J'ai creer un autre topic sans voir celui la.
sorry
repost :
C'est presque une info WTF,
Apres avoir dénigrer les crypto pendant plusieurs années. Avoir publiquement dit que les cryptos ne mèneraient a rien, ils retournent leur veste !
Voici un article qui est un peu Biais (BULL) :
JPMorgan Chase to Launch ‘JPM Coin,’ Using Crypto to Speed Settlements
JPMorgan Chase to Launch ‘JPM Coin,’ Using Crypto to Speed SettlementsNEWS
United States banking giant JPMorgan Chase (JPM) is launching its own cryptocurrency in a U.S. banking first, CNBC reported on Feb. 14.
In a move commentators may see as unlikely, the multinational lender will use its newly developed asset, dubbed “JPM Coin,” to increase settlement efficiency, initially within three of its operations.
Speaking to CNBC, Umar Farooq, who leads JPM’s blockchain focus, appeared buoyant on blockchain technology’s perspectives at the bank.
“So anything that currently exists in the world, as that moves onto the blockchain, this would be the payment leg for that transaction,” he told the network:
“The applications are frankly quite endless; anything where you have a distributed ledger which involves corporations or institutions can use this.”
JPM Coin will initially focus on international settlements by major corporations, helping speed up transactions that currently take a day or longer using extant options such as SWIFT.
Elsewhere, treasury services and securities transactions are also in line to benefit, Farooq saying the cryptocurrency could expand further if it proves successful.
Only a small amount of the total funds involved in the three areas would involve JPM Coin at first.
“Even if this was limited to JPM clients at the institutional level, it shouldn't hold us back,” he added.
The banking giant became notorious among cryptocurrency participants in mid-2017, when its CEO Jamie Dimon openly called Bitcoin a “fraud,” comments he later personally refuted to Cointelegraph at the World Economic Forum last year.
source : https://cointelegraph.com/news/messenger-giant-kakao-spent-57-mln-on-new-tech-including-blockchain-in-q4-2018Et voici un article qui tranche avec le precedent (presque une douche froide) :
JP Morgan’s new digital ‘coin’ is not a cryptocurrency, or even a stablecoin
JPM Coin is the ultimate bankcoin
JP Morgan has a new digital asset, JPM Coin. It’s not really a cryptocurrency, and it’s not quite a stablecoin, but it does use a blockchain. It’s mostly referred to as a digital coin.
Still, JPM Coin is set to square off against all the other redeemable bank tokens in the market, eventually.
Announced today via a flurry of reports, JPM Coin’s drawcards are listed as each token being redeemable for fiat, and that its powered by a “blockchain,” specifically Quorum, a distributed ledger platform developed by JP Morgan and some of its partners.
The network powering JPM Coin will be entirely permissioned (private, or if you prefer: centralized), controlled by the bank itself. It will reportedly be available only to its institutional customers that pass JP Morgan‘s Know-Your-Customer measures.
That’s really about it. It is backed by the bank‘s “strong balance sheet,” it’s attention to cybersecurity, and supposedly robust regulatory oversight. It says this should assure institutional players.
But it’s only really specific institutional players that will get access to this… thing. They can use it to send money between thick bank accounts.
Ultimately, Jamie Dimon isn’t necessarily trying to pull the wool over your eyes. It’s quite honest this product is probably not for you, and if you are looking for cryptocurrency, you might want to check out something like Bitcoin or Ethereum.
JP Morgan describes JPM Coin as a “prototype that will be tested” with a few of its clients, expanding it into a pilot program later this year.
JPM Coin is currently designed for business-to-business money movement flows, and because we are still in a testing phase, we don’t have plans to make this available to individuals at this stage. That said, the cost-savings and efficiency benefits would extend to the end customers of our institutional clients.
The last bit really sums up it all up. If you’re a corporation and you think that hip solutions like Ripple Labs’ XRP token, or the plethora of regulated stablecoins out there, aren’t quite centralized enough for you, then JPM Coin might be just what you’re after.
Although, in light of the Winklevii’s Gemini exchange being forced to close down certain accounts due to a supposed influx of token redemptions, one can’t help but suspect this is a well-crafted ploy at publicity, aimed to make a big splash in a now-oversaturated market.
source =
https://thenextweb.com/hardfork/2019/02/14/jp-morgan-cryptocurrency-jpmcoin/Alors, est-ce le retour des bulls ?
Qu'en pensez vous ?
