Author

Topic: Kleineaap defaulted on a loan (Read 2290 times)

legendary
Activity: 2198
Merit: 1150
Freedom&Honor
August 10, 2015, 07:59:24 AM
#30
You do not need to pay anything more Smiley
hero member
Activity: 532
Merit: 500
August 10, 2015, 05:16:46 AM
#29
Hi iluvbitcoins!

I can give you 0.1 more, maybe 0.15, would that be appropriate?

I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right.

that would be awesome  Smiley

basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC

You have already repaid 0.15BTC

So yeah, that would be awesome, and it would be as you just extended the loan  Smiley

You are become greedy and trying to abusing his condition.
 only very short term loan give by that interest. otherwise long term loan always with low interest rate.

He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too.

Oh hey deadley, even you here?? Long time no see man..

I'll be hearing more opinions. Not sure what interest everyone thinks it's fair..
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
August 09, 2015, 06:26:00 PM
#28
I did not request it, I have removed my negative feedback right after the repayment

I only switched it to neutral


You are become greedy and trying to abusing his condition.
 only very short term loan give by that interest. otherwise long term loan always with low interest rate.

He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too.

well, he did not agree to a long term loan, but to a short term one, which he failed to repay  for 3 months with little or no contact  Cheesy

It's okay, I didn't request the money to be sent, I nearly said what would be as of our initial agreement

I am happy that he's on the right track again  Smiley
legendary
Activity: 2562
Merit: 1064
August 09, 2015, 02:06:39 PM
#27
Hi iluvbitcoins!

I can give you 0.1 more, maybe 0.15, would that be appropriate?

I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right.

that would be awesome  Smiley

basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC

You have already repaid 0.15BTC

So yeah, that would be awesome, and it would be as you just extended the loan  Smiley

You are become greedy and trying to abusing his condition.
 only very short term loan give by that interest. otherwise long term loan always with low interest rate.

He already gave you good interest what I think otherwise for you, you lost that btc, you got btc and good interest too.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
August 09, 2015, 12:32:56 PM
#26
So basically is this topic sorted now? Should be locked if so.

I shall lock it after this payment, so he or I can post proof
sr. member
Activity: 273
Merit: 260
Pool Owner
August 09, 2015, 11:25:41 AM
#25
So basically is this topic sorted now? Should be locked if so.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
August 09, 2015, 11:23:38 AM
#24
Hi iluvbitcoins!

I can give you 0.1 more, maybe 0.15, would that be appropriate?

I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right.

that would be awesome  Smiley

basically with the 2%/day, total interest is 202% = 0.202BTC + 0.1BTC capital = 0.302BTC

You have already repaid 0.15BTC

So yeah, that would be awesome, and it would be as you just extended the loan  Smiley
sr. member
Activity: 322
Merit: 250
https://dadice.com | Click my signature to join!
August 09, 2015, 01:27:57 AM
#23
I think the repayment deserves switching the trust from negative the neutral

I spent some time to decide if kleineaap repayment deserved a reversal to neutral feedback since it seems that he used to repay his loans late (refs: here & here) as well making suspicious big loan requests without any collateral then once questioned about backtracked and claimed it was a mock up (here). After reading about his illness i decided to gave him a try and let my feedback being only informational to advise others of the risks and about the need of a collateral as warranty against default; however, if kleineaap continue to ask for loans without a proper collateral or he default again on a loan he took from others a negative feedback will be provided and not turned to neutral.

Anyway, I'm reachable if anyone wants more details.

No, I think this time they may suffice to give you a last try and revert the feedback to neutral.
hero member
Activity: 532
Merit: 500
August 05, 2015, 06:56:34 PM
#22
Yes, it's my address

He did repay

He applied for 0.1 BTC on April 22nd and should have repaid 0.11BTC on April 27th
So that's 10% on 5 days, aka. 2%/day

His repayment was on 1st August, aka. 101 day

So the total repayment should actually be 202% (interest)

But okay, I'm satisfied kleineaap got on the right track, and repaid the loan, with some extra interest (0.15 instead of 0.11)

Yes, we did have some contact, but only because I initiated it

I think the repayment deserves switching the trust from negative the neutral



Hi iluvbitcoins!

I can give you 0.1 more, maybe 0.15, would that be appropriate?

I was in a period of utter confusion and madness. My apologies for the whole situation. I would advise people that change trust back to neutral to still warn about not lending any coins to me. I have no desire to scam anybody, but my mind works in faulty ways sometimes. I am on the right track again, so at the moment I just want to make things right.

Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on.

No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition.


That's understandable, but you can't really blame people for not believing an untold story.

As for your health, I'm glad that you're doing better. I certainly understand health issues. It was heart issues that forced me to step back from the Vericoin team, so I know what health issues can do.

I wish you the best of luck (and health) in your future.

Thanks sdmathis, your username was familiar but now I know where from! Glad you are doing fine!
I don't think it's necessary to tell the whole story in public, a lot has been published already without my consent.

Anyway, I'm reachable if anyone wants more details.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
August 04, 2015, 01:15:25 PM
#21
Yes, it's my address

He did repay

He applied for 0.1 BTC on April 22nd and should have repaid 0.11BTC on April 27th
So that's 10% on 5 days, aka. 2%/day

His repayment was on 1st August, aka. 101 day

So the total repayment should actually be 202% (interest)

But okay, I'm satisfied kleineaap got on the right track, and repaid the loan, with some extra interest (0.15 instead of 0.11)

Yes, we did have some contact, but only because I initiated it

I think the repayment deserves switching the trust from negative the neutral

copper member
Activity: 1498
Merit: 1528
No I dont escrow anymore.
August 02, 2015, 02:33:08 PM
#20
-snip-

Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please?

iluvbitcoins left a feedback on kleineaap's profile.

Quote from: iluvbitcoins
Gave him a 0.1 bitcoin loan on 22nd April, he was due 0.11 on 27th April
When I asked him about repayment, he said what repayment
But after over 3 months (1st August) he repaid 0.15 btc

Thanks missed that, removed my rating.
hero member
Activity: 546
Merit: 500
AKA The Rubber Monkey
August 02, 2015, 01:37:52 PM
#19
Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on.

No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition.


That's understandable, but you can't really blame people for not believing an untold story.

As for your health, I'm glad that you're doing better. I certainly understand health issues. It was heart issues that forced me to step back from the Vericoin team, so I know what health issues can do.

I wish you the best of luck (and health) in your future.
hero member
Activity: 560
Merit: 509
I prefer Zakir over Muhammed when mentioning me!
August 02, 2015, 01:28:11 PM
#18
-snip-

Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please?

iluvbitcoins left a feedback on kleineaap's profile.

Quote from: iluvbitcoins
Gave him a 0.1 bitcoin loan on 22nd April, he was due 0.11 on 27th April
When I asked him about repayment, he said what repayment
But after over 3 months (1st August) he repaid 0.15 btc
copper member
Activity: 1498
Merit: 1528
No I dont escrow anymore.
August 02, 2015, 01:18:32 PM
#17
-snip-

Can you confirm the address 1GiCrkr2QDFSMVAxFCVoJaEVoq6d2uXbFc is yours please?
hero member
Activity: 532
Merit: 500
August 02, 2015, 12:22:22 PM
#16
Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on.

No offense but I'd prefer not to go into details of my personal life and health. The transition in writing style and mood that you guys refer to is a health condition.

Regardless of the story he is telling, at least he paid it back. I would expect some interest for the extra time though.

I believe I repaid with interest, not sure if it's enough but I'm willing to fix that.

I will be removing my negative feedback after sometime. I will be watching!

About the trust system and such, I believe you had the right to mark me untrustworthy during the default. Not now after I repay the debt.
Those who believe I can't be trusted, leave your negative trust as it is. Otherwise, I'd appreciate if you'd remove it.


On a final note, OP would send me a message occasionally about it to which I would respond. We even discussed the possibility of him taking my account as repayment.
This thread was up in the meantime and I wasn't aware of it. I don't know what scammers do but if I wanted to steal I'd not reply to OP during the default or come back to repay at all.

Anyway, just wanted to clear things up.
hero member
Activity: 560
Merit: 509
I prefer Zakir over Muhammed when mentioning me!
August 02, 2015, 11:20:20 AM
#15
I will be removing my negative feedback after sometime. I will be watching!
legendary
Activity: 2128
Merit: 1119
August 02, 2015, 10:54:20 AM
#14
Regardless of the story he is telling, at least he paid it back. I would expect some interest for the extra time though.
hero member
Activity: 546
Merit: 500
AKA The Rubber Monkey
August 02, 2015, 09:16:18 AM
#13
Real story? What real story? You can't really expect anybody to believe you if you don't tell us what's going on.
hero member
Activity: 532
Merit: 500
August 01, 2015, 10:36:08 PM
#12
Whatever man.

It took me a while but I'm back on my track. 3 fucking months.

However ridiculous it sounds for you guys.. in this forum I don't expect anybody to believe me.
You think I am a scammer? Fine. I don't want to discuss private matters in public.

Sure I was late as fuck with repayment, but I kept sporadic contact with lender, and paid back as soon as I arrived home again.

I understand it looks like I sold my account and that is easier to believe that than the real story.

Take it as you will.
legendary
Activity: 1554
Merit: 1222
brb keeping up with the Kardashians
August 01, 2015, 04:07:07 PM
#11
It's not a sold account. Sorry for any troubles or confusion.

Loan was repaid.

EDIT: 50b45c36648ea5a698ba3dd3f529ead0531cc06aff7296b982eb312a376cb74e

What loan? I thought you never borrowed money from him, so why would you pay back a loan that you never took out?
hero member
Activity: 532
Merit: 500
August 01, 2015, 07:54:31 AM
#10
It's not a sold account. Sorry for any troubles or confusion.

Loan was repaid.

EDIT: 50b45c36648ea5a698ba3dd3f529ead0531cc06aff7296b982eb312a376cb74e
KWH
legendary
Activity: 1904
Merit: 1045
In Collateral I Trust.
May 07, 2015, 05:50:34 PM
#9
He took a 0.5 BTC loan from me earlier :/

I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount
If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account.

You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves.

I wouldn't negative rep him yet, but as it seems to me that this isn't him

He spoke good english before, I think the account was sold without the current owner knowing about the loan

I sent him a PM saying I can take his account as payment since it's worth more then 0.1BTC

I'll see what happens Smiley

It DOES deserve negative or at the least neutral feedback because it's a sold/potentially sold account and all dealings and previous feedback is now garbage.
full member
Activity: 156
Merit: 100
May 07, 2015, 04:28:55 PM
#8


His bad english makes it seem like he sold the account to someone after taking the loan
Going through his posts, I still feel he is still the same person based on his recent ones. However there seems to be a transition in his posting style, beyond a few pages down, which makes me feel the account was sold a few days before the loan.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
May 07, 2015, 03:03:34 PM
#7
He took a 0.5 BTC loan from me earlier :/

I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount
If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account.

You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves.

I wouldn't negative rep him yet, but as it seems to me that this isn't him

He spoke good english before, I think the account was sold without the current owner knowing about the loan

I sent him a PM saying I can take his account as payment since it's worth more then 0.1BTC

I'll see what happens Smiley
copper member
Activity: 2926
Merit: 2348
May 07, 2015, 02:48:30 PM
#6
He took a 0.5 BTC loan from me earlier :/

I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount
If you took his loan as collateral for that much then you would be able to sell it when he defaults. Just because he can no longer sell it for a higher amount until he repays the loan doesn't mean he still can't get paid from signature deals (like bitmixer) to earn something from his account.

You really should not lend to anyone without collateral unless they have massive amounts of positive trust and should ignore previous loans by most lenders because a lot of the time they are probably just lending to themselves.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
May 07, 2015, 02:28:19 PM
#5
He took a 0.5 BTC loan from me earlier :/

I consider a Sr.member acc worth more then 0.1 BTC, that's why I usually gave no collateral loans up to that amount
KWH
legendary
Activity: 1904
Merit: 1045
In Collateral I Trust.
May 07, 2015, 01:21:17 PM
#4
Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough.

Yeahh, but I'm not on the default trust list
So he doesn't appear red to others
That's why I posted here

Tomatocage left rep now so we saved a couple of people from possible scam Smiley

Had you insisted on collateral............
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
May 07, 2015, 12:50:17 PM
#3
Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough.

Yeahh, but I'm not on the default trust list
So he doesn't appear red to others
That's why I posted here

Tomatocage left rep now so we saved a couple of people from possible scam Smiley
hero member
Activity: 1064
Merit: 505
May 07, 2015, 08:46:50 AM
#2
Im schizophrenic, lmao that killed me, anyways i dont think people that dont pay loans should have a post here because this would be filled with it, i see you already gave him negative trust wich is pretty much enough.
legendary
Activity: 2198
Merit: 1150
Freedom&Honor
May 07, 2015, 05:53:45 AM
#1
kleineaap took a loan of 0.1BTC on the 22nd

https://bitcointalksearch.org/topic/m.11161416

He was due on the 27th



His bad english makes it seem like he sold the account to someone after taking the loan
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