Banks may disappear. My thoughts
Hello!
As Sberbank President German Gref said, “The death of the banking system is not far off.” What is the reason?
In his speech in Skolkovo, German Gref mentioned the Blockchain technology as the most likely reason for the disappearance of the banking system. His assumption that because of this technology, which is very actively developing and gaining momentum, the banking system will remain only in the form of the Central Bank and no more, i.e. the system will become single level.
His words have an explanation and quite logical. Classic banks in today’s form are very inconvenient for people. Sometimes people have to wait hours in queues to get a service for their own money. Already for this reason, I think people would gladly abandon banks in the usual way.
-Is there an alternative? –
Yes! Lakran can help you in this. You have probably noticed the tendency of transition of crediting to the peer-to-peer system, roughly speaking, this means that many will become usurers. Now there are more and more organizations that offer loans, deposits, etc., and they are concentrated mostly on the Internet. This form of lending has long been practiced by the Webmoney system.Lending will remain, but in a slightly different form. I think that a person is most likely to use the services of credit, opening deposits, etc., if offered to him by such companies as Yandex, Vkontakte, etc., and they are offered to do it faster and with better quality without even leaving their homes. Why in this case, the physical offices of banks?
Lakran Company is very active in this direction.
Watch How Lakran Works on blockchain technology: https://www.youtube.com/watch?v=o1L6QMPVSVU