Topic: Living only on crypto: Possible in 2025? (Read 647 times)

Exactly. KYC greatly defeats the purpose of crypto. It forces merchants and businesses to treat it the same way as credit/debit cards. The whole point is to use crypto as cash. Otherwise, why bother using it? Most people don't care about centralization or strict KYC/AML guidelines, so they will continue using these services no matter what.

I know Bitrefill complies with KYC, but you're only required to give away your ID if you reach a certain deposit threshold/limit. Not sure how eGifter and Gyft work. At least, more merchants are accepting crypto as payment method. Who knows? Maybe we'll be able to live entirely off crypto in the future. I sure hope so.

Earning is true, you can earn bitcoin or crypto and make your living that way in 2025, it was like that in 2024 too, in fact it was like that in 2016 as well, which is the time I found my job and been working ever since. I believe that has to be the ignored part because that is true for many years now. Can you spend it everywhere though? That's not true yet and I am sure that we are not going to see that happen in 2025 neither.

You are forced to sell your bitcoin and do better that way, because if you can cash it out, and turn it into fiat then you can live anywhere you want. Unfortunately that's not going to be easy but that's the case for a long time now, I believe we need to consider how to grow this but if we can make it happen then it would make more sense.

There is a possibility that all of this could happen, indeed crypto is full of surprises, sometimes things that were previously impossible can become possible and always become a sensation and if there is something new it can boost the price of crypto, now is the time and you are ready, what you dream of can come true

It's too early for that yet. Crypto isn't widely accepted in the world. We can buy some fancy accessories with cryptocurrencies, but the most basic stuff, like food and to pay bills it's just not possible, because for most of us the services providers don't even know what crypto is yet.

Bitcoin has been being a great investment year after year, but as currency it doesn't work for daily purchases. Not that the cryptocurrency is fail regards that usage. The point is that most people aren't open to adopting it yet. And I think it's only going to change if we see a massive crash in economies around the world. Once governments lose control over fiat currencies, then people might feel forced to move into Bitcoin adoption to protect their funds and purchasing power.

Instead of having more communities or cities we need more flexible policies and development in crypto technology because this can bring better use case of crypto for us and if we are able to have things well settled for quick transactions and good control of this volatility then we can go ahead quickly and safely.

We are currently not near on this concept even many countries are having good use of many crypto but as changes are happening still it's not have required results which are main problem for the users and companies we have huge difference of use in many regions while in many we are having nothing about users which is the biggest problem giving awareness and also having good way of teaching can also bring good results for this.

That could be possible to happens but we are still far away from that. Perhaps we can use crypto to buy a gift card from online and use it to buy a product from online too. But in the offline, we will not easy to finds the merchant that will accepts crypto as the payment because that will depend on the government regulation.

We should waiting for more announcement from the government and there is uncertainty time to see when that will happens. I still prefer to use crypto for my investment than to be used for the payment.

Living only on crypto will need more communities or cities being dominated by cryptocurrency users, investors, and tech platforms. For instance the Akoin city could bring forth what it is to survive with crypto alone. Any moment people, in mass, begin to understand how crypto works they'll not have a hard time adopting it including merchants.

But it still shows how some regions have lesser users of cryptocurrency. If more people had being into physical peer to peer transactions, merchants wouldn't hesitate to switch or integrate crypto as a payment system.

it is now becoming easier to live in crypto because there are merchants that allow us to buy gift cards or pay directly w/ crypto. Big companies are accepting crypto and technologies like the lightning network are improving transaction speeds. Stablecoins help reduce price swings making crypto more reliable for daily use. But challenges still remain such as limited merchant adoption and ongoing regulatory uncertainty. Not all businesses accept crypto yet and gov't are still figuring out how to regulate it. It is possible for some to live mainly in crypto but full adoption for everyone will likely take more time

Cryptocurrency is wide and there are many things an individual can do to succeed in cryptocurrency. In other words, there are many approaches to cryptocurrency and the approach will determine if the individual can live on crypto or not. For instance, if an individual have been investing in Bitcoin for a very long time now and have reached certain amount that he feels will be enough to give him the life he desires, he can start gradual withdrawal process this year and enjoy the reward for his patience and hard work. An individual who trade Bitcoin too and have mastered the skill can also like on the proceed this year. What I will not support is buying to sell within a very short period of time for quick profits. This does not always end well.

The adoption of cryptocurrency is becoming consistent and we could see some huge momentum as the .price keeps going high. Many investors are only interested in buying and holding cryptocurrency because they want to be making consistent profits. We need to prepare for this bull run because it's going to be huge and many that are still doubting what Bitcoin can do will finally get to see the price momentum. Holding good altcoins too can be very profitable just like Bitcoin and it's a matter of time for many to see and know that the crypto market is up for the bullish movement.

Agree. It is unlikely to live solely with crypto in the next few months/years. It should take a lot of time to ensure people living with crypto.
Yep, it is not easy to live with cashless. In may areas, it is still impossible to do because there is no proper facilities. Especially in remote areas, people can live with cash only.

You're right. Crypto is even still not allowed to use as a payment tool in many countries. In my country, people only can use Rupiah for paying any goods/services. Using crypto is against our laws. Well, how we live solely with crypto in this situation.

True. It is impossible to implement in 2025.

Living only on cryptocurrency is possible this year. It was possible for many people last year and its got even a better potentials this year most probably. Though whatever we talk about revolves around predictions but there's potentials in the market thriving. You just need to set your goals and be consistent with your investments and savings. Building a diversified portfolio is another strong aspect to delve into if you really want to survive.

This is not the main point meaning crypto as a means of transaction is not going to happen not until people start to embrace different digital technology not just crypto. It’s still difficult for both parties to decide including crypto enthusiast and marketers for example investors trying their best to hold predicting the value this year 2025 will be high so in such situation I don’t expect an investor to release freely secondly purchasing goods with fiat is more comfortable especially in locations that’s not crypto friendly probably this idea might stand a chance it’s a matter of time and patience.

Yup. L2s were meant to solve these scalability issues but so far, that job is far from overbut we are definitely heading there. I personally think that these different networks add an extra layer of complexity for the average user but it is what it is.

Mass adoption is probably a decade away but we'd need to make blockchain and crypto very "grandma" friendly.

Most services are doing KYC checks first like you are creating a bank account and that kills the purpose of using crypto imo. If wanted to share my ID with the merc, I would use my credit card.

In my country it is even against the law to accept crypto for goods if you are a merchant. They simply banned crypto from being a currency. It us just another stock that goes up or down here. Legally, nobody can use it to purchase any goods which is very sad. You sell your crypto first and then you buy your stuff.

I guess it all depends where you are living.

In many countries buying something with crypto is a taxable event and that kills crypto too. They say everytime you buy something with crypto, you’ll have to pay taxes because you are actually buying it with usd. You cashed out without cashing out.

They do pretty much what my gov do but they do it indirectly.

In this picture there are 2 main problems:

1- Buying something with crypto is mostly not anonymous anymore unless you do a p2p trade which nobody does.

2- Most govs either ban crypto payments or they tax every purchase via crypto. That’s why I call it crypto because obviously it is not cryptocurrency anymore.

If the option is available but there are still many developing countries that have not gone there. In general, maybe everyone has read about BTC and its price increases, but for some places it is still held hostage by local government regulations that only allow payments using their national currency.

I also hope that this adoption will be fast and even spread because we see quite a few cases where if you travel with too much fiat, even at the airport it is detected by a scanner and the story continues with many questions from related parties.

it becomes reality now bro since crypto goes to all time high. And infact here in our country there's a video where a man purchase a rolex then he pays USDT for the transaction. Imagine how much is rolex .?
Actually even before  there's already some store and even fast food using crypto as a payment method . So it already started in my opinion and it will grow for sure especially now that Bitcoin becomes really popular because of the all time high in the market, and of course  because of the influence of some big people around the world , especially donald trump . Haha

It should be time for many people to use crypto to make transactions. but what we need to realize is that not everyone can accept the presence of crypto in the real world so there is still a lot that needs to be addressed and developed so that crypto can be accepted by everyone, especially at very high risks.

I've thought L2 networks such as the Lightning Network and Arbitrum solved Blockchain's scaling issues? Some merchants accept payments using said L2s for complete peace of mind. But adoption in this area is growing very slowly. Then there's the issue of volatility and lack of Internet access (especially in developing countries). Stablecoins like USDC and USDT already solve the "volatility problem", but there's a long road ahead before the whole world gets interconnected (through the Internet).

Without a stable energy and Internet infrastructure, people won't be able to rely on digital payments for goods and/or services. So living entirely from crypto is not possible yet. Although, adoption last year increased by a large margin. Who knows? Maybe it will take 5-10 years for crypto to become fully mainstream. Only then, we'll be able to avoid Fiat altogether. That's the dream, right?

Crypto is increasingly being seen as real money, and with the right skills, it’s definitely possible to earn a living through services provided to online clients. Freelance jobs offering crypto payments are growing, making it essential to adapt and develop in-demand skills to stay competitive in this evolving market.

We’re already seeing progress, but there’s even more potential on the horizon. The future of crypto looks promising, and it’s clear we’re heading toward a world where it plays an even bigger role in our daily lives.

I don't think a lot of countries will let go of their currency for crypto to dominate, while crypto can be used by some shops, online trades, I don't think the global adaptation for daily use would work just yet. Because intercontinental trade happen  with currencies, that's how you we value US dollar to other currencies.

So I believe the adaptation of crypto will take time but for now online stores, y gambling sites can make use of it for day to day transactions. I'm not seeing the feasibility in 2025 just yet, we have some countries  that even are yet to widely adopt crypto, talk more of using it for daily use, so we'll give it time. 

Yes, crypto is also consider as money and there's lots of opportunities that we can grab especially if we are skilled enough to do those task what online clients required then its really possible for us to earn crypto to make a living thru service that we can provide to people who need so work force online.

Also I guess we are slowly going up there since we could see that lots of freelance job right now is paying your desired crypto's that's why we need to adapt on the changes and make sure that we have those skills which those clients want so that we can get a job that can give us good income to sustain our daily needs.

But huge chance that more to come with crypto. The future of this industry is promising and provably that we are heading on those things you mentioned here.

SOL blockchain, though, would do better in that regard after the Firedancer would be implemented for good.
But I agree with other facts - sometimes, the congestion is too much, and you won't be able to use the crypto for everything. But you would be able to do it for some things.

Nothing is impossible on crypto. It’s not early to say about crypto. We don’t need to exchange and the dream already came true on our life. The main fact is that most of the people who aren’t smart don’t able to use it tough is for them. If we all are used to use crypto then we will enter on the smart world totally. However i am totally now depend on crypto for my living. I am doing trading,investing, holding and gambling etc. It will be more effective if all found a way of earning crypto. It helps to depend o. Mostly then on crypto. We all have see how much potential the crypto market are. Now the next world will be on crypto. Then we can easily depend it for everything for our living. It's not so far.

Full adoption still faces challenges. Not all merchants accept crypto and regulatory clarity is still evolving particularly in the US govrnments and financial institutions are taking steps to regulate the market but uncertainties around taxation, legal status and financial stability remain. Some people can live mostly in crypto in 2025, a fully crypto driven economy is still a few years away from becoming a reality

I like the sound of that but we're still not there yet. Mass adoption and crypto integration on almost all merchant stores remains the goal but we still have some technological overhead to defeat before we can have that achievement.

For one, Bitcoin and almost all altcoins haven't solved the increase in tx cost when demand skyrockets and demand is going to skyrocket for sure when every customer that buys anything, anywhere in the world triggers a transaction. We'll have 10-100x the tx volume we have right now and I don't think current infrastructure can handle it yet.

Bitcoin tx fees will go up.
ETH gas price will be through the roof and Sol?
Sol blockchain might halt as it has always done in peak periods.

Living solely on cryptocurrency in 2025 is becoming increasingly possible, but it depends on several factors like location, financial planning, and the overall adoption of crypto. As crypto payment systems and blockchain technology evolve, more businesses accept digital currencies for goods and services, making daily transactions easier. However, challenges like market volatility, regulatory uncertainty, and limited crypto adoption in some areas may still pose obstacles.

Let's not forget that physical credit/debit card transactions are also in decline. Most people pay through an app using a virtual card on physical stores or online. And with governments planning on launching CBDCs, our lives will be more digital than ever. The problem with crypto is that many consider it to be an investment, rather than a currency or a medium of exchange. The rate of adoption among merchants and/or businesses is rather slow. I can pay for most stuff with crypto these days, but not everything (like utility bills, taxes, etc). Fiat is needed for government services, anyways.

I think with the incoming pro-crypto Trump administration in the US, things will improve. Who knows? Maybe we'll be able to live entirely off crypto within the not-so-distant future. If you have faith, anything's possible.

Adoption is not there yet.
You can already buy big things with Bitcoin in many parts of the world - but you can't live and make all the things that a person does every day with crypto, in my opinion.

Wallets should be like that, you should know and see how much you have in balance and how much you'll be left when you're about to send. But with the mentioned wallet, I'm not really aware of that nor have I used it.

Thus, this feature should be the norm of most wallets. Users are wise nowadays and with lesser features or simple details that they lack of, they're not going to be patronized for sure.

And that's probably one of the reasons why these wallets, stellar or not, don't thrive.

Even if various Stellar wallets / interfaces don't directly let you say how much of what to send that you don't have, definitely some, such as FoxletStellar which I use, do let you say how much you want of what and see how many of each thing you already have it would take to get that, so at worst you could use that to get what the merchant wants then send what they want.

I cannot see my LOBSTR on phone at the moment as it is on a phone most of whose screen is blacked out by cracks but I do recall it has an ability to display a 2-D code of what you want, that a merchant for example coulde use, then customer's phone would look at that displayed code to create a send transaction to send it.

Just not sure if it includes the automatic conversion ability from things you have to what the merchant wants.


-MarkM-

I am not sure of that but I think there was a project that's all about pos (not proof of stake) payments before. It became popular and it comes with a yellow logo.

I can't remember what was that but it had gained traction for a season but then became forgotten up to this point. If Stellar was supposed to be this project to do it, that's good if it became to a point of potential.

But it didn't pushthrough, right? although that's still popular nowadays as a crypto itself.

Definitely governments are going to be not happy with this idea and mostly will never go ahead with this as well because things could be more flexible for the common peoples which are not suitable for them even in many countries we have such things which are now doing good and have better development in near future as well, but this could be huge problem for peoples those are not well aware and specially third world is not well prepare for this in long run.

We can go with this idea, but first we need to be had all requirements which give better use case with all material which are important while currently we have few things which are giving good advantage and this could be also go good with just few miner changes in the future.

I think it is possible that what the op says will happen, but it just doesn't seem like it yet, because there are still many countries that don't believe in other cryptocurrencies except Bitcoin which is really proven and tested.

Maybe unless the country you are in is like El Salvador, what you are saying can happen, op, then there are other countries that at least have other merchants who accept bitcoin
payments in their business as far as I know.

In my opinion, it's too early to believe this will come through, not in 2025. Crypto is going mainstream already and there are many countries that the citizens are spending crypto directly to purchase their daily needs but it's not generally acceptable yet by majority of people and that's why I think that we can not live only on crypto this year but hopefully in near future.

doubt that, government in general won't let their fiat be replaced, because then they can't control the economy, fiat is a good tool to control the economy, maybe traditional cash will be replaced by CBDC, but definitely not decentralized crypto, though crypto might be used as an alternative of payment, there's reason why many countries decide to recognize crypto as commodity only for investment because they don't want it to be used as currency. so in the future i think things will more or less stay like this.

This sucks and really happening. That's why many of the investors that have used their bank accounts to deposit fiat to their exchange accounts, they've been scrutinzed and investigated by their banks and asked what's the deal. One wrong answer and you'll get that if there will be some scrutiny and questioning but at most times, they don't ask the user and just land down the judgement of stopping the account because of the connection that has been with the use of their service going to a crypto exchange.

Regulatory complications and the non-acceptance of cryptocurrencies as legal assets in most countries won't let us reach that point too early. There are too many countries that are still completely against cryptocurrencies. If you are talking about some specific countries, then this might be possible in some countries already, but if we talk about the global acceptance of cryptocurrencies as payment methods, we are far from that yet.

Merchants and service providers will only feel confident in accepting cryptocurrencies as payment if the government of their country makes it legal to deal in cryptocurrencies. If a country either has banned them or has no laws about them yet, no merchant would be willing to do that because traditional financial institutions will create trouble for them because they won't let them operate their accounts if they find out about this.

In our country, banks are against cryptocurrencies. If any of the transactions that you do through your bank account are found to have any connection with cryptocurrencies, your account gets blocked and funds confiscated. They ask you for proof of funds, and if not satisfied, both your account and the money is gone for good.

I can't really wait for that time to come, but for now, it's just too early for that. Most countries are still banning crypto in their country. like in my country, the government didn't ban crypto directly, but the central bank has given all commercial banks orders to ban accounts related to crypto transactions, so crypto has been banned indirectly from the country, so it's just difficult to see any store accepting bitcoin as a payment method because they don't want their business to be compromised.

But with the way the government has tried to discourage the citizens from crypto, most youths in my country are accumulating bitcoin and other altcoins, and they are trading, but they are not just using it as a payment method yet, but all I know is that everything is time, a time will come when they won't have a choice but to free crypto, everyone will be able to do what they like with it. 

We all know that the government is against bitcoin just because of their own selfish interest, they have no valid reason for rejecting bitcoin, so they won't later have a choice but to accept it.

I think Stellar is supposed to be able to do this as a built-in feature, though I am not sure offhand whether specific smartphone wallets such as for example LOBSTR have or have not provided access to that feature.

In theory you are supposed to be able to tell Stellar what asset the recipient wants to receive how much of and it shows you for each asset you have how many it would take to have that happen, so you can pick from your portfolio which you want to use to make the recipient receive what they want.


-MarkM-

We're going there. The exchanges have their debit cards as well for which if you've got some stable coins stacked, you'll be able to use it for purchasing things with that card.

IMO, it can be said that you're buying things directly with crypto if the balance you have in there is being used. Although it's not advisable to keep your money in exchanges, if it's for this purpose, you may want to just allot some budget on it for purchase purposes only.

But as for wallets in smartphones, we can use them as well if the shops and merchants accepts them directly.

Elon was close to making this a big dream but he screw everything in 2020. Tesla was ready to accept Doge for motorbike those years but was quickly change and till date no better explanation was provided regarding the reason why they retract on that plan, they also remove Bitcoin completely. If they have allowed it even with a little limitation, it would've sent a big message outside there for people to start accepting crypto as means for exchange worldwide.

There is a great advantage for merchants who wish to accept cryoot as payment but I think there is going to be challenging about it and that's volatility. How do we really deal with sales about volatility. Even Bitcoin can nuke 5% in a day and be like nothing happen and alts do worse like 10% nuke, who is going to be held responsible for the reduction in the amount because not everyone will want to be holding coins receive from sales, they need more funds to buy more goods to keep the business working.

If you are using crypto to buy gift cards and buying something with them, how does that even differ from selling crypto for money and buying with it?

Also every crypto debit card or shop that i have seen "accepting" crypto, has been using third party services where the retailer won't even see the crypto. They just get money because third party sells your crypto for you.
So actually when you are "using crypto", you are almost certainly just dumping it for fiat money and paying with that money.

Imho such thing as using just crypto is no way near, because it's just an extra hustle for companies when they need to do taxes on those trades. They have to sell themselves those cryptos as soon as possible, otherwise they would risk the whole company. Because what would that do to their pre-planned budget, if their revenue with cryptos suddenly went down 20% in one day?

I was excited when I saw the topic titled, but unfortunately the body of the thread was actually not what I expected. I expected a question that if it is possible to only work in the cryptocurrency industry and not involved in any other industry. Liking living only on crypto earnings.

But for your question, less than 2% of cryptocurrency enthusiasts are living only on crypto. The industry has not matured to that stage, we still need the government and her fiat.

It's too early to tell, why do I say that? The local government is still banning bitcoin/altcoin as a means of payment and fiat will still be maintained by the government.

Imagine if the government legalized any payment using crypto would they have control? Of course not so that's where I think the government doesn't want crypto to be legalized as a means of payment.

If fiat itself where they can survive and have full control.

For 2025, not yet. But some time in the future of course that could happen. Currently, most countries consider crypto as an asset & not a currency. That's one thing that makes living completely using crypto not possible in the near future. Slowly but surely crypto will enter all industries in life, and that's where we will see more mainstream crypto for payments.

It is maybe even just not a good idea, because one nice thing about fiat prices is the prices are thus all in terms of something that goes forever downward in value.

That means you are probably going to be better off buying fiat when it is cheap, buying enough of it to live on through times when it is up in price, so you are always spending cheap fiat rather than fiat that cost you more crypto than it costs in periods when fiat is in a dip as it were.

Simply spending directly makes you vulnerable to ending up spending when it cost you more crypto per unit; the bad times when fiat is, weirdly, actually up in terms of crypto.

In such times you ideally want to be spending fiat that you bought back when it was cheaper, not spending your crypto when crypto is temporarily down compared to the prices sellers of goods are asking for their goods.

Bad money drives out good, in that everyone prefers ideally to spend whatever type of money is losing value fastest.

Thus, ideally spending fiat since over decades or centuries it can totally be relied upon to lose value.


-MarkM-

Why not? Everything is possible now with cryptocurrency. 16 years ago, people were laughing at the idea of decentralization and no-party transactions, but people are welcoming it now.
For this to happen, we should have a country to model it, and it will cause a domino effect, but expect resistance from the government. But if you ask me, I prefer coexistence because there will always be sectors or countries where its not possible for its people to live only on cryptocurrency.

There will come a time when fiat money and other traditional currencies will be replaced by cryptocurrency for purchasing products and services. This shift is driven by the decentralized nature of cryptocurrencies and the use of blockchain technology. While this change may not happen immediately it is approaching. The transition from traditional money to cryptocurrency is inevitable and will bring about significant advancements in the financial system.

Its too early to make that possible for many cryptocurrency users, in my country alone I have to convert my cryptocurrency to fiat to be able to pay my bills as cryptocurrency is not fully adopted in our country and you can hardly see any shops that offer cryptocurrency for payment and once the government see cryptocurrency as a threat they will restrict and regulate its usage, maybe ten years from now the scenario will be better but not this year.

You could live on crypto only via a technicality. You could pay all your bills & live using your Coinbase card. The reason I say via a technicality is because Coinbase card uses the crypto you have on your account & pays with a fiat conversion. Living fully on crypto would be tough though unless you are in El Salvador or something. It might be possible in San Salvador.

Aren't you afraid that to hundreds of governments issue money will added to the hundreds of commercial company that issue their own money? Won't all this turn into a huge bubble, backed by nothing? I think that being able to buy a Ferrari with Dogecoin is very cool and innovative, but won't it eventually lead to the devaluation of the institution of money as a universal equivalent for measuring the value of goods and a medium of exchange?

We are already seeing some merchants and services on which we can be able to make use of our crypto to serve as payment or simply without fiat involved but the main question here on this one is on how many will really be considering on spending up their precious coins into something if they could have done it with fiat? Yes, its really that cool that when it comes to utility then we can use up our own crypto holdings on which this is really that indeed great but we cant be able to deny that when it comes on using up our coins for the sake of payments on buying up something then it will really be just that a waste of opportunity of making profits. Pretty sure that most of us will really be thinking up about the profiting condition rather than on spending or in speaking about utility.

Adoption is really that moving forward and there's no doubt to that but people wont really be seeing this much for it to be used on day to day but rather ending up on having that store of value kind of consideration or approach on which we cant be able to blame everyone if this one will really be their own view towards it on which we would really be lying that we would really be trying out to deny this one into ourselves. 

Speaking about living with crypto then its possible as long you are making continous income with it but make it sure that your holdings wont really be on the same USD or fiat value all the time on which we know that prices could crash out anytime.

even though it will be amazing to see that coming to reality, it doesn't look like what is going to be very convenient for the larger population because adoption is still an issue and the rate of knowledgeable people that are comfortable enough to make use of it for such transaction is not all that much. with time when the rate of adoption must have increased and the commoners must have started making use of it for most of their needs, then we can see the possibility of it coming to fruition. 2025 doesn't look possible for crypto to go mainstream to that level except for those that are already in the system right from time and are familiar with the process  that makin use of it doesn't look like a big deal.

we're just waiting for regulation to become certain.

I think most of platform also would like to integrate crypto to their platform in a heartbeat if they know that it won't give them the burden of any legal related problem, the thing is, many countries still consider BTC as just commodity so there's no regulation about it being used as a currency, but I know some country already allow for crypto payment and so far it's been doing well.

if you see in popular platform specifically such as fiverr and udemy, there always some people who demand the platform to enable crypto payment, but the company don't have the guts or resources because this legality problem.
but if somehow BTC can get passed as strategic reserve, I think big fat chance there will be massive surge of crypto payment adoption.

one thing for sure, so many defi and exchange already providing debit card where they'd charge your crypto whenever you make a transaction, so actually you can already pay anything with crypto right now. even more so with coinbase pay and binance pay.

It's still too early for this. We're just beginning to move away from cash to credit/debit cards. Less new cash money is being printed now and governments are encouraging people to use credit/debit cards. The main reason for this is to prevent the informal economy. The idea of living solely on crypto currencies might only be a dream for now because there are many structural weaknesses in this area. Governments won't allow it and will fight against it. Maybe we can discuss this for 2035, but it's impossible in 2025.

As crypto becomes more mainstream, we'll be able to buy goods and/or services without the need to exchange for Fiat or use a debit/credit card. Imagine living entirely off crypto alone. It would be a dream come through.

I'm wondering if we're one step closer towards seeing this become a reality? Or is it too early to tell? With services like Bitrefill and eGifter selling gift cards for crypto, anything's possible. Heck, you can now purchase a Ferrari with Dogecoin. I mean, how cool is that?