hard time than everyone.

I don't know whether there is any link between gold and cryptocurrency prices. Gold prices went up by quite a bit during the 2019-2021 period. During these three years, it went up by almost 60% and this is comparable to the returns from the stock market. So there is no point in saying that the gold investments performed poorly. Stocks, gold as well as cryptocurrency market gave sizeable returns during this period. So we can't really say that growth in one sector is due to lag in any of the other sectors.

and this is the same reason why crypto is continuously growing because Gold is not performing well while crypto is increasing year after year.
though it is indeed that Crypto is the reason why Gold being outperformed yet this is not enough to hold on to.

Gold hasn't performed well over the last decade. If you check the historical prices, there is no real change in gold prices between the ones we had in 2011 and the current prices. Gold production has increased over the years, while the demand has remained near constant. That may be one of the reasons. Two of the most important consumers are India and China and the demand has fallen in these two markets. In case of India, the government imposed additional taxes and that crashed the global gold prices almost immediately.

I would assume that it is not simply just access that we love but also the fact that we actually own our money for the first time ever. When you put your money in a bank, that bank uses your money to do whatever they want, did you know that if every single in the world ended up withdrawing their money from the banks, world banks would not be able to pay everyone? It means they are a ponzi scheme, think about it, ponzi schemes do not have the money they claim they have and if everyone withdraws their money then scheme collapses, same goes for banks because they do not have the money they claim they are holding for people.

This is why I believe that the best course of action would be going to crypto, at least for me because I own my money, it is in my wallet and nobody else can do anything with it, not loan it out or invest it, it is mine. That is what intrigued me to begin with, then of course access became something too in the long run along with few other things but it was the ownership that gave me my first start.

For regular people like 80-90%  of the people in this forum, accessibility is the most important thing because how would you be able to enjoy the benefits of something if you can't get your hands into it. So people here would probably use cryptocurrencies as a way to combat inflation and keep the value of their wealth safe and secured. For some others who could afford the finest things in life, real estate and art could work well for them. Personally, Bitcoin is my go-to in ensuring that I don't lose over inflation. It's almost obvious at this point that people will choose whatever is more accessible and available to them, especially if they do not have the privilege to acquire or be given choices to begin with. Art may have better longevity and greater profit margin but then again we have to remember that not everyone of us have the money to get even the cheapest masters' painting on the market or available for auction.

Yes, gold's profitability is low because it can be compared to bitcoin's profitability. But for some conservative investors, they'll gold over bitcoin because it's tested by time and very common as a traditional asset that will surely be chosen by everybody.
As long as you do your thing of protecting your money from the inflation then that strategy fits your investing technique and tolerance towards risk that it has.

If I want to protect my money from inflation, then gold will be my best option. But gold only protect my money from inflation and their ROI for some years is low for me, so I choose some alternative that's buy a real estate and try to rent it so I can get passive income along with the increase property price and my second alternative is get a lot of stocks or crypto which give you dividend/having staking option (for crypto) and then wait for 5 years I will get massive ROI.     

People must be educated that to protect themselves from inflation they must invest in bitcoin and cryptocurrencies. Time is giving us the reason bitcoin is being accepted by more people, institutions and countries around the world.

I am proud to witness this moment and contribute a grain of sand to what we believe is a way out for the global economy and the inflation that affects societies.

Investing in cryptos is the best option i think aside from buying properties that are also very expensive by now. Inflation continues and will even keep soaring high in the next months so probably if you don't take  steps to conquer inflation, then your own economy will crash soon. And i don't want to wait it to happen to me so it's a good thing that i have invested in bitcoin and some potential altcoins when the inflation was not that high. Right now, i am already earning a good amount of profits from crypto which helped me not to be affected that much with this inflation. 

I would say that buying real estate in order to protect your wealth is a big entry price. I would love to do that, even for very small places that I could afford to buy, I looked for places that were seized by banks from people who did not pay their loans, those places are cheapest because banks are only allowed to sell it for whatever the loan debt was left, so if that guy had 14k dollars left for a great house (which would not make sense but this is an example) that 300k dollar worth house will be up for auction at 14k, which could be a lot more by the auction end time but would probably still be cheaper than what it should worth.

Even with those, I just do not have enough money, the only "asset" I could buy with my money right now would be a second hand, crashed, can't be fixed car to buy and rip apart to sell for parts at this point, which is not an investment at all, who would want that aside from mechanics who would do that.

Exactly,different status ,considered one of inflation,we have different needs in our daily life,more demands,of people but costs is slowly because of status in life a lot of people" unemployment".So,best way to gain and maintain  wealth ,EDUCATION,must and important ,is every one ,EDUCATED.So ,cost of living can raise individuals and success there living status.

Inflation is a serious problem in the country's economy, various steps are taken to overcome inflation, of course not all steps can be successful, for me to overcome inflation the easiest thing is to strictly control spending, unnecessary things are better not to buy, and other things is to increase income from various types of investments and cryptocurrencies are an easier and more profitable type of investment.

The central bank's basic interest rate is often used to fight inflation whatever is enough but if it is high, the money is more expensive cryptocurrency is a universal way to save money since it is not tied to anything. Although there are fiat pairs such as btc usd and ruble bitcoin its very essence is a separate segment of the economy there are opinions that must come during the new global crisis that cryptocurrency is extremely valuable in price as an alternative to maintaining its value.

Buying bitcoin is indeed great to protect yourself from inflation. But in order to profit, we should think it carefully because bitcoin is so volatile in any way and study it well first when is the best time to buy.

Next to that is making your money work for you or have a passive income like buying stocks or invest in real state is also good to evade inflation. But I don't think that investing or buying art is part of my option.

It is impossible for any country to control inflation according to the target, the value of money that continues to decline makes us have to be creative in finding sources of income, the presence of cryptocurrencies investment makes us get great benefits because we can get passive income so that it can reduce the burden of inflation.

If that's the case then what I have to do is buy more goods early on whether it's tools or open services because of my expertise in air conditioning repair services or build a house ,well I can be anything in terms of service also because some people will likely continue to build properties for it
besides that I can buy gold or other stocks that are profitable with rising inflation ,bitcoin or any other crypto is my priority before anything else
I also happen to be able raise animals which is the easiest thing to do without experience too because animals will breed and can be profitable continuously
without people knowing small things will become big especially during inflation

I think that the best way to defend ourselves from inflation is certainly Bitcoin, as it doesn't require to be looked after like real estate or art, and it can grow faster than any other assets you have listed. But actually I think that it is better to diversify, so my second position of fighting against inflation is stock market, as I am very familiar with this market.

I feel like we have enough data to get an idea of how it would perform in a bad economic situation- poorly.  Really poorly.  When the stock market was crashing in March 2020 as the pandemic shutdowns were being announced, bitcoin actually fell much faster and harder than the overall market.  The vast majority of bitcoin is speculation, and speculation by nature is premised on being economically comfortable enough to take the gamble.  So when times are uncertain, speculative assets get absolutely hammered as people flee to safe assets.

Inflation in my country is around 8% per year, this makes the necessities of life always rise so that if only relying on office salaries will certainly not be enough, to survive and overcome inflation the thing I do is invest in many places even though the value is small, at this time I invest in stocks and cryptocurrencies and I hope to make big profits one day so I can start a poultry farming business.

Sounds risky for me. In Cyprus, they implemented a 85% haircut on savings bank deposits. What makes you think that in the future the governments will leave ETFs and demat accounts untouched, in case they face a cash-crunch? ETFs are easier to store and trade. But at the same time, they are very vulnerable to asset seizure. I have both ETFs and physical gold. The reason why I always keep a portion of my wealth in the form of physical assets is due to the above mentioned factor. The governments always want a cashless, digital economy. Because that makes it much more easier to steal assets from hard working people.

no one is safe from inflation even if you choose from some of the points you mentioned above. everything will be affected by inflation, but the most important thing is how our mindset is to be able to cope with inflation as best we can ourselves. because only ourselves can manage our economy

Yeah, everything OP has mentioned are good, although I don’t know much about buying arts and how it works, but I have seen people sell art piece for a huge amount of money that is far more than what they invested in it.

For me, at my level I can only go with bitcoin and stocks for now. I started bitcoin in 2014 and it has been working for me. I haven’t made much from stocks, the profit is usually small, although I have invested in some that gave me over 22% return on investment, but most of the times it is around 12% or even less than that. But what I have been able to achieve with bitcoin has no limits.

I would say that this fast surging inflation affects everyone either you're a big time businessman or a minimum wage earner. And i do think that this will even continue in the following years, seeing all commodities' prices continue to surge high. So i started buying bitcoin wherein only deflation can be seen. And i'm also into storing gold just to diversify my investments so i won't feel much about the high inflation. I still plan to invest into some other outlets but i'm still on the process of earning my funds. In this way, even if high inflation continues, at least im also making myself more productive with my various investments.

   

That doesn't help you avoid the bad effects of inflation. Since you need money to make your product, you have to spend more capital because the seller also increases the price of the raw materials of your product. Also, don't forget that you have to fulfill your basic needs.

You will still feel the bad effects of inflation as long as you are a consumer, unless you have reserved all your needs before inflation occurs.

It depends on the amount of assets I have. but for sure I mix real estate and cryptocurrency and bitcoin and I think if the goal is to be safe from inflation the goal is to keep the value of our wealth the same as before. because so far it seems property is safe from inflation . and as a believer in bitcoin i think bitcoin will also save from inflation.

I have been storing gold the way you mentioned for a long time now and never had a problem. My bank account allows me to buy gold digitally, basically you do not own gold but you own gold digitally on your bank account, same as money itself because I do not own my fiat currency myself, it is in the bank and if I ever want to withdraw then I can, or I could use my debit card to spend that, most money in the world is digitally moved around from one account to another, so gold is the same for my bank, just digitally there, when price of gold goes up then my gold worth goes up there too. I owned some for nearly 5 years now and I am quite happy with it.

I still prefer crypto over gold, crypto is much much better way to protect your wealth because it also goes up a ton as well while gold doesn't go up too much. However that doesn't change the fact that gold is not bad, I agree with that part.

Basically, there are many ways to protect your fortune from inflation in the long run. However, over the longest period in human history, gold has clearly proven its worth. Of course, real estate is an option, but real estate can be destroyed by natural disasters or wars, for example, or even seized by government, while this is much more difficult with precious metals. In recent years, bitcoin and cryptocurrencies have also been added to list of being a protection from inflation, but I would still be cautious here. We all assume that Bitcoin is a hedge against inflation, but long-term data is still simply lacking to prove this. That's why my tip is gold.

Gold is no more a favourable choice of people and investment have gone significantly down these days as negative return to holders are delivered by gold.The visionary people are now aware that storing gold in bank lockers will not give them any profit similar to fiat so they are moving to some other better options for them.

That is because people already know gold as the best investment from a long time ago.
But the era already changes and with crypto involved in people's lives, that will give them more opportunity to grow their investment asset and not just hold their asset but also have to profit from crypto.
So every investment will get the impact of inflation, but crypto will have a chance to grow higher in the future, depend on what coin we select.
I wish people out there would realize how crypto can give them a better investment besides gold to make a profit in the future.

Many people invest in gold or other value-preserving assets, especially gold. As an asset with a long history, most people choose gold as a value-preserving asset. However, the fluctuation of gold is small, so the income is low. In order to avoid the impact of inflation, You can choose these assets to invest.

Inflation is indeed a distressing problem, but the technology of cryptocurrency has given us the foundation to resist inflation. As a way to preserve value, a decentralized way can achieve these characteristics.

If you have a very high-demand product you can also try the package downsizing to make more profit, shady things that businesses do to make money.
The suggestions I find to make more sense is the real estate like a strategic lot area where a store will likely profit is installed. Such location will be of high value after this pandemic.

But I wouldn't really be putting it all there but Bitcoin is where it's good because I'm afraid war is brewing.

That's right but actually people who suffering because of inflation are only those who only have fixed income. For example, let's say I am a business man, when I use my money to create product and keep the money in good velocity then inflation will not cause bad effect on me even when inflation happen I can rise the price of my product so I can get higher profit. But this only happen to a small percentage of people around the world. Most of us are suffering because of inflation.

IIRC, there's also the time that oil went down in prices for a couple of days or it has been down for a week. And as well as keeping it, you might find your storage in a danger.

It is true that there's a need for a special storage or container for it.

Not just because you're investing on it, you should have it on your house.

Centralization is part of what is causing the economic failures but that doesn't mean Bitcoin will solve them all. While BTC is a pleasant way to store your assets, volatility is also an issue. If you can buy low all the time but all of them have pros, cons and risks.

Diversification is the key or much preferred as always but to think that not all would really be having that capacity or capability in doing so thats why they do really just ending up with those common options.
Its just understandable that we are really trying our best to protect our profits or investment with possible losses but there are instances or situations which cant really be avoided and you would really be
hit up by inflation and its just common sense that you would really be finding ways on how to reduce it at least or avoid it on total wreckage or ending up on holding for too long.

I think that everything you listed has some merit and you should hold some in order to hedge yourself.

I don't believe in concentrating your positions when you are trying to hedge against inflation.

Commodities especially are extremely volatile and can fluctuate on a random basis. You could be left seriously holding your bag if you turn to just commodities, or just equities. Diversification is key.

I recently just got into REITs after it was introduced to me by my friend and was explained to me in detail on how it works. I am already invested in gold, bitcoin, and some other commodities, and I’m trying my best to stay away from art as it is extremely hard to pick which art pieces will appreciate in value and which ones will just collect dust on one corner of my house. I have diversified into several asset classes, and I think I’m already pretty solid when inflation hits us hard in the ass.


I would have to disagree on petrol or oil. They are pretty volatile especially if you don’t have a specialized container, or warehouse to keep them.

If inflation is the problem then I would suggest investing in raw materials such as oil petrol, Also, in Gold and Silver.
These things don't go down in price a lot or say have less volatility.

You should also consider investing in those and Bitcoin for long term investments.

By far, the absolute best investment you can use to face an uncertain future that may include higher prices is investing in yourself. There is nothing more effective in fighting inflation than investing in yourself to increase your potential future earning power. This investment starts with getting a quality education and then continues to strive to learn new skills that match the needs that are most needed in the future. It is no coincidence that the higher the level of education, the higher the salary and the greater the job opportunities. Further education allows a person to not only inflation-proof his salary, but also recession-proof his career.

More than stocks, bonds or homes, investing in yourself is the easiest and most effective way to fight inflation and all forms of economic turmoil is to increase your future earning potential by investing in yourself today.















https://id.talkingofmoney.com/timeless-ways-to-protect-yourself-from-inflation

To protect my finances from inflation, I am more interested in investing in property and an example of property investment can be a house to be used as a boarding house and tenement for rent, especially if I maximize it with a laundry or catering business, and what I mentioned has been a desire since long.
and besides that if the price of goods goes up I can also enjoy a price increase by adding rental fees and so on.
and I will also choose bitcoin even though it is very risky but I believe in the long term it will be fine.

Yes but almost all the options provided as alternatives were centralized actually, except for bitcoin itself.

I do agree you cannot fully trust centralized options but the idea is to diversify risk and protect against inflation,,, and let us face it, you would be very very unlucky if your government in Asia today collapsed and lost all of your money. Again, my suggestion was not to put all eggs in a basket but add another extra basket to keep eggs in  

So far what has gotten me good enough profit is bitcoin. I have invested in other stocks and commodities, and they don’t really get me profit like bitcoin would. So I have focused more on investing in bitcoin than others, although that haven’t stopped from investing my money in other areas of investment.

I do buy bonds and company shares, investing in farm lands and so many more. Farming investment is another that also seems to be working pretty well for me and I have also been able to gain from it, some of them can make you as much as twenty percent and more on your investment. I’m planning on real estate next, but bitcoin still remains my number one.

The economic downfall was probably the main reason that the whole crypto marketcap hit the ATH record. Interest rate for treasury bond was way lower then the average so some hedge fund firm took a portion of the investment then put it in crypto market


Some made significant gains and some others lose alot of money.


If this is so then according to this statement, crypto is pretty much a bad investment because it is pretty much roller coaster and commodities such as gold fall off to be the best because it is a good hedging option against inflation as well as pretty much stable the whole year

You have said it all, I don’t think there is anything much that I would like to add to this. Bitcoin itself is already a very good investment for anyone to make. And the good thing about Bitcoin is that the profit you are likely to make will be bigger than what you make from others, because it is volatile. Although that doesn’t mean that there are no risk involved in it, there are so many risks that are involved in buying Bitcoin, but I believe as a long term investor you will be able to regain whatever you lose and make better profits if you can hold for a long time.

Real estate investment have proved to be the best kind of investment both for long and short time investment. I have not been aware of a real estate investment complaining of losing the investment, the asset is usually adding with the future. This is not affected by inflation because it has no corresponding factor that will get the price to decrease rather with the building of proper channels for social amenities in the surrounding including good roads, the price keep increasing. This is more beneficial kind of investment and can be insured.

Buying in this case means investing your money! So the only way to protect yourself from inflation (when your fiat is losing value over time) is to buy/invest in anything that has the potential to keep your wealth or even in a better case to raise it!

We discussed these investments here in the economy a lot of times! I guess the bottom line is simple, it's easy to say "buy something", but in reality, there's always an "entry fee", there's always ROI, and other stuff, it's never just "buying"! It's silly to talk about buying some nice property and renting it or waiting to sell it future when that specific market goes up when you live in the rented apartment and on minimum wage! But I guess it's not silly for that person to buy a fraction of some coins whenever he can, it comes much easier and affordable for ordinary people!

So as an ordinary guy, I favor crypto, but those who have a lot of money here or anywhere can have some fun in buying really expensive stuff around the world, that is probably the best solution for keeping wealth!

You will not get an accurate answer without including more details. For example, inflation problems in many countries are 5% or less, while many countries have rates above 30%, and therefore the tools available to some may not be available for many countries.
Just as inflation is not the only dilemma of the economy, there are many economic problems that must be solved.
Buying bitcoin and real estate is the solution available in all countries, but we must determine the amount of profit and loss with the extent of the person’s experience.
Some countries do not have individual access to shares.
Buying goods and art is not a solution to the problem, but rather a deepening of it.

There is no "secret sauce" that fits all investors ...so you have to look at a lot of things, before you choose a mix of investments. A younger investor can take bigger risks, because they have time to recover..if something fails. An older investor has to balance the investments to protect their retirement.

Crypto currencies are a high risk investment and a perfect fit for the younger generation, so their exposure to Crypto currencies should be much bigger than the older investor. Example : (40% Crypto 40% Stocks and Bonds and 20% into real estate...... where the older investor will have say 20% Crypto / 30% Commodities / 40% real estate and 10% Stocks and Bonds)

It is all about the managing of risk in your portfolio, based on your risk analysis and ability to recover.  

I agreed with what you said if we are talking about a centralized investment option but still, the best decision about the government bonds investment is to take advantage of it because the government can not be totally trusted.



Absolutely and I have said it in some of my previous posts. Invest in Bitcoin is now risky and dangerous if the investor is not a long term holder that brought before the start of the bullish market because if the market replicates the previous halving momentum market blood bath can happen anytime.

Imagine that everything has happened in the past few years. We have already made record-breaking highs even after the economic downfall during the pandemic. Many people now have recovered with most of their finances, and it could be with the help of cryptocurrencies as well. So knowing that idea, it's best to have your asset to something that you believe will rise in value and has diversified with suitable investments is a great way to protect you from inflation problems.

The vital part, in this case, is the investment you are making. Knowing what you are investing in and believing that it could protect you will go a long way and help you with emotional stress. You are accepting that it could go either way.

It's actually wise to allocate some money from one of those things you've mentioned instead of placing it all in your bank accounts and do nothing about it because the purchasing power of your money steadily decreasing due to inflation. Personally, I have allocated a percentage of my wealth in BTC and planning to buy some ALTCOINs which has good potential in the future. Art? Definitely not interested in Art and have no knowledge about it at all.

As a crypto user, I prefer to buy bitcoin to protect my value. Although I know that bitcoin price can follow getting down because of the world situations, I can get my value increase in the future. The common people may prefer to buy gold to protect their money and save the gold in their safety box. If you have a lot of money, it will not be difficult to diversify your investment, but most people will not think much about inflation and follow what their government suggests.

Curious about what you were listening to--and the reason I'm curious is because a lot of podcasts/talk radio personalities/Youtube videos tend to exaggerate and distort how bad problems are, and it's usually because they want to sell you something.  One person that comes to mind immediately is Robert Kiyosaki, but there are many others.

Bitcoin?  I don't know; take a look at how it's performed in the past few days.  It all depends on when you buy it and where it is when you finally decide to cash out--and that's true for any of the things listed above.  Personally, I don't think any cryptocurrency is a good choice for a hedge against inflation, and that's just based on volatility alone.

Art? No. 

Stocks?  Yes, but buying them right now is a huge gamble since we've been in the longest bull market in history, and many of them are extremely overvalued.  Even if you bought an index tracking fund you might be in trouble, never mind trying to pick stocks individually.

Commodities?  I don't know; I don't invest in them except for a little bit of silver.  Gold and silver are what most people think of when considering inflation hedges, and I'd say those are probably the best choice.  Volatility is pretty low, and you can always find a buyer when it's time to sell (unlike art).

Real estate?  Right now that's also very risky, because I've heard stories about the market being in a bubble.  But buying something like a rental property that provides income might not be a bad idea.  REITs are just a subset of stocks, and personally I like them for their income.  But again, their value could fall significantly if there is a housing market bubble and it ends up popping.

Something I know a lot of crypto people are against but I would still say is a legit way to defend against inflation is to take advantage of government bonds (or mutual funds in Asia).

The interest can be quite high almost 8-10%, guaranteed by government. If you can get your interest to be higher or equal to inflation, then you protect your wealth.

Commodities, stocks, art, these can go up in value but can also go down or in case of art even you may not find a buyer.

Idk, probably something a bit worse than the current economy that's been brought into limbo by the pandemic.

And yea, I'd like to think that bitcoin will do good as well, but I'm really not betting on it and I'm not that confident. There's just too much weak hands that I wouldn't be surprised if people would dump when needed to; not to mention that a lot of retail look at bitcoin mainly as a get-rich-quick investment and not necessarily an economic hedge in the first place.

What would be a really bad economic situation for you? Is this what happened in the spring of 2020 when everything collapsed (including BTC), or maybe you mean some new global economic crisis that will last for years? I want to believe that Bitcoin will be resistant to something like that, but for now we can't say that this is the case - because every disturbance in the markets also affects the price of BTC.

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I think the protection of wealth is not just a necessary investment in gold, real estate, or stocks - but that smart investment can also be an investment in producing something that people always need - and that is first and foremost food, with an emphasis on healthy food. Of course, this is something that requires a lot more work and commitment than classic investments, but the risk of losing everything is still lower.

Storing gold isn't THAT bad, unless you're a billionaire and you're planning on buying dozens of gold bars then sure lol. Not to mention that reputable gold ETFs like SPDR Gold Shares(GLD) and iShares Gold Trust(IAU) have existed for a while now.

Gold is fricking expensive to keep, most arts in the market are either expensive because it's a master piece or it's expensive because it's appraisal is overvalued because it was owned by a rich person that has a connection to the appraiser. For me though, I only have bitcoin as an investment but that will eventually becomes different because I plan to slowly diversify my investments too.

Inflation is a scary thing and is often ignored by many people, especially those who do not aware the importance of investing
other than in the form of Bitcoin, commodities (gold) and stocks are on my list, while for real estate I do not yet have the financial ability to start investing there, all the three I choose because can be owned even with limited funds.

All of these does sound great, but for me the real answer would be :

Educating yourself.
If you do invest in your education then there is literally no way that you are going to fail in years ahead.

Planning.
Planning for your future considering all the options and at the same time realizing that you have to make plans in advance for the adversity.

Inflation is a necessary evil.
One must understand that even though Inflation might seem negative but at the end of the day it's much needed for a healthy economy.

Investing is a great way but then again investing in cryptocurrencies should be considered long term investments hands down. Plus there are a wide variety of cryptocurrencies available in the market. You need to analyze the market and look for good trading pairs as well. BTC-ETH would be my all time favorite, their synergistic relationship is too strong.

Investing in real estate right now is not a good idea, since during the COVID even though the prices went down there are risks associated. Wait for a stable price then go for it.

Bitcoin, of course, is on top, although it cannot be denied that its volatility could mean something else could be better in one way or another.

I tend to avoid investing in real estate trusts not only because of all the hassles that go along with it but also of the risks. I'd rather just invest in a hard real estate property myself.

Jewelries could be an option also.

Art and collectibles are also options but one has to be meticulous in choosing which ones would remain in-demand after decades.

Inflation sometimes hits on the market economies and we have an investment that could be anti-inflation assets.  Of all mentioned by OP can protect you from inflation during inflationary climates in market economies but I think only Bitcoin can give you a truly secure asset that you have your own full control of.

I mixed portfolio will put you in a safe place of investment, something like 65/35 stock, real state, and Bitcoin investment.  As they say, don't put all your eggs in one basket, and might this strategy will truly give you protection.

Any investment that seems to be a way to be against inflation is a good collection to your asset. Bitcoin is the top and my 2nd choice is real estate.

I'm not into stocks or any company owned asset.

You have forgotten to mention about precious metals too/jewelry.

It actually depends on how much one has, or what skill or service one can render, what we must understand is that, in as much as people may want to retain the value of their funds from inflation and hyperinflation, many can't actually achieve that due to insufficient/lack of funds. In my opinion, since my knowledge about Bitcoin investment is constantly developing, then I'd definitely choose it as a defense against inflation, I believe and understand the network, thus it seems to be the best option for me. The right thing for people to do is to invest in what they believe to last for the long period, be it Bitcoin, stocks, other commodities, etc. I really hope all this talk about inflation does not get to the worst stage possible, cause then we'd prolly not be talking about investments, but on how people will be able to foot their bills and meet basic needs.

Same here, even though im really that optimistic with bitcoin or crypto as a whole but still i do consider out other investments on traditional aspect on where you could really somewhat able to deal with both
things without minding or focusing that much on a single point.Diversify or try to divide it up because you wouldnt really know on what would happen next and if you do just focus
on one then once it do fails or does have big problem then you wouldnt really be having any other options.

Commodities may sound like a good idea, and so would art.

However, I would say that these are generally illiquid, or you are buying paper versions of commodities which makes it not worthwhile as a hedge.

Stocks/REITs are definitely intriguing but depend on the fiat ecosystem to survive. Cryptos is the logical option to go with out of all of these.

Bitcoin itself is enough probably. Why complicate things further? It is not needed. Keep it simple. The other choices are also not bad though, with one exception, "art". I don't understand art and I don't invest in something I don't understand. I don't know how to value art so I wouldn't be able to sell it from the right price when I decide to sell it so I wouldn't put any money there. You probably can't lose money with the other choices.

I'll just say we diversify and those assets are the best ones to do so with. You basically covered all the sectors of the economy and we do have also a high speculative assets like bitcoin in the mix to spice up your portfolio. Just a circle of bitcoin price increase could cover up for those other asset if they weren't doing so great and same can be said about the combination of other assets if bitcoin was receiving some backlash.

I'm a big fan of art (painting must especially) and I mean vintage ones and not the NFT been over hyped and over price all over the community. Rael estate is a nice one as people will always need accomodation (shelter) as long as they're alive. Same goes for commodity as well, it's not always about the securing of your investment and making yourself rich at times but actually investing in things that contributions to the betterment of society.

I know some people that are buying luxury watches  (Omega, Rolex etc) as a sort of investment. Allegedly they even increase in price once each of the series is sold out.

I am personally still holding majority in BTC, but plan is to get some real estate too, just have to decide what and where. Mostly likely it will be apartment that I can rent via airbnb in the meantime.

I wrote my personal opinion on the listed option below. Personally will choose bitcoin over all of these but I do have some other stuff aside from bitcoin though such as gold


High volatility and definitely not an option that an average joe would go for. High risk high return though


Most people will go for this option, especially gold. Its pretty much the safest option that one could get but the return is pretty small but yeah its enough if you want to safeguard your cash from inflation


Evergrande's bankruptcy will make people think twice on going all in on real estate nowadays.


Second best option after commodities. Basically this is what most people are choosing nowadays


Art? as in 'art' or 'NFT' ? Probably the worst option, not even going to consider this

Saving ourselves from the inflation and buying all of those assets is closely related and I don't think any of those can help us from inflation?
Are we forgetting that if any inflation happens with the fiat (ex. USD) then it will have direct and indirect effect on the bitcoin too! Even an art which someone owns will be useless because it's the currency which has got affected with the inflation and thus things which we will buy would be too costly. i am pretty sure we will not be focusing on buying the art in those periods?

Bitcoin? Well whats the point here! It would be useless to buy and store anything in it's form. All one can do is keep saving the fiat itself and wait for the inflation to fed away.

They all have their pros, cons and risks.

Gold, silver and precious metals are risky as central banks HODL and control an overwhelming proportion of supply. They can move the price anyway they like. Concerns of counterfeit bars and coins have plagued markets in recent times. Which have only contributed to market uncertainty and added fear for buyers and traders.

The risk of commodities is illustrated in recent cases where large commodities shipments were subject to fraud. The media has published many stories recently about shipping disasters and entire cargos lost. As if it were completely normalized for a few containers to fall overboard whenever ships went to sea. These sentiments deter the concept of commodities being a reliable asset for inflation protection. (For those who take delivery of commodities anyway which is generally the arrangement we would expect for long term inflation protection)

High inflation could be correlated with whales dumping their holdings en masse to protect themselves. And capital flight whereby the wealthy pull their money out of a failing nation's economy to invest it in the economy of a nation whose economy is more stable. Which rules out stocks and assets pegged to the economy. Something similar might be said of real estate, although to a lesser degree. In some cases the value of real estate could plummet far enough to become undervalued and a buy.

Bitcoin is definitely one of the better options.

....


Don't forget EU residents bought electronics (things like big screen TVs) in an effort to curb expected euro inflation, back when greece's debt issues 1st came to light.

At some point, it could be less about protecting the value of wealth and more about survival. Having basic necessities: food, water, shelter, electricity, etc could be the goals we end up striving for.

As stock-picking may be risky, I think you should consider buying ETF (Exchange Traded Funds). They follow indexes, such as SP500, World MSCI, etc.

One of the most popular ETF is SWDA, which is a low-cost ETF  which contains about 1500 stocks of different countries over  23 developed countries in many different continents (covering 85% of companies in those countries).

It is an accumulation fund, which means that the dividends will be automatically reinvested in the ETF composition.


Personally, I don't think this offer any kind of protection at all. Especially when thinking about liquidity and real use... I would never pay a lot of money in any kind of art.
Maybe I am to ignorant in that field, however.

Inflation is really a pain in the ass, especially with a lot of helicopter money around the world. While BTC is a pleasant way to store your wealth, but the volatility is also a problem. If you can buy low all the time, it's great! But sometimes you have excess money when the price is not "sexy." Forcing to store your excess money in BTC in this period is a big no for me. Perhaps storing it first in gold, and then convert it into BTC when the price is "right" is a good idea.

Before Covid shit, I invest in my own business for expansion, but it's not feasible at the moment.

I think Bitcoin/crypto should be the foundation for preserving value for people who are more dependent on technology. So, you can buy those things listed below Bitcoin and have lots of them preserved in Bitcoin/Cryptocurrency for the sake of decentralization and other important features of Bitcoin. Centralization is part of what's is causing the economic failures but that doesn't mean Bitcoin will solve it all. There are lots of things that need to be done which have been mentioned on this forum several times that haven't been done yet.
If people know the truth about how valuable the forum is due to what IS here which they ignorantly ignore they would start taking the ideas shared in not-too-distant past very seriously. Our time is short. Don't be caught by the storm unexpectedly, because it will happen unexpectedly especially to those who didn't prepare.

I’m personally invested in a mix of those assets, except gold and art, and kinda heavier on bitcoin(mostly because of privacy and self-sovereignty). I’d rather diversify a bit to protect myself from all sides; simply because we’re in uncharted territory economy-wise, and we can’t say for sure how bitcoin will perform in a really bad economic situation.

I recently listened to a discussion on which assets could actually be better to protect or even profit from inflation. This comes as most of the developed world is suffering the consequences of a soaring inflation and several pinch points in the supply chains and the international trade, such as a massive demand for freighters and severe queueing in ports.

How would you defend yourself from inflation:
- Buy bitcoin
- Buy more commodities.
- Buy REITs or real state.
- Buy stocks of listed companies.
- Buy art.
- ... any other?