And he is not saying that he is asking for a loan but just saying that he needs to read the rules
about future income that he has not yet received and even provided a link of the valid collateral and
non-valid collateral which will be helpful for OP.
You should have taken some time to read and understand some rules that we follow in this forum about future income or something that is not yet at hand.Anyway here's a link where you can read all about those valid collateral and not so valid col laterals. Read it and learn to avoid the same mistake in the future. https://bitcointalksearch.org/topic/m.6311902