I am trying to do some research about this, so I can deccide if it's worth investing, but I have a hard time finding any meaningful opinions or information. IOB is somehow connected to McAfee coin and his Crowdchain Accelerator project (McAfeeXL). It also appears that they payed the first dividends among token holders on March - A Historical Event: IOB LLC Begins The World’s First Token-dividend Distribution to IOB Tokenholders - and it was payed in IHT Tokens worth over $1M. So if anyone participated in their pre-sale or knows more about this projects, I would really appreciate more first-hand info.
https://www.iob.fund/
http://www.iob.vc/
Join the telegram group for any questions. Great team and project.