Author

Topic: Is Investment better or saving? (Read 740 times)

legendary
Activity: 2646
Merit: 1106
Enterapp Pre-Sale Live - bit.ly/3UrMCWI
July 01, 2019, 06:43:46 PM
#56
Savings and investment in my opinion is equally important, because after making a profit from investment in general people will save so as not to be wasteful and will take it as needed.
And if I have to distinguish between savings and investment, of course investment is far better than savings, because investment will get profits automatically if what we invest increases.
From my view both investment and savings were mutually required, because with investment benefits were completely depended on the market risks. Your investment could get you very low value as well take you high. If it has gone low, the savings you made will give hands to move forward without getting stopped.
sr. member
Activity: 2366
Merit: 448
SOL.BIOKRIPT.COM
July 01, 2019, 09:21:12 AM
#55
Savings and investment in my opinion is equally important, because after making a profit from investment in general people will save so as not to be wasteful and will take it as needed.
And if I have to distinguish between savings and investment, of course investment is far better than savings, because investment will get profits automatically if what we invest increases.
sr. member
Activity: 1372
Merit: 269
★Bitvest.io★ Play Plinko or Invest!
July 01, 2019, 08:36:46 AM
#54
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.



probably, both are good to implement as a trader here in crypto industry. However, it seems like that I don't agreed on some of you statement in which Investment is not a gambling, No! Investment has no difference with it, because you are risking your capital into something were you believe that it can give profit, that's why as an investors We are risk taker as far as I know.

Investment is a gambling. Many people are often to risk their money without knowing what will be the result. Investment is profitable in cryptocurrency. However, the risk we take in investing in this industry is to high compared in savings. But they always say that the more your risk, the more you have chance to win. We want gains but we want also not to lose a lot, that is why most of us lose in crypto. We think it is really easy.
sr. member
Activity: 798
Merit: 258
July 01, 2019, 08:22:41 AM
#53
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.



probably, both are good to implement as a trader here in crypto industry. However, it seems like that I don't agreed on some of you statement in which Investment is not a gambling, No! Investment has no difference with it, because you are risking your capital into something were you believe that it can give profit, that's why as an investors We are risk taker as far as I know.
legendary
Activity: 3276
Merit: 1128
July 01, 2019, 05:14:17 AM
#52
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


I have seen this issue being debated several times, and to be sincere, it can be confusing sometime, because both are necessary, investment is very vital because that is the only way we can have a river of income that will never run that, but that is if we invest rightly, any wrong move in investment that goes wrong without savings could lead to final downfall of a man.

When investment fails, it is only savings that can be there for one pending the time we pick up, and without investment too, there is no way savings can continue, so I would say that they are both husband and wife, both are needed to make a man be to be completely fulfilled in life. According to what I learnt from my religious leaders, the wisest thing to do when it comes to income is to always have 20% for savings, 40% for personal expenses, while the remaining 40 should be re invested.
hero member
Activity: 2296
Merit: 953
Temporary forum vacation
July 01, 2019, 03:03:31 AM
#51

Brief point you should no about comparing and contrasting investment and saving

1. Risky. Investment is Ricky saving is not(excerpt it got stolen)
2. Gains.  If you made the right investment the gains are high and there are little or no gains in saving(you rather enriching the banks)
3.Longevity that leads to greater expansion. a good investment can live long and give rise to an empire even be passed to your next generation but savings can only live long according to whole long you keep it


I 100% agree that you cannot simply just compare investment and savings. For many countries, savings is even considered investment because of the risk. If you save in Japan banks for example,,, you actually lose money because of negative interest. In Venezuela or Iran if you save money you lose value because of hyperinflation.

Different risks, different scenarios.
legendary
Activity: 2674
Merit: 1048
July 01, 2019, 01:01:46 AM
#50
Before you judge something you have to know the definition from investing and saving. Investment, you put your money to some places because you have an expecting your money grow in the time you specified (short term and long term). Saving, you put your money into your account such as bank account in order to you can save your money safely or even you want to have a life that is not wasteful so saving money is a solution, however when save your money into bank account you never had an idea that your money will grow.

With these definitions you can choose what you wanted, if you need your money grow in the future then you have to choose an investment but if you need your money safe you have to choose a saving to store your money. It's depend on your intention, better or not better depend on you need, both of them have an advantage and disadvantage. But if I give a suggestion to you, you have to choose both, I wonted to divide my money such as 70% for investing and 30% for saving.
hero member
Activity: 3038
Merit: 592
BTC to the MOON in 2019
July 01, 2019, 12:47:12 AM
#49
While in savings I don't see any risk on it, but you cannot grow you capital or money to get a huge profit in the near future.

There risk in saving is tied with inflation, if the economy of your country is not so stable, better think of investing more than saving.
Save for needs and not to save to make you financially free in the long run as like I said, inflation will hinder your goal.
sr. member
Activity: 798
Merit: 258
June 30, 2019, 10:56:40 PM
#48
Literally, all investment form has risk involved but there is a chance to double or more your capital then you could also loss it too, when you take the wrong move of decision depending upon your choice. While in savings I don't see any risk on it, but you cannot grow you capital or money to get a huge profit in the near future.
member
Activity: 332
Merit: 12
June 30, 2019, 07:37:37 PM
#47
It's better to have both: savings and investment. Savings is always a backup for the investment. Worst comes to worst, saving will be the primary source of income. We know that investment is somewhat risky, always keep that in mind.
full member
Activity: 476
Merit: 101
June 30, 2019, 07:30:09 PM
#46
There's no doubt that saving are the very safe option, however, your money won't grow as you expected, and the fact that fiat are devalued every year.

For many years, I have seen many investor grow their capital on trading rapidly, that's  make me eager to do the same. However, the risk are too high, if you don't have a proper knowledge on trading, don't do it right away.

full member
Activity: 1008
Merit: 101
June 30, 2019, 06:07:46 PM
#45
For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.

If someone is into crypto then he is reluctant to risks. If so, then investing is the better option that someone has considering the fact that he is already a t risk.
Having said that, saving is not the most profitable option, as profits always come at some risk.

To reduce risk we will have to save it because in saving I have never seen any coin getting lose but the investor and the trader will have to be with the coin according to the market situation, controlling emotions at the time to low price market is the most important step because if you will get worry and trade is not profit worthy at all, better save and secure your future.
hero member
Activity: 2912
Merit: 642
June 30, 2019, 10:32:07 AM
#44
Worse.
They do not even have the basics of investing. Just living the every day life with their monthly salary or even worse with what they get from a quarterly income from farming or something like a business.

Have you been to provinces and rural places that are not reached by internet or if there is not much are using it.
I have been.

Everyday life is just doing whatever it is at home. Something like cleaning the house and drinking coffee and eat and sleep. That is all they have there.
They dont even know what is happening in the outside world.
Yeah investment is better than just letting it rot in banks or your piggy bank.
member
Activity: 980
Merit: 62
June 30, 2019, 10:13:02 AM
#43
For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.

If someone is into crypto then he is reluctant to risks. If so, then investing is the better option that someone has considering the fact that he is already a t risk.
Having said that, saving is not the most profitable option, as profits always come at some risk.
legendary
Activity: 2520
Merit: 1040
Catalog Websites
June 30, 2019, 10:01:50 AM
#42
For me, investing is better than savings but it will depends on the investor into how good he can in handling money.

Does he knows how to trade??Does he have a business?? If he knows how to invest and grow his money there then investing is better but if he can't then I think saving is the best choice.
legendary
Activity: 2212
Merit: 1008
June 30, 2019, 09:18:21 AM
#41
But the risk is larger in investment than saving. When you are investing, you can't say that you can get a return for that, there is lot of investment out there that lead to losing, not only on crypto but on different financial related investment (even non-crypto).

What I notice is only in crypto you can get huge returns and loss a huge also since the volatility is huge. Just always think that there is no 100% safe investment in this world.

Investment is not intended for those who are afraid of loss, therefore there is a phrase "high risk, high profit". Saving will not give a return because your money will probably shrink with your daily needs. Well, therefore we need knowledge in investing to avoid the risk of loss, if you invest carelessly it might give you a loss but if with knowledge, the risk of loss is very small.
sr. member
Activity: 2422
Merit: 357
June 30, 2019, 08:51:46 AM
#40
Financially speaking, investment has a greater profit than savings but you shouldnt put all your money in investment. You should have put aside a savings which is fixed for emergency or any other things. Investment although profitable may sometimes be lost. If you put all your money there then youre going to have a hard time.
legendary
Activity: 2338
Merit: 1354
June 30, 2019, 06:18:10 AM
#39
But the risk is larger in investment than saving. When you are investing, you can't say that you can get a return for that, there is lot of investment out there that lead to losing, not only on crypto but on different financial related investment (even non-crypto).

What I notice is only in crypto you can get huge returns and loss a huge also since the volatility is huge. Just always think that there is no 100% safe investment in this world.
full member
Activity: 840
Merit: 100
June 30, 2019, 04:39:00 AM
#38
For me, both have advantages and disadvantages. But i prefer to investment, its more risk but its profitable if we know what we have to invest. In crypto i am invest to Bitcoin and some altcoins, so far its profitable.
member
Activity: 546
Merit: 32
June 30, 2019, 01:31:58 AM
#37
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


anything is good for our life when we are making money from it by saving money we are not going to make more money so it is not more profitable than the investment and there are lot of investments available and the profit rate depends on the risk factor and the amount of risk from the investment choose one which is good for you.
sr. member
Activity: 1162
Merit: 251
June 30, 2019, 12:14:01 AM
#36
Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.
Every investment will cater risk and not everyone can take that risk.

It will teach you as you go on further with your investment and it will add more discipline on how you manage your finances. Experience will also help you to avoid scam investments.
Risk is a natural thing, you will never grow your money without risk, so don't refuse investment just because of risk, it's not a consideration that you have to choose. precisely save that have risk like inflation, and even save doesn't provide the benefit of growing your money, what will you choose now ?
member
Activity: 616
Merit: 12
Send&Receive Money Instantly, w/ no hidden costs
June 29, 2019, 07:39:25 PM
#35
Both of these actually have advantages and disadvantages. If you really want to invest in food you have to know in the field and do you see prospects going forward? Although sometimes in crypto it is not clear whether this really works or just runs in place.
hero member
Activity: 3024
Merit: 680
★Bitvest.io★ Play Plinko or Invest!
June 29, 2019, 06:13:10 PM
#34
Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.
Every investment will cater risk and not everyone can take that risk.

It will teach you as you go on further with your investment and it will add more discipline on how you manage your finances. Experience will also help you to avoid scam investments.
hero member
Activity: 1274
Merit: 516
June 29, 2019, 02:36:27 PM
#33
Saving now is not able to sustain your wealth anymore, the inflation rate is grow faster than the bank interest, its true that its safer to save rather than invest, investing can cause you losing money but it can sustain your wealth and the profit can be bigger than saving, investing is way better than saving for now
member
Activity: 392
Merit: 10
simply getting the job done
June 29, 2019, 12:55:24 PM
#32
Invesment is always better than saving but its more risk. You can double your money or make profit with investment but you should be carefull to choose what that you want to invest.
sr. member
Activity: 826
Merit: 265
June 29, 2019, 12:33:37 PM
#31
Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.
Thats it!!but the problem is if you mismanaged the investments? Then for sure you're done not like in saving atleast you still have your amount that can be withdrawn in future.
Quote
Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
But ths problem is they are being attractes of what people says and sometimes become greedy so instead of gaining.gaining . losses ks what they've got
hero member
Activity: 1302
Merit: 540
June 29, 2019, 12:18:05 PM
#30
Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
Even saving up money doesn't really free you out from certain risk and as being mentioned you can potentially be hit up by inflation.

In result it would put your fiat savings into useless one.Diversify everything if you do have the chance but all things should really be done on a
systematic way.
Should be done with good understanding so it will be beneficial for your save money expecting to have good growth when you will do it with good efforts and knowledge.

It's good to invest instead of saving your money from the bank and let the company enjoy with your savings, but it's needed to have a good overview of your target investment, plan well and expect to succeed.
hero member
Activity: 1092
Merit: 501
June 29, 2019, 12:10:43 PM
#29
Investing and Saving  are both important, but investing is always better to saving because if you are saving your money to bank,  that will give a very less return, compare to investment that allows you to earn a higher return, but you take on the risk of loss.
From point of view of an investor and a businessman, you should go for investment only if you see the following factors in the asset. The first thing is the risk factor you need to take into consideration. If there is risk in the asset in question, you should not invest but save. Profitability, liquidity and volatility are other factors you need to take into consideration.
sr. member
Activity: 2436
Merit: 272
Hire Bitcointalk Camp. Manager @ r7promotions.com
June 29, 2019, 03:33:12 AM
#28
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


Saving is indeed so keep an amount which needs for your secured short term future and let the rest of your money work for you which is called investment.

Saving doesn't grow so the profits from it less so if you are looking to make money then you need to be an investor but for that you need to save money initially.
sr. member
Activity: 952
Merit: 308
June 29, 2019, 03:24:15 AM
#27
investment will make the value of your money move, rather than saving, which only makes your money silent and a waste of time. Not that I don't like saving, but just say that investment is better than saving.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
True, it's better to invest with what you know, such as safer property investment because surely everyone on average understands this business. And property investment will certainly benefit because every year property prices always increase. So it doesn't have to be crypto, invest whatever you know and understand.
full member
Activity: 1106
Merit: 166
★777Coin.com★ Fun BTC Casino!
June 28, 2019, 04:30:30 PM
#26
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


the people who wanted to take risk in his life will definitely invest in cryptocurrency or any other things but people who had lots of income in their life will definitely try to save some much of amount for the later use that is the difference between investment and savings.
hero member
Activity: 2954
Merit: 683
June 28, 2019, 04:28:35 PM
#25
Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
Even saving up money doesn't really free you out from certain risk and as being mentioned you can potentially be hit up by inflation.

In result it would put your fiat savings into useless one.Diversify everything if you do have the chance but all things should really be done on a
systematic way.
sr. member
Activity: 2506
Merit: 368
June 28, 2019, 04:16:15 PM
#24
Investment is better if you know what you are investing than saving since your money won't move if you will just gonna save it. Investment may be risky but if you know how to handle the risk, the outcome would be great in no time.

Rules number 1: Never ever invest in something that you don't understand even if it's too good to be true. Understanding the basics is important because when things get ugly you know how to deal with it.
member
Activity: 572
Merit: 10
June 28, 2019, 04:01:32 PM
#23
It seems to me that these are very different concepts. Investments are aimed at making a profit, but savings are not. So it's hard to say which is better, because they have completely different goals.
hero member
Activity: 2982
Merit: 790
June 28, 2019, 03:44:21 PM
#22
These things arent really right to be compared yet both should really be done and shouldnt really be needed for you to choose up.

You cant really blame people not to be scared or hesitant when it comes to investment yet they do know the risk behind on losing up
money thats why they do rather save up than to risk but if you do like to fasten up on saving up money then investment will be a better
option but somehow it do accompanied with risk and for those people who jumped in and aware on that they do have the possibility
on either doubling or how many times it folds their savings if investments goes well.
full member
Activity: 1456
Merit: 148
June 28, 2019, 03:38:28 PM
#21
Investing in Bitcoin is pretty risky as it already went from 15k$ to 3k$.

That was long ago that Bitcoin went down from $15k to $3k compare to what is obtainable from the current state of Bitcoin. Based on OP question: i prefer to invest my funds than for savings, savings will only keep your funds but investment will add to your funds if invested wisely on the right part and not the wrong scheme.
member
Activity: 742
Merit: 11
June 28, 2019, 03:31:38 PM
#20
Investing and Saving  are both important, but investing is always better to saving because if you are saving your money to bank,  that will give a very less return, compare to investment that allows you to earn a higher return, but you take on the risk of loss.
hero member
Activity: 1540
Merit: 508
June 28, 2019, 11:56:36 AM
#20
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.


It depends on the current market situation and your strategy. If you are self confident with you trading skill then you can choose investing, otherwise saving is a safer choice.
hero member
Activity: 1232
Merit: 738
Mixing reinvented for your privacy | chipmixer.com
June 28, 2019, 03:28:25 PM
#19
savings (account) is saving money for short term purpose while getting low returns with close to no-risk 
investment is allocating your fund (usually long term), and exposing it to risk, for the purpose of getting high returns
which one is better? pick one that suits your financial needs
most people start with savings then continue with an investment plan when enough money is saved
sr. member
Activity: 882
Merit: 282
June 28, 2019, 03:12:52 PM
#18
Investment and saving both are needed for Earning from crypto. Right time and right place investment is better than saving I think. But if you are   not more experienced  then you should saving instead of Investment.  Because to earn profit from investment you need to must experienced in trading. Thanks     
The risk takers hardly saved and most of them flip their funds from one investments opportunity to another. It is very clear that saving is for civil servants and the are the one that doesn't have time and mind for investing. The world system is built through our education for people to be afraid to take risk especially when it involved money and funding and only a few that best the odd of afraid of investing that we have now as the wealthy people on earth. Not investing is postponing the evil days because saving will not save you when you are old and cannot labor to keep your regular income. Investors always live great wealth for himself in old age also for his "children and children".
sr. member
Activity: 980
Merit: 261
June 28, 2019, 11:16:31 AM
#18
Well there is nothing to discuss about this two, investments are better rather than saving, with investments over the years it will profit and having a good benefits to you, unlike savings that will remains the same. The difference is time that you need to wait.
sr. member
Activity: 445
Merit: 250
June 28, 2019, 08:40:03 AM
#17
Investing in Bitcoin is pretty risky as it already went from 15k$ to 3k$.
investing in everything is very risky, I will tell you this.  Because you invest your money in something unreal.  And you want to make a profit.  Of course there will be risks, but they need to be overcome.
sr. member
Activity: 594
Merit: 250
June 28, 2019, 02:24:22 PM
#17
Investment is good if you choose the right one choice, and savings also was a good idea too which means both are giving good preparation for the future. Only thing is that We need to consider is be careful on which type of investment We are going to invest in.
legendary
Activity: 2282
Merit: 2196
Signature Space For Rent
June 28, 2019, 01:59:21 PM
#16
Investment and savings both is different scheme. I don't think it could be compare. Saving is just save for future. I am not sure if you mean trading as a investment, but by potential investment you could increase your fund. Also there is chances for lose but we should try it as well. I would like to suggest for both scheme if you have enough fund.
full member
Activity: 2268
Merit: 121
Enterapp Pre-Sale Live - bit.ly/3UrMCWI
June 28, 2019, 08:37:16 AM
#16
Investing in Bitcoin is pretty risky as it already went from 15k$ to 3k$.
So that you also understand, that investment is certainly clearly at risk without doing research. Bitcoin is also a long-term investment and profits cannot be immediately seen. try to see bitcoin now, now it shows a positive direction.
I am more inclined to say that investment is still the best, if you want to compare if you want to save, it does not mean saving a bad way.
legendary
Activity: 1386
Merit: 1027
Dump it!!!
June 28, 2019, 12:50:05 PM
#15
Investing in low risk, low profit options is almost certainly going to yield better interest than your savings account.

Most countries only offer between 0.5-2% on savings accounts, and normally have maximum limits on balancess that earn interest.

Investing in blue chips will probably generate close to 5-7% per year, while much riskier options like cryptocurrencies can generate massively more.

Diversify and don't leave your money in the damn bank.
sr. member
Activity: 445
Merit: 250
June 28, 2019, 08:30:00 AM
#15
I believe that these two actions should be combined first to invest and then to hold this amount in order to invest next time again. As for me, this is the most profitable option to make a profit.
legendary
Activity: 2436
Merit: 1189
Need Campaign Manager?PM on telegram @sujonali1819
June 28, 2019, 11:24:04 AM
#14
Investment and saving both are needed for Earning from crypto. Right time and right place investment is better than saving I think. But if you are   not more experienced  then you should saving instead of Investment.  Because to earn profit from investment you need to must experienced in trading. Thanks     
hero member
Activity: 3024
Merit: 680
★Bitvest.io★ Play Plinko or Invest!
June 28, 2019, 08:28:28 AM
#13
I've been reading a lot of financial advisors point of view on how to manage wealth properly.  And most of them says almost the same thing about money and they are discouraging people to focus with saving only but they are advising to practice saving to invest.

Look on the richest people in the world, all of them are investors/entrepreneurs/businessmen.
newbie
Activity: 14
Merit: 0
June 28, 2019, 08:10:51 AM
#13
Investing in Bitcoin is pretty risky as it already went from 15k$ to 3k$.
hero member
Activity: 1722
Merit: 528
June 28, 2019, 07:59:47 AM
#12
Investment has its risk but people will pick it more than saving.

Saving is good if you can't afford to invest. Usually, people that can't afford to invest in assets or other things just save and use their money when they needed it or they want something but if you want to earn in the long run and you can afford it, you can just invest it in assets. I am saying "can't afford it" since some people invest in assets not knowing that investing is a risk and when they lose their money they will blame it on the asset they've invested in.
sr. member
Activity: 574
Merit: 251
June 28, 2019, 07:49:46 AM
#11
no one is better then the other , with investing you can lose money and also gain money , but it would realy suck if u invest for 20 years and made nice gains to lose it all right before you go into pension and that have happend to alot of people.
Investment is in no way safe.

Saving on the other hand might be boring but atleast you dont risk of losing all in one swoop.
I suggestion a combination of both thats the smart thing to do.
legendary
Activity: 1638
Merit: 1163
Where is my ring of blades...
June 28, 2019, 07:45:06 AM
#10
"saving" means that you save your money instead of spending it on things that are unnecessary. for example instead of wasting money you put it aside. you need to have some savings for emergencies. then what you do with the money that you saved up is when the investment comes in.
specially since most investments (like stocks,...) require a larger sum of money so you have to first save up to invest in them and for the investment to make sense.
so they are not mutually exclusive, thy come together and complete each other and you cant say one is better than the other.
full member
Activity: 644
Merit: 100
June 28, 2019, 07:35:12 AM
#9
Investment is definitely better than saving because if we save we will only get a little profit and more cuts in administrative costs while if we make an investment we will benefit if the commodity we choose has a positive price movement, but if you choose our investment commodity wrongly loss so I suggest that before you invest make sure you choose the right commodity so that you get a lot of profits.
legendary
Activity: 1386
Merit: 1003
June 28, 2019, 07:17:54 AM
#8
Investment and saving have an important side, of course people will not invest all of their money and then some will be saved. Saving is not profitable but can meet daily needs, unlike investments you can take your money and profits after the contract ends.
But sometimes people equate investment with savings, they assume that investment is a future savings.
full member
Activity: 560
Merit: 101
June 28, 2019, 07:16:26 AM
#7
I think there is no problem with saving that much. But if we want to improve the amount of money we have, we must take risk. And of course we must take risk with educational background. Investing in cryptocurrency such as altcoins have lower risk since it has a good project development behind it. And I doubt Ethereum will fall just like that.
full member
Activity: 658
Merit: 100
June 28, 2019, 07:05:56 AM
#6

As I have been doing, when you want to be rich, invest in others and when you invest, you have to consider very carefully what you invest, of course it is long term.
sr. member
Activity: 994
Merit: 260
June 28, 2019, 06:42:20 AM
#5
If you have a small capital, then you need to invest it correctly in order to try not only to save it, but also to increase it. If you have a lot of money, it is better to start your own business, because it is more reliable than investment. A person decides for himself what to do with the money, but if he has a large capital, then he needs to launch his own business, as well as invest correctly.
hero member
Activity: 2604
Merit: 816
🐺Spinarium.com🐺 - iGaming casino
June 28, 2019, 06:32:45 AM
#4
Both are better. I think with investment, and you can have a chance to make a profit in one period while in saving you can get have money stay at the bank. Rich people will invest in many legit programs or project or anything in their real life because they know that there is a chance for them to increase their wealth. So if you can have the investment and the saving, then you can feel safe for passing your day, and you can make a better future.
sr. member
Activity: 1134
Merit: 342
June 28, 2019, 06:11:30 AM
#3
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.



Actually, this is all about timing. At the right time, you can achieve better conditions as long as you can do the right thing. However, in the general economic development period, it may make more sense to prefer investment and saving during economic contraction periods. This is all my idea. You need to reach maturity to make your own decisions about your investments. Or you may need support from a licensed person.

Especially Bitcoin investment was a profitable from last summer. Because in long term, Bitcoin has a big potential still.
full member
Activity: 280
Merit: 215
June 28, 2019, 05:29:23 AM
#2

Brief point you should no about comparing and contrasting investment and saving

1. Risky. Investment is Ricky saving is not(excerpt it got stolen)
2. Gains.  If you made the right investment the gains are high and there are little or no gains in saving(you rather enriching the banks)
3.Longevity that leads to greater expansion. a good investment can live long and give rise to an empire even be passed to your next generation but savings can only live long according to whole long you keep it
newbie
Activity: 23
Merit: 1
June 28, 2019, 05:10:54 AM
#1
The traditional norms made us believe that savings are a safe option to store your wealth.
But is it true now?
With inflation, we all know that the prices of the wealth we have kept in our savings account will decrease. What is the use of saving when ultimately we are not even able to enjoy what we have been saving for years?
The smarter option?
Investment! Investment is not gambling if done rightly. Very often we see people not putting too much effort into learning and jumping into FOMO. They don’t have enough guidance that will help them to invest better.

Jump to: