Topic: Loan defaulted by [Edwardard] (Read 957 times)

Honestly I'm a little boiled seeing how stupid the scammer is after knowing all this information. Just unbelievable. Hopefully you've recovered from this guy since it's been a while.

Thanks for the update but till now I have not received any message/update from him.

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At the time of the loan as well as stopping posting on the forum he was in a signature campaign while there was 100+$ per week payment and there was probably 30$ bonus for best posters (3 posters).

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To repay the loan it may take him no more than 3 months and till now he could earn multiple of the loan amount.

That is a true shame. I don't understand why so people are so dumb.

You present a good point too. This guy could've joined a campaign and allowed all the weekly payments to go to shasan's wallet so at least he could've returned the money, although slowly, FAR better than this outcome for the both of them. And also from the time of the loan til now he also could've made alot of extra money for himself

Edwardard last posted on June 11, 2023. He knows very well that his reputation will take a bad turn and it is already visible in his profile. Currently lending business in the forum is becoming very difficult, Shasan may not have guessed that this user will not repay after taking the loan, but in reality it has happened. According to the rank of this user, if he was active in this forum and participated in the signature campaign, he could have paid off the loan in a few months, but he did not go this way!

Edwardard has went online during Christmas Day 2023,

Shasan, did he ever reply to you? Or did he just continue ignoring. Surely he must've seen his rep getting nuked and PMs from you.

Yeah I agree with that.
I also have an open loan with him and the departure of sinbad changed my plans so I had to extend the loan and pay the extra fee for a month. Thankfully I am already in a new campaign but not everybody is so lucky I think.

There are bad people everywhere that don't care about promises and/or commitments they made.

There are sketchy people who got loans, extending their loans 5-6times, every time another month, even though they could have paid back with the sig campaign money easy. I have 1 person in mind who is already overdue, won't name his username though since of course I can be wrong. I personally connect the username to someone that once tried to scam me via telegram and when I asked for a wallet screenshot to prove something the wallet had the same name as his username here.

Shasan, a word of advice, if I were you I would be really, really careful at who I loan and how much this month.
Signature ban on mixers will trigger a loss of revenue for a lot of users here, some (who like most defaulters have multiple accounts) will find it easier to dump it for a $500 or $600 loan rather that trying to get a spot in a low paid campaign for $50 a week.

I appreciate what you do especially since you helped me out while I was away and without access to my keys and it would really make me sad if some would use you as an exit scam from this forum and see you incurring loses after loses.

Yes, Lending is something here that helps a lot of the guys who use crypto as real money. They use the lending service like in real life. Even they feel more comfortable lending here than real-life leading I assume. So at some point, if all the lending services stop, we will miss an important part of this forum.

We appreciate that you still want to keep running your service. But as you feel the recent scenario Hero/Legendary reputed Members also defaulted the loan. You should be more careful for choosing the right borrower.

You are right that lending is very risky. Yet I am not going to stop this service right now and have no plan to stop this service. As you know it is helping a lot of people and based on the trust I think it helps you too though it is for a little time.

Sorry about this and you are correct about whom to be trusted or knowing what their real intention is whenever they have taken the first loan and take another again, sometimes they might purposely do that for you to gain trust from their ends that they can be able to pay back. Well sincerely speaking this business is really risky to say it just take a lion heart to be able to keep running this service otherwise one might decides to stops running the service due to what they are seeing and the difficulties they are passing through in terms of loan repayments.

You are right that when an old borrower tries to take a loan I can estimate whether the user will repay or not and it is possible to repay by him/her or not. But it is not easy to guess for new borrowers. However, I have been scammed by a few users who have taken loans and repaid them but were later scammed lower than the previous amount. And a few scammers who were scammed by taking multiple loans from multiple lenders.

Do not worry I believe on Karma
What he did to you will surely come after him that is why we need to be very mindful with any huge amount people will come to request if actually you have never given such person that amount before. When your regular people comes you knows how much you may only release to them but when a different new user come to request for such huge amount then will say you start from little before releasing upto that amount to him.
But do you know indirectly he is cursed for this action he did?
Yes taking whatever that doesn't belong to that person directly or indirectly such person is cursed.

You are right that the user has more alt accounts. As you know who are bounty manager from the beginning even those who are not bounty manager from the beginning has multiple accounts which has no violation at the same time at that time it was easy to rank up by creating such post as "bump" "yes" "no" "okay" "+" I mean by one a single word. So, the user is busy maintaining other accounts and went away 1000$ from this account and also probably scammed from other accounts or will scam from other accounts.

It’s a little bit too far for me but I’m still learning what bitcointalk is like. It just absolutely makes no sense as to why he would exit scam $1k when he’s been trusted with $1k before. He could’ve took more money like $1.5k since he had been trusted with 1k prior. Just doesn’t make sense as to what his thought process was if he 100% was planning to scam

Which is what makes this type of tricks even more dirty.

Taking advantage of the lender's kindness to provide a non-collateral loan, they dont have the guts to owe up and confess that they are unable to pay back and need more time. At least they should communicate and not ghost the lender. Most of the lenders here are reasonable enough to give time and make room with smaller repayments.

The accused thinks they gamed the system by doing this, while they actually deep down know that they are fault.

Scammers have no shame at all. It was probably a pre-planned exit scam, and he is never going to log in again to try to resolve the loan default dispute. Or he still has a number of alt accounts lying around, and he keeps looking at this thread everyday while laughing at himself.

It's been a while. I noticed he still hasn't came online yet (he wasn't online prior to this thread being made) I wonder what he will have to say for himself.

There are a lot of people who have vanished by scamming or taking a loan who have almost no chance to gain more than the scam amount. But Edwardard had scammed such an amount which could be earned by less than 10 weeks from the signature campaign where he was. And until the end of the campaign, he could earn multiple times the scammed amount He was in Coinomize signature.

What a shame! I knew this user is a campaign manager. Well, there are few campaign managers become like this (scam), maybe not for loan related but the same thing, they just vanished and scammed people. Flag supported.

Supported. I can't ******g stand scammers in any colour. Whether you default on a loan, or pull people into a scamcoin ICO and run with the money, they are abhorrent to everything this community was built around. If someone is good enough to loan you money without collateral, you should at least have the self-respect and mutual respect that they showed in loaning it to you, to repay them back. If you can't do it when you say, then at least communicate with them.

There is no excuse for behaviour like this. Sorry you had to suffer that shasan   

MrC

It's a charity if the loan was defaulted which is going to be the case in this one. It definitely is a good business and I think that @shasan should be raising his interest rates given that his service is a non-collateral loan which in my opinion is justified. If there's a tally or some spreadsheet to see the money that @shasan has earned and lost in doing this loans, I think that's when we can say that @shasan's loan service is a success but for now, I would take your word with a grain of salt and say that @shasan should either stop doing non-collateral loans or have some adjustments for his requirements to get a loan. Your second statement can't be the absolute truth because there are still scums out there that doesn't care about their reputation and will default a loan even if their rank is so Hero Member and above, being a scum loan defaulter don't really have limits and it can be anyone on any rank.

Earning money is not a charity, you got that wrong.
It would be a charity if he doesn't charge a % fee.
Seeing the amount of customers and the amount of defaults I think it's still a good business. Of course when he loses a high amount it looks really bad but that's the risk of giving these loans unfortunately.
Maybe there should be a harder limit for amounts and not as high as 1000$.

Or if you want to give 1k loan then it should only go to very reputable people in the forum. There are so many Legendary and Hero accounts here, not everybody should have the same limits since some accounts just spam this forum for signature gains ( like most of the accounts promoting stake for example).

shasan o shasan! Not again. Sill you are continuing your charity? When you run a charity you don't complain for the money you donated.

Honestly speaking, I still do not understand what is your real motive to continue this business. If a member takes the initiative and collects all the scam accusations you created against the loan defaulters then I am sure it will be more than 50 threads. On average if you lost $100 and created scam accusations for each of them than it's $5k. I believe you lost a few times more than the $5k?

Have you somehow enabled yourself to receive some bitcoins doing some illegal job or business? With this loan service you are hiding the links LOL. Use a mixer, it will be cheaper for you.

Sorry for the cheap joke. I feel sorry for your loss brother. $1000 is not some funny amount for many.

Not that anymore support and tag you need to this scammers feedback page but the flag was supported and left a negative feedback too. Let's hope this fucker regrets and decides to pay back.

Coinomize campaign, the signature the defaulter is wearing, isn't managed by Royse777, is managed by julerz12. You can check yourself:

🚧[CFNP] [banned mixer] | Bitcoin Mixer | Signature Campaign ~ Up to $130/week

I am deeply concerned after reading this post because there is a possibility Edwardard has alt-accounts or intends to operate them to run the loan scam again. Nobody has noticed evidence linking any account to Edwardard but if he managed to get one loan of $1000 it means that could be his modus operandi. We all need to be looking for signs that may indicate potential wrongdoing.

As for Royse777, he is taking on a far too many forum members for campaigns he manages that other campaign managers would never consider enrolling because of their feedbacks. I cannot speculate how much him participating in that signature campaign or giving a $220 loan may have affected your decision but it seems it played a part.

I don't think that the interest rate was high initially because it was $1000 to pay $1050 but due to the extension of payback time was what compounded the interest to  $250, that is why he is to pay the total of $1250.


Yea, you are right but do you know that even if shashan lends people money with zero interest there will still be loan defaulters because some people have it in mind to collect loan and never to pay back, but I doubt if Edwardard case is the same. This is because he has spent so much time here in the forum and understands the penalty for his actions. I hope all is well with him.

I agree with you on this, because this is how the banks in my country that gives loan to a government worker do. They will have a percentage that is been deducted from your monthly pay to enable them get their money back within a period of time depending the amount loaned out and the rich timeline.

Shashan can apply this method since loans are been given out to forum members in a signature campaign. This will enable him get back some percentage of his money should in case the lender has plans not to pay back the money for some reasons best known to them. Because tagging the account won't bring back sashan's money and he will keep on running at loss especially when the defaulters have alts in the forum.

$1000 is a big amount of money that can discourage someone that doesn't have much funds on him to stop the business. Shashan, sorry for the loss and I hope that Edwardard comes back to clear the air and pay up.

The consensus is to not give away money for free, in other words to not give loans without taking a collateral. However this is an ideal scenario having been a lender on another site, nobody can cough up any collateral whatsoever and the percentage of collateralized loans is close to 1%.

At the same time turning down these loans means potential losses for the lender because after all the lender is here to make money from their capital. Hence it ends up being a gamble where you a putting money on different high risks loans and allowing the users to spend that money and pay as they possibly can.

Its a risk the lender has to carry.

I really don't understand what's happening on this forum this days, because why will someone take a loan of $1000  for 5 months now and fail to pay. This is actually getting out of hand, and I think a more concrete measures need to be put in place so as to avert such incidents occurring later in the future, because with this act, it's likely to start discouraging people who give out loan not to give loans anymore, which will literally affect those who genuinely have been keeping to their terms of loan by paying at time due. And I think it's high time we get a collective consensus on the best way to avoid this menace likely to harm our forum.

At some point God will have to understand that the interest charged is a function of risk. The interest charged by sashan serves to compensate people who, as in this case, defaults on a loan. I remember two cases of people who were lending and in the end they stopped because of defaults they ended up in losses. If they do not charge interest the losses would be greater, and God is not going to come to this life to compensate them for the money lost, in any case we will see what he does in the next life.

Well, people actually do that, take part in campaigns with several accounts, as long as they equally contribute to discussions and to the community, as long as they don't create topics with one account just to post with the other etc.

Though the point here is that he was facing difficulties in real life, but everyone instead of showing some compassion just threw him under the bus like he is some sort of used napkin.

I'm not defending him though, these are my opinions based on observations, but maybe just maybe if OP was to let the interest on the loan repayment slide, he might be willing to come back and work things out in time by working and paying back the original amount in a few month, this could significantly increase the chance for OP to at least get his original money back.

Definitely, all isn't well with the user. They were once a valuable member of this forum with several managed campaigns under their belt. Then, they started struggling to get campaigns to managed and began to enroll as participants in others campaigns.

However, whatever happened, Edwardard was supposed to have continued to keep in touch with OP and made every indication that they would repay the loan. $1,000 isn't chicken feed. It's a substantial amount of cash. To even think they ignored OP in all channels he tried to reach out to them while they were last seen in the forum in October points to one thing – deliberate attempt not to respond to OP.

I doubt they would, especially now that their account has been destroyed with tags.

Not fully experienced about campaigns but since these scammers use multiple accounts to build reputation and scam people, couldn't they just use their accounts to make honest money by just being in multiple different campaigns across their accounts? I think its just advertising the websites to the best of their ability? If this user does have multiple accounts, I'm unsure as to why they couldn't just do that to earn money instead of having to scam honest hard working people here.

***I think s/he has many more accounts as merit wasn't introduced earlier. Note: I have no proof whether s/he has any alt account or not.
***Edwardard woke up after a long time and asked for a non-collateral loan. At that time s/he wasn't accepted by anyone.
*** Edward was accepted on a signature campaign which was managed by Royse777 while payment was 100$+ bonuses though s/he had not fulfilled the merit requirement.
*** Started earning merit
*** Designed signature or something can't recall.
*** Earned money from review campaign and also managed review campaign (on that time could scam more money (fund of review campaign could take a loan from a lender as on that time the user had joined signature campaign as well as had a good number of merit and perfect activity)
*** Gave a loan 220$ to a newbie which took sympathy from the community though I do not know whether the loan was by mistake or it was a drama to get sympathy and get our concentration.
*** Started taking a loan and defaulted last time

Last I spoke with him (around May), he said his father was sick and he needed to attend to him at the hospital; this might be the very reason that he's having trouble paying this loan.
That's also the time his weekly posts got so low that I had to remove him from a signature campaign.
As OP said, he remained quiet and hasn't responded for months now so the chances of him returning and fixing this problem is highly unlikely. Flag supported.

Exactly! Shasan has shown a big amount patience waiting for Edwardard to return since his last past talking about the loan on the forum. It seems shasan was hoping that Edwardard sooner comes back and return back the late loan, but unfortunately it didn’t happened and I doubt it ever will.
I really empathize with Shasan especially knowing that he had the same experience recently, as I remember. This situation must be incredibly frustrating and poses a risk that Shasan might stop offering loans which would be unfortunate for a lot of us. Personally, I rely on loans because I easily can repay them through signature campaign earnings without any external job or income.

In this case, even for a trusted profile borrowing $1000 and promising a quick return of one month or so can be a bit suspicious. Such actions not only harm lenders but also affect those genuinely relying on loans during hard times and actually repaying them.

That's actually a huge amount of money, and the guy was in a good-paying campaign, which could have just enabled him to pay up the loan. But one thing I understand is that for some people, it's usually easy to acquire loans and debits, but the repayment is very difficult for them, and they tend to shy away from their debt. It's very unwise of him to ruin his account and reputation this way, or maybe he is someone who doesn't just have one account on the forum. Sorry for this loss, Shasan. $1000 is no penny. His last active was just towards the end of last month, which means he's just around, but International never wanted to reply or contact you. I support your flag.

That already looks suspicious to me, not sure if shasan have been here in the community in 2017 because that's where the Edwardad is very active, I can't remember if I have been in his campaign back then. Because during that time he has a lot of bitcoin paying signature campaigns under him.

And then suddenly he disappeared from the scene and then so I was and maybe many members here when he returned to the community, join a signature campaign and then for a $1000 loan and run. Maybe he was in dire situation that time, but I guess everyone is different and act not normal to the point in ruining their reputation here when our back is against the wall.

Sad to see that you have been deceived by a hero member who at least you have trusted with the unsecured loan, with the loss of $1000+ is not a small thing it is really big what I expected but why he did not return it in the past when the loan was still on Coinomize if I'm not mistaken.

Hopefully he returns to the forum and resolves this issue so that you don't experience any losses.
Support the flag above.

Once people are asking for extension after extension for the same loan it's always a bad sign. That it happened with such a high amount is even more annoying.

The strange thing is, Edwardad himself was scammed and created a flag here in this forum at the beginning of the year. I remember I spoke with him at that time that the person is full of shit, still he didn't listen and gave the loan. Of course I was right and the clown ran away with the money.
Him doing the same now shows his weak character. 

This is very sad honestly, totally destroyed a hero ranked account for a mere $1000, an amount he could have earned in 10 weeks if earning atleast, a $100 weekly, it's very pathetic how some forks will easily give up gold for peanuts, simply because they feel it may take longer for them to sell the gold at its worth, if they were to be patient and find the right buyer.

So so sorry for shasan, a thousand dollars is not a small amount of money to lose like this in this time, that over a million in my local currency going by today's exchange rate, but still, this amount cannot do very much when it comes to starting a business or so..

What I did suggest is that, those who are good wit investigations should please get to work, I am very sure that the scammer have an alt account which he will surely keep accessing the forum with, and possibly continue earning from signature ad campaigns, we should dig such account out and tag it as well.

So sorry shasan, I hope you recover this money back soon.

Sorry I couldn't even monitor his records to know whether he is being paid or not, just doing my task as usually without minding if other are doing it or not. But thank you for the head up, most at times it is very risky to offer such kind of service over here because you wouldn't know their true intention whether to scam or not but I will only say to be very mindful while giving out huge amount maybe from $500 and above can be consider very huge to give out to people.
So sorry for the lost.


Sorry I didn't go in details to know if he still getting paid, as above person already said.
My bad😑

I guess it is impossible to understand the motives behind why this member would have asked for a $1000 loan and then repaid it early only to then ask for another $1000. It could be that he intended to get larger loans with early repayments in order to make one big loan attempt before scamming or could be related to him stating his situation was not good, it seems we will never know unless he posts his explanations here.

I am sorry for the fact you had to face this. Taking a full loss on a $1000 loan is something that nobody deserves.

I supported your FLAG I did not add negative trust, there is enough.

I think that it is better to start a bounty of $300 to whoever finds an alternative account for @Edwardard. I do not think that he will disappear like this without having an alternative account, and you will not lose anything if no one finds any other accounts.

If you find an alternative account, you will be able to recover part of your money, cuz I do not think that someone who was on the forum for several years and left the account for $1,000 would have simply left the forum without having any alt account.

Yeah. This dude showed up again on the forum around the end of last year.  He hadn't posted anything for like two years before that and  in 2020 he only wrote maybe 22 posts or something, just getting active again after being gone since 2018. Pretty soon after returning he started asking for loans in the lending section.  At first just small loans for 70-80 bucks, then 250-350, and eventually 550 as he tried to build up some trust and  took him around 5 or 6 months altogether to work his way up to borrowing $1000.  Dude's definitely got other profiles on this forum no doubt.  He'll be back to try this hustle again for sure.



C'mon, SmartGold01! You can do better than this.

LOL, you are in the same campaign and yet you don't see that he has not been paid since June because he suddenly disappeared. He still carry the signature though because obviously he didn't removed it.

So very unfortunate @Shasan, he used to be a good campaign manager here in 2017, then suddenly disappeared, and then in the last year, resurfaces and was able to join signature campaigns because of that reputation. Not saying that it was his plan all along to scam when he comes back, but it likely was in his mind and took a big loan of $1000.

Supported the flag.

Very sorry for the loss of $1000 plus interest, this is a risk as a loan service because there will always be users who damage their own accounts for the money they want, what is very unfortunate is that he is a hero member with a good reputation but must be damaged because of his own actions.


What do you see buddy? This user has been inactive for a long time and the last post was in June, he is also not in the current Coinomize campaign after checking in the spreadsheet, why others do not recommend this is because the user Edwardard was removed from the spreadsheet.

Hello @Shasan I can see he is in a signature campaign with coinomize project will suggest you write to his manager to withhold his weekly payment and then send it to you as payback instead of him not paying any to you for the whole weeks with interest I believe this will also help. whenever he is not getting paid from his campaign then he will have to write you back, I trust his manager will understand as well. I don't know if other person already suggested this to you as well.

So sad @shasan $1000 is a valuable amount but I can not believe that Hero Rank and reputed member are scammed! sad for you i hope next time when you provide the loan checked carefully and limit with loan for the depend on reputation of this profile.

Also, I support these Flags here!

Supported the flag he is currently in a good campaign,  the answer could be he returned the loan so he can cashout on the campaign he is in and ask for a loan again, surprising that he did not ask for a much higher loan when he can do so considering that he completed paying his past loan
maybe he is having tough times based on his last post


But still, he should be man enough to be honest about his situation and not run away with the money, tough times will not last, and he should know that, I'm sorry for your loss Shasan but that's one of the risks of this business, let's just hope he will listen to his conscience and return and explain what happen and make an effort to return the money.

I don't want to stray off-topic, but you did make a good point.  Every single problem I've ever seen in the lending section of this forum has been due to lack of collateral (though I'm sure there've been other problems I've missed), and for an obvious reason: it's too damn hard to provide physical collateral for a loan on a discussion forum, and borrowers generally can't or won't provide altcoins.  If they had any significant amount of any cryptocurrency, they probably wouldn't be asking for a loan in the first place.

I stopped browsing Lending quite a while ago, so if there's anyone who's been able to successfully keep a lending service alive I'm unaware of them.  And I'm not sure if anyone has cracked the problem of collateralized crypto loans in the online world, where in the end it doesn't come down to a matter of trust between the lender and borrower.

The only reason that I considered to stop my lending business long ago was to get scammed by many members who I trusted and eventually I was in big loss. I witnessed many forum members scammed you so far. My suggestion is to stop the business before you lose more. We all learned it the hard way.

Also here's something to think of as well. If he did originally intend to scam, couldn't he just request a higher loan to maximize his money? Especially for his clean past slate and good history of paying back loans and his 8 years on the website. So obviously with that in mind, he could've more than easily walked away with more than $1,000 to his name through scamming if he just asked for more. He (also as far as I'm aware of) never requested a second loan either from anyone which he could've probably gotten away with very easily.


He should still not be ignoring and he should be completely honest with his situation and provide as much proof as possible to show that he's not lying or making up a story. This is like the #1 rule for scenarios like this and here he is breaking that common sense rule. In this scenario although he'd be hella late and a little suspicious at least he's being honest and showing proof he can't just instantly pay back. I hope the best for him if he really is in an irl struggle.

I'm no expert at this stuff but based upon from what I've gathered it just feels like he made a horrible mistake and didn't intend for this to originally happen but the ignoring part is just still completely fucked. I hope that he's able to come back and pay your money one day because that's just so messed up.

@shasan, I just took a look at the spreadsheet of coinomize signature and from what i saw there I believe he planned everything from the start… because from the spreadsheet he didn’t make a single post on  week 23  and he stopped receiving payments from the 18th week of the campaign which means he was ready to be removed from the campaign.

So just a little suggestion from me; before you accept a loan request from any user despite them wearing a long lasting signature make sure you go through the spreadsheet of that signature and take a look at their activity if it’s the one that will keep them there or if there’s a chance that they could be kicked out of the campaign anytime.

Sorry for you're loss OP. 1000$+interest is alot of money for many of us.
I hope you will recover and future lenders will pay back.

Flag supported.


- Regards BabyB. 👼

His activity looks weird, even before he asked you for a loan, he wasn't making a maximum of his income through that signature, he had periods when barely posted so if he really would have needed that money he would have got them just from the signature even without taking the loan.
The family issue thing doesn't hold water, you're not throwing away a source of income when you're in debt over family issues, so it's either that he lost the money and thought it was not worth it anymore to work for 3 months to pay it back and decided he had enough!

But seriously, you should really limit the sums you're giving away with no collateral, or at least make a deal with them and the managers to receive at least 50% of their weekly payouts, one of these things and you're what, two-three months in red?

I have supported the flag.

I guess things are not fine with @Edwardard family. I remember they managed campaigns previously and seeing the inactivity on the forum it is evident they were unable to gather the money from campaign and pay the loan back.

Praying for the remote possibility that they are able to solve these issues and come back clean to the forum.

Not going to tag the user as it looks like 4 have already done that, but I did support the flag. @Shasan 5 months without talking or any sort of communication? You need to tighten up your rules maybe.

Sad to hear an Old + Hero ranked member defaulted the loan. Back in the day (during 2017-2018), Edwardard was one of the trusted managers. I really can not believe he defaulted on the loan. Sometimes it may delay to collection of the funds for the payment but he should continue the discussion with the OP to make everything clear. But he did not.

Meanwhile, I am tagging him until this case is fixed. I assume he will think about his account and reputation and come back to solve it.

Man... I don't think it's good to bring religion in this discussion. It's up to the lender if he want to lend with interest or not, even @OP lend with interest, I'm not sure if he's really make money from this service as there were many users scam him before.

Even banks also ask interest and they're more aggressive when the borrower can't pay his loan.

I could imagine why he is not interested to talk about it, imagine being late for almost 150 days with an interest rate of 1% percent per day, that would be $1500 just as interest and on top of that $1000 original loan. It is not a joke when they say usury brings nothing but misery and fire to the lives of both side, I mean there is not a single person in the history that could claim they have found happiness, health and wealth by usury, it always ends bad. Not to mention God says usury is equal to fire in life and there after.

Having to pay such high interest rates, discourages anyone, but nevertheless they were fully aware what they were doing, so it's on them as well.

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It's best to trust God and help those in need by lending money with 0 interest, when God says that he will return much more than you lend others back to you one way or the other, you just have to trust him enough, you know.

you must have the highest tolerance for scammers to wait 5 months before creating this thread. your patience is mother teresa level. he didn't offer collateral and then its a big amount for someone to send.

because he went online and knew that red trust you gave yet no communication still, youre right to think he isn't coming back to pay for it.  its already in his mind since he couldn't restore his account to remove the negative trust.

I had also thought that the user was in serious condition due to a family issue. But if I am correct then the user might have response/contact me while the user came online but I have no response after several tryings.

You think it was some kind of exit scam, where Edwardard just got tired of being here and decided to wind up his bitcointalk "career" by stealing from you on his way out?  Assuming you don't hear from him, that's what it looks like to me and it's unfortunate--I recall when he was managing at least one campaign at any given time, and I remember thinking it was odd that he'd started participating in campaigns rather than managing them.  

Either way, sorry for your loss.  $1000 is a lot to lose to a scammer no matter how much money you've got (and I don't have a clue as to your level of wealth, I'm just saying).

Edit:
That might explain the need for money all at once instead of having to earn it over time through a sig campaign.  Still, with bitcoin being as high as it is and perhaps headed higher....I don't know, I don't understand the thought process of people who pull shit like this.  I guess there's still a chance he'll get in touch with you, no matter how slim it seems, and I hope he does.

You are right and the campaign on which the user was still active. So, there was no chance to earn less than 100$ per week. I can't imagine a healthy-minded person can act like Edwardard did.

He has been on the website for 8 years now or almost, and considering his past repayments including a previous $1000 repayment I feel like he wasn't originally intending to scam and I feel like he is in a genuine life situation. I would try to get him to talk about it more and provide proof so we can ensure that he's not lying at the very least, I don't like how hes ignoring you though one bit.

S/he might say the truth but I have waited a long time and checked several times whether s/he comes online or not and I have seen several times but no response though I have sent several messages.

Sometimes, it really f*ucks up to see people ruin their accounts this way.

The campaign in which the loan defaulter participated in actually is one of best signature campaigns in Bitcointalk. With that campaign and his rank, it takes about 3 months with actively posting to get $1000 and more, enough to have a full loan repayment.

Sorry for your loss, assume it's a loss, shasan.

Thanks for your support. Though the amount is not small but the account if the user was more valuable as the user could earn a lot than the defaulted loan amount from the defaulted account.

I imagine that the default was not something premeditated but that he had some problem, that things went wrong and that is why he has not been able to return it. In his last message on the forum, he said:


I have put in bold what I think may help to understand why he has defaulted.

Also, the user was in a good campaign where the weekly payment was 100$. In the meantime, the user could repay the double amount. And the account can't be ruined.
I am surprised that the user returned 1050$ and the latter took 1000$. If the user was a defaulter then why return the previous loan? I can't get the answer to this.

I've given him a negative rep. That is evil. it sucks working legitimately to have your hard earn money robbed by these con artists. I really hope that he isn't a scammer and pays you back but it's been months. Looking at his history it looked like he was a legitimate user prior which sucks.

Fuck Sashan, I'm really sorry. 1,000 bucks plus interest must hurt, and you surely must make a lot of successful loans just to make up for that loss. I'm going to red tag him too and support the flag.

You have to see how people ruin an account. He had been on the forum for a long time and had managed many campaigns.

Reserve

What happened:: Edwardard has taken a non-collateral loan and there has been no repayment and/or no communication for about 5 months. I have tried to communicate via private messages but the user has not responded to me though several times the user came online. Also, the user came online after I left negative feedback on his/her profile.

Scammers Profile Link: https://bitcointalksearch.org/user/edwardard-710241

Reference Link: https://bitcointalksearch.org/topic/m.62223806
Amount Scammed: 1000$+interest
Payment Method: USDT
Proof of Payment: Internal transaction Via Binance
Flag: https://bitcointalk.org/index.php?action=trust;flag=3240