Topic: Living ones life on assumption and promises (Read 468 times)

That's should be part of the quality of a good friend. A friend in need is a friend indeed. Even if we don't enjoy the celebration together, that won't stop us friend being of assistance.

There is one lesson to learn here, never spend money that you do not have yet.  You friend probably learned his lesson on your given incident. 


They don't learn because they are able to solve it and deliver the solution to the problem. I think instead of learning from their mistake, they became comfortable and confident that they can fix it so for them it does not matter to repeat such an incident.  These people will only learn if they are deeply in debt and unable to escape from it.  Regret always happen in the end.


It is not bad to help a friend especially when it is in an actual incident.  We should really give some money as a share for paying the bill, after all, we had enjoyed the celebration and the food. 

It's good you were able to access a loan that aid you in successfully running your fish farm after being disappointed by your uncle, because I must confess that this is one of the best financial stories I have ever read on this forum, as it teaches about the importance of relying on the funds we have at hand than hoping on promises that may never come to pass, as it's good to start a small business and grow big than hoping to start big and wait till eternity.

Yes..., it really teaches alot of lesson. But yet most people are not still ready to learn from their past mistakes. They still go ahead living their lifestyles in friends, family and neighborhood promises.


That was exactly what we did. We are all friends so a shame on anyone of us is a shame on all.

Promises? Like pie crusts, folks: made to shatter. It's not that people don't have the best intentions, but life? A rollercoaster, bigly unpredictable. So take promises, assumptions, and add a pinch of skepticism. Don't let them control your destiny. Focus on what you can steer: your actions, resources. Tremendous, right? Now, this doesn't mean distrust everyone or lose faith in the future. Just gear up for curveballs and a backup plan for when things go haywire.

Dream big, folks, but stay grounded and pragmatic. Remember, the surest way to foresee the future is to craft it yourself. You'll love it!

For profit through gambling, I mention it as unexpected income because that kind of thing cannot be obtained all the time by the same person so I don't think it's worth mentioning it as income because passive income every month will always be better even though it's not like that many of the profits through any gambling

Maybe everyone also knows that the wages for the work they do are income that has been set from the start when they work for a company, so it is not appropriate to equate it with something else, especially since each income and profit is always different from the amount can be obtained. So it is clear in this case that any wage is something that has been determined for each worker in their respective field.

That is why you don't hold their words for anything unless you have a written contract with them. You don't count on their word unless you have something legal that keeps their word in line with your agreement. Always remember that promises are just words after all that they can easily break whenever they want to. They can break that in a moment's notice while you are still committed to whatever they gave you.

I guess you can apply not counting your eggs before they have hatched in here. It's the same thing after all, you're waiting for their promise to bear something and you're believing them for it.

That is just one of the reasons why I don't trust promises. Ever since I was a kid, I've been said with many promises but not all of them came into as promised. Although some did but I remember most that didn't.

And there's this saying that came from a person that I know personally that have been convicted and been in jail, when someone tells a promise to the other inmates and then it didn't came into reality. What do they want? They've been given a promise already and they want it to be fulfilled. It sounds confusing but that's actually what was said.

Presently, I don't rely mostly to these promises even from the closest people that I know of. I expect mostly nothing from them when a promise was said especially in financial matters.

Well..,this may look annoying to you but remember is helpful to someone out there. I never come across of similar topic I posted even after using the search engine and that was why I decide to make such post.

My wife always reminded me of this saying because I advance count the money that I never received yet lol. I think this isn't wrong on some cases but it can make someone motivated to work hard, knowing that there is something good that coming later on. What is only wrong is to hope for something that is not guarantee like the one that you used in your example. Not all eggs that we can see are good eggs that will hatch into a healthy chicken.

Another example is to count the profit in crypto investments because cryptos are unpredictable. If someone promises us, we better tell them that there will be consequences if they can't make their promise happen. That should make them more serious.

Promises are meant to be kept but in real life it is the other way round. It has happened to me years back when i was still in high college, one of my maternal uncle promised me that the moment i finish my school that he will help me get a job in his company where he worked as HR, I was happy that i will have a good pay job after my school. After my school, i called him to let him know am done with school and he said i should give him little time that i shouldn't worry that he will definately give me the job. I kept waiting till after one year, he then told me that ok he will give me some money to start up a business first while waiting for the job and i said ok. Another year passed by, to cut the story short, both the job and the money non of his promises came to pass. Since then i gave up on promises.
I have have a friend who placed a bet of over 3milliom. It was a foot ball bet, it was remaining just one game to play and he will be smiling, he assumed that it will enter, he called friends and started partying, at the end, the last game cut his ticket. It was a very terrible day for him because he has incured lots of debt.
Living in assumptions and promises is one thing i will never do again in my life because of the lessons i have learnt

When a promise is broken, the end of the pain is disappointment.  That's why I never live on promises.  In fact, promises can happen in all cases, bosses promise employees, parents promise children, etc. In any case, emotional damage will damage the relationship.  get worse and worse.  What percentage of assumptions and speculations will come true???  It is completely meaningless when you believe the hypotheses will happen.  Sometimes in life, business, work you accidentally receive promises, that's fine but my way is not to take it too seriously and just think of it as a normal problem and you will easily  Accept what happens normally.

A job wage is often a steady and dependable source of revenue gained by completing a service or task for an employer. The quantity of the wage is usually determined by criteria such as the worker's skills and experience, the job's demand, and the company's financial resources.

Gambling and salary dont really go hand in hand. Gamblers end up spending their salary on games and land up broke.

What the OP said though, you have to live like a monk and consolidate your earnings before you dream of more. Be realistic and be pragmatic about money, there is no place for trust here.

I would say that going for risky investments at the minimum would cause less problems that arise out of the same. But then we are humans after all.

The first response if a promise is not kept is maybe disappointment and this is normal, but after that the disappointed emotions can be processed again and think rationally.
and the most important thing is to meet or call to talk about it so you know why, does he have a reason that makes it hard for him to keep his promise?
and don't expect or hope for promises because we have also done it without realizing it. Not keeping promises is one of those human traits that sometimes we forget or there is a certain reason that we don't know or he feels bad to talk about that day because in the end we will also find the reason even if it's too late.
You have to have a plan B in case of plan A due to promises if it doesn't work out as expected or you can bill on promises, before putting together a plan A. And I think this is a smart and not sloppy plan just relying on promises will fall apart if not fulfilled and with such an incident your quality can be measured before you create a business or plan anything.

I suppose that # means $? To answer your question about the first paragraph, nobody knows since you're just saying that you will give me $5000 on Monday, but that is not enough for me to fully trust what you just said.

In gambling, you know there are no promises. People use "belief" these days just to cope that something that is not possible would be possible. The same goes for your "Uncle" story. Nobody knows if he's serious about adding $200k in your business.

The same goes to every single loan businesses out there. Promising future income is not going to cut it. I believe that in Lending section there's even that guideline, lol.

There's technical difference, but both are really not that reliable. You could be laid off from your job anytime, although there are notices sometimes. In gambling, you could just predict.
Considering the layoffs from tech companies lately, you could somehow see the similarities in terms of unreliability between the two, don't you think?

Yes, It is not easy to Live life based on assumptions and promises is a risky and unreliable way to make financial decisions because Promises may not always be fulfilled, and assumptions may not always prove true regardless of closeness factors such as friends, relatives or family and Relying on yourself doing this without considering the risks involved can lead to disastrous consequences, as the example you presented shows.

Make your business decisions simple, why? that because To avoid this risk, yes. it is important to plan and make decisions based on what is currently available, rather than relying on promises and assumptions. If it were me, I would start the business with the available capital instead of waiting for the promised funds, or avoid spending money that has not been received and I'm sure on the way there will be the best solution.

Obviously there is a big difference between the salary from a job and the profits from gambling,
what you say is true the profit from gambling results is clearly unreliable,
believe in gambling then someone will get stuck in other problems.

Relying on someone is similar to having an illness that you don't know how to treat or cure; instead, you rely on God. Depending on God, the ailment may go away or continue to exist. When someone promises to give me money, I can't wait, and when someone promises to offer me a job, I can't wait because I don't even know if it will be possible or not because a promise is just a decision and someone can change their mind at any time.
Your friend committed a grave error by putting his faith in a common gambling game. You cannot rely on gambling and incur debt, so why would your friend want to do both? Instead, he should have waited to celebrate his victory until the game was over. He was impatient and believed that the game must end soon or the opposition would not score. These are only predictions that he can't be sure are accurate, but I think you've learned your lesson by now.

So are you going to prohibit employees from renting a house, subscribing to electricity and water while they only rely on their monthly salary which sometimes fails to be paid or is fired. Any solution for this?

You give examples of cases with different conditions and possibilities.

Gambling winnings are clearly an unreliable source of finance for whatever reason. But salary is a different matter because it is even guaranteed by law, although in practice some experience time delays.

Decisions based on facts are very absolute and very good and everyone usually always makes decisions based on what they have seen and also based on what they have experienced in the past. So decisions based on facts are things that cannot be tolerated anymore because making decisions based on assumptions from other people is clearly very wrong because everyone will not be able to predict the future through every assumption.

Assumptions and promises are two things that are uncertain and can also change quickly before the time comes so making decisions based on these two things is obviously very wrong, because data that matches the facts is the real option in making and making decisions wisely. I agree with this.

In all cases always consider possibilities and potential situations, and always be prepared for any possible scenario. Knowing how to fully appreciate information and make decisions based on facts will help you live with more confidence and security in life. Instead of living on assumptions and promises, it's best to go through concrete data and relevant information to make decisions.

When you live on assumptions, thinking that something will happen without any concrete data or information to confirm it, you can make mistakes and suffer bad consequences. Promises are the same, they are not always kept and can be broken at any time.

I don't know why newbies keep coming here to advise us and tell us some certain things we don't need to do.
This crazy and a kind of funny to me. Maybe we are still kids to be advised on a daily basis for what we don't know the offense we commit. Reading topics like this Everytime is a kind of a joke guys.

For noobs, they might be attracted with money promises ad they easily believe if other people will tell them that they will eventually get good amount of money. But for those people who are much more experienced with money matters, and that money could easily slip out of our hands, then they will always doubt if some people will make promises about money. It could be true, but admit it, most of them cannot really realized their promises.

Op explained inconsistently with the statements and contents in each paragraph that he wanted to convey.  Therefore, I only respond that the problems in life or the scope of one's life are definitely different from other people, be it how to manage finances or other things, borrowing to survive.

The first option for living in this modern era is to work hard and forget about the noise outside, the lure of illusions that will make you afraid of something that you can prevent by being frugal and forgetting about loans or credit in all fields.

Some people who have been successful are not motivated by their assumptions and promises to run the wheel of life by working and saving in all aspects to make big changes in the future.

I absolutely agree with what you said. In addition to that, the more you have  realistic vision and the ability to control yourself , the more effective in making financial decisions. And without taking risks, you could not get any high rewards but they must be planned ones. Plus, opportunities only come to you. However, over-excitement , greediness and rashness may lead to terrible consequences. In fact, If you want to be more financially secure  , simply find multiple sources of funds and invest your extra income in Bitcoin and Ethereum. I genuinely believe that without knowledge, hardwork  and experience, we cannot achieve success and reach financial stability.

even if we have infinite plans as long as it won't go according to it, we don't have a choice but to adjust our plans. even if we deny that fact humans are bizarre creatures and they are adaptable creatures in every situation. that is the main reason why humans evolve but not all the time it is in the right direction. in regards to finance, humans tend to overlook the fact that we need to be contented since money cannot be easily achieve in todays society, and if ever you have the chance to acquire money, it is not constant so one thing you must make sure is to be wise in terms of financial decision.

True. While others tend to believed easily with too good to be true promises, wise men know when to believe and when not to, especially when it comes to money matters. But you know what, even myself still fall for this. Even if I know there are chances that I won’t actually receive the said amount of money, but I still prefer to believe it because it could do a lot of help if ever the promise will be fulfilled. In the end, I only get disappointed with the outcome. The reason why we should always have Plan A and Plan B, in case the first plan does not work.

Exactly, this habit is the main root of big problems like, gambling, debt, interest, usury, and almost 10% of immoral activities if we started to name a few. I have seen many people near me doing the same mistake, they left one job to get another with good hopes.
I don't think we can manage to avoid such events because it's life and that's what life is for, we face situations from which we cannot break out, (like we called it bad times), but bad times are also a necessary part of our life because it helps us to differentiate between good and bad friends who comes handy in needs. So, i don't think we can avoid such events.
Agreed, but as I said it's not possible to assume what's going to happen in the future and who is going to leave you after making promises because life is not the same for everyone who knows why your uncle was unable to fulfill his promise maybe he wants an exit so he just lied (not accusing just a probability). Like once my uncle also left his job for another but another company faced a difficult time after my uncle joined it and he became jobless. I also make the same mistake often like should i invest my money in BTC now or I should wait more, same goes for holding. If we could able to predict future events and promises then we could be rich, all we can do is to prepare another plan, as like in trading we have dozens of plans to face failure, like DCA to increase profit ratio, saving 20% to 30% in fiat to book in dip, etc., etc.

I guess the lesson here is very basic, yet it’s so hard to make it done. Even if we know already that we should not rely on money that are not yet on hand, but you know when you are in the same situation, it’s hard not to trust and expect the money that has been promised to you. The reason why we mostly end up in broken plans, because we always assume that there is money really coming, and that the promise will be fulfilled. This is not just  about money matters, but even in life’s opportunities that we always hope to be realized.

People who use Logic before acting will not be easily swayed by assumptions and promises when it comes to individuals. Promises are one thing that must be kept, human nature is always on two sides. Some are only limited to giving false hopes and some are generous by always keeping promises. Someone can suddenly change their mind when it comes to money, especially when it's due to pay a loan without collateral.

You shouldn't really believe 100% with promises and assumptions from other parties, there are things that make you disappointed when you put your full hopes on something that has been promised by another party. Always use logic when accepting promises from other people, you can prepare a backup plan to avoid disappointment when promises cannot be kept.

One about depending on someone promise, is that the promise can manifest into two way, which I believe that before someone will promise you at it know your qualifications or capacity before it will fulfill any promises, and secondly "note" that not all promise that is real, some promise is a strategies to feed you with what you want to hear and discharge you with good manners, using political promises to justify these, a politician will come to you and promise heaven and earth in the name of you supporting he/her to be able to occupy a political position but after been elected in office it will fails to accomplished the position, so I believe that if promise becomes accomplished its depends on the individual who wants to render help to you, while people do not help people because of their character other way the parents of the person soliciting for help has done him before it get elevated, so that's one of the major factors while some people withhold their help to people.

There is this old saying that says, "Do not count your chickens, before they have hatched" and this is specifically suitable to you, because you are in the agricultural field, so you should be familiar with that concept. 

You cannot rely on people's promises.... they are very unpredictable, so to start something ..without having the actual money in hand... would be very reckless. I hope you learnt a very good lesson from this, but I still hope your financing come through for your project.

Good Luck....

I think that if a person promises to return your money on due date then may be he is true and surely he will find some way from which he will get money soon. Promises are not fake and once a person promise he will fulfil it but if unfortunately he can't then may be he has some  necessitation and we should understand this thing.

And as you are asking a question about a job so promises for getting cash and promises for job are two different thing. You can trust on your relative and friends but not too much to allow him to destroy your whole life. Giving money to another person as a loan is not bad thing but leaving your job for more money just because your friend forces you is not a good thing and it is a type of greed which you will regret in future.

You cant really predict the outcome i mean this really happens to me everytime that you paid something and thinking that you'll get salary on that day but turns out not, so this assumption that you need to have like emergency funds , meaning if that day you will not get a salary you should have a money that can last you in a day or 2 just to be safe because if you dont have money on that day for sure you have nothing to eat.

Yes, you cannot always trust promises, whether there is bad intention or something beyond a person's control. You cannot rely on promises to start your own projects.

A similar situation happened with my friend when he started a big construction project, relying on the promises of another friend to support him with the necessary money, but bad circumstances happened with the other friend that prevented him from fulfilling his promises. to complete his project.

Conclusion You have to save the necessary money in your pocket before starting any project.

On my own understanding based on this narrative is that it is the same situation as you have a decent job that pays you well and since you know that you will be paid monthly or every 15th of the month you will spend more money knowing you have something to expect during salary. There is a term we call for that is that "spendthrift" or not? forgive me since English isn't my suit, but regardless of that it has similarities to that. One also must know how to plan his spending and financial status so that he can wisely handle his own budget.

There are even several of my friends who immediately buy extravagant things once they receive quite a huge some either from their bonuses or extra rewards, although it's none of my business to interfere on their financial making, it just doesn't sit right well with me to hear those kinds of stories and in the end or even the next day they'll regret and would struggle again financially without escaping the terrible pits of hell from financial stability.

If you easily believe such promises and you act ahead to celebrate then that's your problem. When something is not concrete and you're only holding on to their words, don't be hopeful and rely too much because it's not certain yet.

This is the problem of some people who plan and spend ahead even what they count on is still uncertain. It can lead to disappointment and problems if you already act and expect that it will certainly happen. Remember the saying "don't count your chickens before they hatch", it means don't celebrate if you don't see the result yet. Nowadays promises can easily break of people who are not true to their words and though it's a human nature to trust easily, we should still be wise everytime.

Harsh reality; easy to assume but difficult to actualize. Remember how we supposed to dream when we were young? The idea of getting rich, married at a certain age but here we are now. Not all people managed to meet their expectations simply because of realization of how do things really happen in real life. Same thing with finances wherein an individual could diversify one's wealth and have it planned for things but there will just be times change would be constant for those plans. Expectations and assumptions will always be there but atleast manage it to a point that you would be open or conscious as well for possible changes whether for the better or just being prepared for the worst.

You make a valid point about the risks of relying on promises and assumptions when making financial decisions. While it's natural to feel excited or hopeful about potential opportunities, it's important to maintain a realistic outlook and plan for contingencies. By adopting a proactive and strategic approach to managing your finances, you can minimize the risks of relying on promises and assumptions and build a more secure financial future.

The summary of what I think from the topic -
1. Do not trust anyone: People make promises to make you feel good and they my immediately regret it because they would have discovered that they can fulfill their promises but won't tell you. Instead they'll just ghost you.

2. Work hard and work smart for your money: Most times having your own momey and practicing financial prudence through hardwork and smart work  is far better than waiting on someone else because you will be their mercy.

3. Focus on what is in your control: Like your friend who went into gambling. Avoid it. You can't control that outcome. Instead focus on what you can control or is in your control not on luck or chance.

4. Have more than one option: If someone promises to give you money, never believe them. Look for other options so that if they fail you, you'd still be fine.

The only way to avoid assumptions and promises is not to rely on anyone or even risk our jobs as well as our assets because of false hopes. Verbal promises aren't always reliable and entrusting our fate to others could possibly result in a worse situation. People aren't always true to their words so it's better not to rely on their offers no matter how good they may sound.
Letting go of our jobs would be a wrong decision that we might commit because of others so we better be wise.

I agree with your opinion, it is true that we as humans must be able to walk on reality, not on false promises and uncertainty. Hoping for a promise, is indeed very confusing, sometimes the promise is actually fulfilled, but sometimes, the promise lies and is not kept. So all this stuff about promises is very confusing, makes the mind and heart to be confused. But what is certain, we as human beings with common sense, we should be able to choose more, between people who can be trusted and who cannot be trusted. Because if you keep repeating mistakes like you experienced, things like that will cause something negative and disappointing. And don't forget! we ourselves must always keep the promises we have made, so that we can be trusted by others, and are not called people who like to lie.

I agree with your opinion, it is true that we as humans must be able to walk on reality, not on false promises and uncertainty. Hoping for a promise, is indeed very confusing, sometimes the promise is actually fulfilled, but sometimes, the promise lies and is not kept. So all this stuff about promises is very confusing, makes the mind and heart to be confused. But what is certain, we as human beings with common sense, we should be able to choose more, between people who can be trusted and who cannot be trusted. Because if you keep repeating mistakes like you experienced, things like that will cause something negative and disappointing. And don't forget! we ourselves must always keep the promises we have made, so that we can be trusted by others, and are not called people who like to lie.

you should avoid such a method, if indeed the money is not in your hands because there is no certainty that you will get/manage the money.
I'd rather borrow if I really need money for something like that, rather than hear promises from people who aren't sure.

if you want a more secure path, don't rely on something that has not happened yet. it will give you so much trouble if you are relying on something that you must accomplish before that something happens. just like what the OP stated. lucky you if someone will bail you out of the terrible situation. one should always expect the worst case scenario so you are prepared for the battle you're about to face with.

Jean de La Fontaine has a fable called "The Bear and Two Comrades" the moral of which is that one cannot share the skin of an unkilled bear.
The whole story of the OP can be summed up under this moral, and surely people who can think sane need to understand that before you expect something, you need to do something that will lead to success. Relying on investments in Bitcoin, if you return to the idea of ​​a forum, and plan your ideas for the future, it will be wise only when the X-hour comes in profit. To do something earlier will sound exactly the same as the proverb about an unkilled bear.

The first example where your friend placed a bet is quite a common feeling for anyone who has been investing in companies a while or engaged in games like playing poker. There are situations that make it feel like you've already secured a win, but celebrating too early will lead to great heartbreak. There's an example in the gambling section of someone who placed a million dollar bet at 1.01 (odds the represent the player is extremely likely to win) and who ended up losing, so it could be a lot worse. The real moral is that even sure fire predictions can lead to major upsets, at least if you're doing something like buying shares in companies you have many opportunities to cash out on the way down, whereas gambling tends to be completely binary (you either win or lose immediately at the outcome).

Why should any individual be living on promises and assumptions when we know everyone can disappoint you at any point. Sometimes the disappointment can be intentional or due to situations not under their control. For example someone can promise you a job but later on, the job is no longer available because someone has given the job to another person and it might be his manager or a superior in the office that gave the job out.

We have to learn to only spend money we have at hand, it's okay to plan for money you're expecting but that should just be only plans and not spending it when it hasn't arrived. When you plan it helps you to spend wisely but never have an assurance on something that isn't in your possession yet

When humans like yourself make promises to you, just take it with a grain of salt, do not completely rely on it because it's possible that the promise won't be fulfilled, there are mamy people out there that are capable of doing what they promised on others but they somehow derive joy from seeing people begging for their mercy.  I have come to understand that you can lose yourself trying to make others do something for you, you gain more respect for yourself when you stop asking people for help and decide to fix all problems yourself, and believe in yourself.

Your advice to everyone is that nobody should assume or live on promises made to them because the person they are hoping for might end up disappointing them after they have assumed about the promises made to them.

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As I grow older, I get to find out that not all promises made to people are meant to be fulfilled. Some people make promises just to make you feel good without the motive of fulfilling them. So because of that, I tried to tell people around me to learn first how they can live without the assumption of someone's promises beforehand.

Situations like this can teach you a valuable lesson not to rely on someone's promise especially when you are both drunk the night you got the offer.  

An example about a friend who spends for an early celebration is very upsetting when he found out he actually didn't win, yet he already spend money for the celebration. I would probably share an amount just to cheer up that friend.

Yes, every week, maybe even every day, we are shown discussions that go round and round with different cases, but still the general orientation is the same, I am very tired of people like this.

OP who lives on assumptions and promises? even my stomach won't be full if you just brag about giving me food.
If you put money in that you don't necessarily get it is a stupid decision if you put it in a financial management and business budget plan, and even if you have experienced this incident many times before.

I feel stupid when I read your story.

That's true in business relationships because we can't tolerate anything to do with money owed even if it's family. Business will fall apart if it is mixed with family relationships. I have experienced this problem because I thought helping the family was an obligation so that in the end their debts piled up and could no longer be paid.

Whereas we have to increase capital to cover their debts and in the end the business we run will be destroyed without anything left. The business concept sometimes has to be cruel, where the portion of assistance to family, relatives and friends must be separated, unless our business strength has reached the stage of success and has many branches.

Money debts are mandatory in nature and there is no reason not to pay them off, even if it is to family, relatives or friends. This area will usually be gray when it comes to family and most people will end up badly in family relationships. It is better when you decide to give money, it is a gift, not a debt, so that there are no reciprocal obligations from the giver or recipient and the amount can also be adjusted according to our abilities.

when it comes to money we should be able to think more realistically and maybe there are some people you mentioned who easily believe what other people say, but people who use their logic will not easily believe what other people say,specially about money.

Finally you fixed your post OP! Well done. First I saw your post I ain't gonna read all that good thing you fixed it.

When it comes to money, promises and assumptions shouldn't be tolerated as they can assure you that they could pay you in right given day. Even if the one is asking is part of your family like your sibling. We always have instinct that he/she might not pay you after lending them money. If you have that mindset when it comes to lending money then don't do it, since it's your instinct that dictate that they might not pay you. Plus remember their situation like if they could actually pay you like his payroll is coming up. Then it could count as a proof for them to pay you. If you're are introvert and awkward in socializing it would be possible for you to not ask them for their debt from you which is not be tolerated for me. You borrowed money of course you'll return it.

I think need to improve on his writing formats, is very bulk reading his words. There is no space before paragraph and it affects my eyes while reading.

Please op edit your post and make some corrections to enable the reader to read fine, than just putting all words together without any line space or paragraph. However @stompix you made a very good point because scanning through the forum there were several post that says about same topic, maybe is the right time they starts using the search option for their topics to know if actually same topics have been raised.

You got the tabs mixed up, you wanted to go on lifecoachingtalk.org!

Seriously, these topics are really getting annoying, yeah we know this already, there are a ton of topics on the same subject, don't live your life in debt, don't live it on promises, don't risk money you don't have, don't be greedy, for god's sake, this is not some therapy forum!
Common, enough is enough at this point!

Living on assumption and promises is more like spending money you haven't received. People can make promises but how sure are you that the promise will be fulfilled.

I will give you #5000 on Monday, how sure are you that the money will come in on Monday? Promises and assumption has caused alot of people there job, imagine leaving your recent job because a friend promise to get you a better job. This may even cause someone his/her life if one base most of his/her lifestyle on promises and assumption.

I could remember when one of my friend put himself into serious debt believing he has already won a huge money from gambling. This was some year ago, match between Besiktas and Benfica. It was the last game of my friend's ticket. After 3 goal ahead by Benfica in the first half, he believed the game was over and Befica has won. He called us to celebrate. We started drinking and eating at a bar to celebrate this. After the end of the game, we were shocked as the game ended up in draw with 3- 3. This landed my friend into serious debt that took him some weeks to pay.

Similar stuff happened to me when I spend my finance school fee believing my salary will be paid in two days time but was shocked after the salary was prosponed due to some reasons. The school fee was needed urgently and this put me into serious issues but thanks to my friends who bailed me out. This same issue has happened to us once or twice in our journey of life.

Economically, this can affect our business. I have #300,000 to start a business. My Uncle promise to give me #200,000 to add to the business. Therefore,I made a plan of #500,000 for the biz. It was an agro business (livestock farming- piggery) so I start the business with my own capital. I acquire a portion of land and make some structures with all the #300,000 I have believing I will stock the farm with livestock with the money my Uncle promise me. This was a serious shock when my Uncle come up with stories and couldn't fulfill his promise. This render my plans useless. Remember I could have start the business with the #300,000 I have alone although in a smaller form. I have to get loan to balance up with this. If not for the loan my plans would have been highly be affected.

It's better for one to learn how to  plan on money at hand and not on promises and assumption.