Author

Topic: Loan needed 0.15 btc - 10 days - No collateral {CLOSED} (Read 1513 times)

sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
And people that are out there dishing out negative feedback for "suspicion" of someone being a hacker, is flat out unproductive!
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
I think it's handicap that will eventually be solved in bitcoin. At least I hope so.

I was able to round up all of the coin, and I paid my loan.  If I was a hacker, I wouldn't be paying other people's loans off.

I owned this loan, and I did everything in my power to not default on it.  I even sold my tricked out Chevy Tahoe a few days ago in order to pay this loan off.

Am I still a potential hacker?   Come on, please be rational here people.  Caution is a good thing.  Extreme paranoia is not always a positive attribute.

http://youtu.be/Uaiuvm1nBz0



https://btcjam.com/listings/25405-bridge-loan-for-our-business---short-term
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
4.  People in the bitcoin community tend to be a bit more hyper (take this thread for example)

Exactly for the same reason you mention above. It's possible for coins to be stolen (via a defaulted loan without collateral, for example).
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
I used to think fiat was a lame way to do transactions after finding bitcoin.   I tried to move over to BTC as much as possible.

But with my experiences, using BTC is becoming not worth my time.   

1.  I have never had fiat $$ stolen from me.   But I have with bitcoin.  Had fiat been stolen from my bank account, it would be insured, and I would have gotten my money back.  With BTC, from what I understand, there is not a FDIC type of insurance from any company yet.
2.  I have never had a problem getting a loan with fiat, but coin is a pain in the ass.
3.  After losing Bitmit, and many good exchanges to regulations, and such.  Bitcoin is much more complicated to work with. 
4.  People in the bitcoin community tend to be a bit more hyper (take this thread for example)

Surely there has to be a better way.   

I hope BTC starts making a comeback.  But so far, I keep hitting barriers that I don't encounter with fiat and it is highly discouraging.
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?
The people who are posting offering to lend you money with some kind of collateral are trying to offer you a solution to the fact that you need a loan and that you will probably not get a no-collateral loan with your lack of trust.

Furthermore your response to people who are asking for collateral more or less ensures that anyone who was considering making the mistake to lend you money without collateral are not going to want to do so because of your lack of respect towards others


It's possible that you missed it, but the people who came to this thread, had no intentions of loaning money.   They asked for something that was not offered.   I offered an opportunity to invest, with NO COLLATERAL.    When someone comes here and demands collateral, that is very disrespectful.
If you don't want to loan money without collateral, then move on.  No need in being rude, and demanding something that is not offered.

And besides the loan offer is closed.  I no longer need it, as I said yesterday.
I counted three people who were willing to lend you money. Regardless of what kind of loan you were able to get on any other lending site, this is not that website. Lenders are much more conservative with risk here then on other sites. What the lenders were doing was the fine art of negotiating - they were asking for something in addition to what you were offering in order for you to get what you wanted.

People have scammed for less then $1 so the fact that you say you will not scam for $49 is illogical.

To lend to you without collateral would not be an investment, it would be a gamble.

To respond to the fact that your password was reset recently, what you are describing happening was you changing your password, not resetting it. When you reset your password you either use your email to receive a new temporary password or use your security question to change your password (both without knowing your previous password)


Point is that my terms were very clear, and I was not offering collateral.  Not even as an option.   The loan offer is over, and this site sucks for loans.  I won't be using this site in the future for any such endeavor.  There are much better places on the web for that.
hero member
Activity: 686
Merit: 500
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?
The people who are posting offering to lend you money with some kind of collateral are trying to offer you a solution to the fact that you need a loan and that you will probably not get a no-collateral loan with your lack of trust.

Furthermore your response to people who are asking for collateral more or less ensures that anyone who was considering making the mistake to lend you money without collateral are not going to want to do so because of your lack of respect towards others

It's possible that you missed it, but the people who came to this thread, had no intentions of loaning money.   They asked for something that was not offered.   I offered an opportunity to invest, with NO COLLATERAL.    When someone comes here and demands collateral, that is very disrespectful.
If you don't want to loan money without collateral, then move on.  No need in being rude, and demanding something that is not offered.

And besides the loan offer is closed.  I no longer need it, as I said yesterday.
I counted three people who were willing to lend you money. Regardless of what kind of loan you were able to get on any other lending site, this is not that website. Lenders are much more conservative with risk here then on other sites. What the lenders were doing was the fine art of negotiating - they were asking for something in addition to what you were offering in order for you to get what you wanted.

People have scammed for less then $1 so the fact that you say you will not scam for $49 is illogical.

To lend to you without collateral would not be an investment, it would be a gamble.

To respond to the fact that your password was reset recently, what you are describing happening was you changing your password, not resetting it. When you reset your password you either use your email to receive a new temporary password or use your security question to change your password (both without knowing your previous password)
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK

My problem right now isn't the collateral. It's that your account password was recently reset which leads us to suspect you are not the rightful owner of this account.


Understandable.  I recently got an email that had an offer to sell a .zip of a database dump from bitcointalk.org.  After getting that email, I changed my password.   In fact, I have changed it twice since I got that email.   I will likely be changing it weekly, on multiple sites, just to stay safe.

Don't worry about the investment offer though.  I found a few good resources to get coin without all of the fuss.   I bought some on ebay, and virwox, and that got me where I needed to be. 
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK

I can understand that. But you are not supposed to leave a negative feedback for mere suspicion.
You should be giving a neutral trust warning future lenders, which should be removed after the loan has been paid.

Negative - You were scammed or you strongly believe that this person is a scammer.

Refusing escrow does not amount to scamming. I have lend 0.28BTC to wardick and much more without collateral. And no escrow. There can be various reasons for declining escrow, of which onee can be scamming, but there are other reasons too, like not trusting the escrows here due to previous experiences, delays, or potential denial of signature payment due to inactivity.


+100

Right, I can think of 100 reasons that offering collateral for an insignificant quick loan is not a good expenditure of time and effort.

Offering accounts, alt coin, etc for $49.   It just seems like it wouldn't be worth all of the effort.   For all of that effort, it would be better to go to another source for loans.  Like I said, I got nearly 4BTC from BTCJAM with no collateral.   
If I needed $49 so desperately that I was willing to waste a bunch of time and effort on this endeavor, I would just go to another source.   I wouldn't compromise my account for $49.   That's like having a place to live, and needing to borrow $49, and then someone offers  "if you give me the keys to your house and car, I will loan you the money, and I will require access to the house and car whenever I need it".    Or  "you need $49, ok I'll loan it to you, but I want to crash on your couch".   

I really don't need the coin THAT BAD.  But if I ever do, I will come back to this thread for round 2.  Sad   

sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?
The people who are posting offering to lend you money with some kind of collateral are trying to offer you a solution to the fact that you need a loan and that you will probably not get a no-collateral loan with your lack of trust.

Furthermore your response to people who are asking for collateral more or less ensures that anyone who was considering making the mistake to lend you money without collateral are not going to want to do so because of your lack of respect towards others

It's possible that you missed it, but the people who came to this thread, had no intentions of loaning money.   They asked for something that was not offered.   I offered an opportunity to invest, with NO COLLATERAL.    When someone comes here and demands collateral, that is very disrespectful.
If you don't want to loan money without collateral, then move on.  No need in being rude, and demanding something that is not offered.

And besides the loan offer is closed.  I no longer need it, as I said yesterday.
legendary
Activity: 1302
Merit: 1005
New Decentralized Nuclear Hobbit
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?

My problem right now isn't the collateral. It's that your account password was recently reset which leads us to suspect you are not the rightful owner of this account.

I can understand that. But you are not supposed to leave a negative feedback for mere suspicion.
You should be giving a neutral trust warning future lenders, which should be removed after the loan has been paid.

Negative - You were scammed or you strongly believe that this person is a scammer.

Refusing escrow does not amount to scamming. I have lend 0.28BTC to wardick and much more without collateral. And no escrow. There can be various reasons for declining escrow, of which onee can be scamming, but there are other reasons too, like not trusting the escrows here due to previous experiences, delays, or potential denial of signature payment due to inactivity.
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?

My problem right now isn't the collateral. It's that your account password was recently reset which leads us to suspect you are not the rightful owner of this account.
hero member
Activity: 686
Merit: 500
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?
The people who are posting offering to lend you money with some kind of collateral are trying to offer you a solution to the fact that you need a loan and that you will probably not get a no-collateral loan with your lack of trust.

Furthermore your response to people who are asking for collateral more or less ensures that anyone who was considering making the mistake to lend you money without collateral are not going to want to do so because of your lack of respect towards others
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.


Well yes I laugh at people who come to a thread, which is for a loan titled  "NO COLLATERAL".   If I was interested in offering collateral, I would have stated as much to begin with.   If people do not like the tersm, they are not under any obligation to invest.    If the post was titled  "possible collateral" or "collateral negotiable" that would be different.  But in my title I posted:  "Re: Loan needed 0.15 btc - 10 days - No collateral "

No collateral, means no collateral.  Is that so hard for people to understand?
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
I laughed at $49,000
good joke.

Likewise I laugh at the request for someone's account, in collateral for $49.    Collateral at all for $49 seems pretty extreme.   

I see people selling their accounts on this site a lot too.   I guess some people don't value their accounts very much.   

But I do value this account.  I would never intentionally compromise it or anything associated with it.   I would also never sell my account.
You have no fucking trust, if you did then people might give you a loan without collateral. I myself can get a .3btc loan without collateral due to the high nature of my trust. You gotta work on it man.


Well I got a loan of 3.94 BTC at BTCJAM, and I am just about to pay it off.  How much collateral?  NONE!
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
My account was not hacked here.

Prove it. For all we know, you could be the hacker talking to us right now. "Your" password was marked as being reset recently, which leads us to suspect that the account got an email-based password reset.



Well in about 60 minutes or less, my loan  (with late fees) for 5.25 BTC will be repaid @ BTCJAM.

Ref:   https://btcjam.com/listings/25405-bridge-loan-for-our-business---short-term


Hackers may be in the business of paying off other people's debt, but I doubt many of those types of hackers exist.    The loan isn't repaid as of yet.  But give it around 60 minutes. 
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
My account was not hacked here.

Prove it. For all we know, you could be the hacker talking to us right now. "Your" password was marked as being reset recently, which leads us to suspect that the account got an email-based password reset.
sr. member
Activity: 448
Merit: 250
I'm a Web Developer: HTML, CSS, PHP, JS.
I laughed at $49,000
good joke.

Likewise I laugh at the request for someone's account, in collateral for $49.    Collateral at all for $49 seems pretty extreme.   

I see people selling their accounts on this site a lot too.   I guess some people don't value their accounts very much.   

But I do value this account.  I would never intentionally compromise it or anything associated with it.   I would also never sell my account.
You have no fucking trust, if you did then people might give you a loan without collateral. I myself can get a .3btc loan without collateral due to the high nature of my trust. You gotta work on it man.
sr. member
Activity: 588
Merit: 354
You laugh at people's request for a valid collateral? Your account is nothing special, you are nothing special. We are all equals here and you can't expect people to loan you 0.15 Btc if you're so uncompromising given the history of this sub-forum.
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
I laughed at $49,000
good joke.

Likewise I laugh at the request for someone's account, in collateral for $49.    Collateral at all for $49 seems pretty extreme.   

I see people selling their accounts on this site a lot too.   I guess some people don't value their accounts very much.   

But I do value this account.  I would never intentionally compromise it or anything associated with it.   I would also never sell my account.
sr. member
Activity: 350
Merit: 250
I laughed at $49,000
good joke.
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
My account was not hacked here.  But I did have my BTC-E account hacked in November, just trying to recover after losing 2.157 bitcoin.

All of this happened as a result of me first losing my phone, then having to get 2FA removed from BTC-E, and then I never readded 2FA again at BTC-E.

I have a loan at BTCJam.com, which by tomorrow at this time it will be paid off.    Because of what happened with my account getting hacked at BTC-E, and my coin getting stolen, I have 1BTC of late fees at BTCJam.

Anyway, I won't be giving my account as collateral.  Seriously?   Wow.  I can't believe ANYONE would ever do that.  Especially for a mere $49 worth of coin.

I just will wait until tomorrow when I can buy more BTC, and then I will have the coin that I need to pay off my loan at BTCJam.

When my loan at BTCJam gets paid, I can then prove that my account is secure again.   I have 2FA in place, and I have taken other measures to secure my account, including cold storing my coin from now on.

I have a 60 MH/s Scrypt miner that was dropping my earnings into BTC-E.com, but I am NOW sticking my funds in cold storage until I need it in the future.

Anyway give me a day or so to pay off this loan at BTCJam, and you will see all is well.  Please don't leave me negative feedback.   I have been through enough crap lately.

Just forget this stupid tiny little loan.   It's too insignificant for me to put up this much fuss.   I deal in big $$ usually.  I would never give ownership of my account to someone for $49.   It would have to be something like $49,000 to give someone my account, even as collateral.   But not for $49.

Thanks for the interest in this offer however.

Thanks
legendary
Activity: 1120
Merit: 1000
User already getting negative reputations.

Use account as collateral with caution
full member
Activity: 210
Merit: 100
Loan value:  0.15
Loan term:  10 days
Repay:   0.18

1LKWamTyQ3eRnwTXoBzZcK2uV1YMnRR5Z2

You can keep you account as a collateral and get that loan easily. You might try contacting people like quickseller or others for these kinds of loans.
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
If you can sign that old address and escrow your account I can do the full terms.

I suggest negative-trusting the account for now (as it appears to be hacked). Once true owner provides signature, neg-trust can be removed.
Moreia's account is okay, please remove negative trust.

I was referring to slu2's account.
sr. member
Activity: 448
Merit: 250
I'm a Web Developer: HTML, CSS, PHP, JS.
If you can sign that old address and escrow your account I can do the full terms.

I suggest negative-trusting the account for now (as it appears to be hacked). Once true owner provides signature, neg-trust can be removed.
Moreia's account is okay, please remove negative trust.
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
If you can sign that old address and escrow your account I can do the full terms.

I suggest negative-trusting the account for now (as it appears to be hacked). Once true owner provides signature, neg-trust can be removed.
legendary
Activity: 1330
Merit: 1000
If you can sign that old address and escrow your account I can do the full terms.
legendary
Activity: 1330
Merit: 1000
20x24" color matte poster  


Selling 20 of these for BTC  -   Trying to build our store, and raising money now to do it.

This is our project.   Buying a poster for any goods from us right now in this critical stage is going to help us get our heads above water.

We just opened, but we need a few finishing touches.

To purchase with BTC visit;   http://clovisstar.com/store/products/anointing-oil-cannabis-exodus-3023-hebrew-poster/

Or you can send the equivalent to $20 (currently BTC0.06) to;   1DwPVVt6UZp8HrLtdrwBihf4qxQPVRxz73  
(make sure to PM me your mailing address)

Much love, bless up!



Why is the bitcoin address posted here in your previous history different than the one you currently posted?  Can you sign this one ending in 3?
sr. member
Activity: 350
Merit: 250
I'll give you .15BTC for .18BTC for 7 days loan as long as you agree to give me ownership of your account as collateral. If you default I will be keeping the account
copper member
Activity: 2996
Merit: 2374
provided that you can sign a message from an address posted in an old unedited thread I can lend you .1 if you agree to repay .12 in 10 days assuming that you agree to use your account as collateral.

You can post in my lending thread if you wish. (or you can post here and/or PM me)
legendary
Activity: 1330
Merit: 1000
^^ This and this: "This user's password was reset recently." do not reflect too greatly.
legendary
Activity: 1722
Merit: 1014
You can use your bitcointalk.org account as a collateral. And when u repaid ur loan,  you can get it back.
sr. member
Activity: 392
Merit: 268
Tips welcomed: 1CF4GhXX1RhCaGzWztgE1YZZUcSpoqTbsJ
While you are a senior member, you do not have any trust yet, so it will be hard to get a loan without collateral. Also, you mention in another thread you have been having security issues (which jeopardizes a possible repayment if you lose further coins).
sr. member
Activity: 280
Merit: 250
10% discount code @ clovisstar.com = BITCOINTALK
Loan value:  0.15
Loan term:  10 days
Repay:   0.18

1AU5P9iKz8jYX4YnavNvve4dEMjL712pXr


Waay too much trouble.  I am no longer interested in getting a loan through bitcointalk.   But thanks for all of the responses and for this learning experience.
Jump to: