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Topic: loan request-cancelled (open for reflection) (Read 50 times)

member
Activity: 239
Merit: 53
New ideas will be criticized and then admired.
Is there a reason your family and friends will not lend you $120 if they know you have a job and will pay them back?

I currently only have 1 close friend and I have even been his roommate, he has helped me in my last year I would say too much both psychologically and economically, I do not feel comfortable going to him because we both relatively receive the same salary,

This is what I don't understand.  If he is your best friend and he knows he can get guaranteed free money, he might ask his friends and family for the money.  

it is humiliating to be questioned by someone who doesn't know you.

We question a lot less than a bank would....

You are right, I no longer go to them for a moral issue of consideration or shame, I don't know how to explain it.

Yes, I understand clearly, everyone has their own criteria for trust, I have my own income, it's just not in my hands right now (disadvantages of the third world),

This is one more reason to continue using the forum responsibly and in the future to apply for signature campaigns. If you get paid $100 a week, which is not uncommon around here for a high rank, and that is an activity that you can combine with a physical job, think if life can be better for you.

I would also recommend that you learn about personal finance, and above all, make sure you have an emergency fund so you don't have to ask for loans.

I will follow your advice when the time comes, since the application has been cancelled and I will not accept or ask for any type of loan in the future, I will say why I tried to ask for a loan this time, and the reason was because I don't get paid until I finish the job and I spilled water on my laptop damaging the touchpad, keyboard and one of the RAM, but no problem, I use a virtual keyboard and a USB mouse, I think I can finish like this, I have lived through worse things than this, it is insignificant.
legendary
Activity: 1372
Merit: 2017
Yes, I understand clearly, everyone has their own criteria for trust, I have my own income, it's just not in my hands right now (disadvantages of the third world),

This is one more reason to continue using the forum responsibly and in the future to apply for signature campaigns. If you get paid $100 a week, which is not uncommon around here for a high rank, and that is an activity that you can combine with a physical job, think if life can be better for you.

I would also recommend that you learn about personal finance, and above all, make sure you have an emergency fund so you don't have to ask for loans.
Vod
legendary
Activity: 3668
Merit: 3010
Licking my boob since 1970
Is there a reason your family and friends will not lend you $120 if they know you have a job and will pay them back?

I currently only have 1 close friend and I have even been his roommate, he has helped me in my last year I would say too much both psychologically and economically, I do not feel comfortable going to him because we both relatively receive the same salary,

This is what I don't understand.  If he is your best friend and he knows he can get guaranteed free money, he might ask his friends and family for the money.  

it is humiliating to be questioned by someone who doesn't know you.

We question a lot less than a bank would....
member
Activity: 239
Merit: 53
New ideas will be criticized and then admired.
Is there a reason your family and friends will not lend you $120 if they know you have a job and will pay them back?

I currently only have 1 close friend and I have even been his roommate, he has helped me in my last year I would say too much both psychologically and economically, I do not feel comfortable going to him because we both relatively receive the same salary, I am 2 hours away from my brothers because I left my city due to personal problems, and my mother passed away a little over a year ago.
I have openly talked about my life on the forum in the past.
which I do not feel like reliving, I would even like to leave it in the past.
My projects have been paused but I am getting closer to resuming them.
Maybe your life situation is different and you give your opinion using your own experiences as truth.
The reality is that the world is not so easy for everyone.
I abandon the loan application, I understand where I am standing.
If I bothered anyone, I'm sorry, you won't see me again in this corner of the forum, not as a full, not as a hero, not even if I were to become legendary, it is humiliating to be questioned by someone who doesn't know you.
Vod
legendary
Activity: 3668
Merit: 3010
Licking my boob since 1970
Is there a reason your family and friends will not lend you $120 if they know you have a job and will pay them back?
member
Activity: 239
Merit: 53
New ideas will be criticized and then admired.
By asking for a loan without collateral you may end up red tagged. If you have not been yet I guess it is because you are not a newbie but in any case if you want to get money in this forum you have an easier way which is to be more active and participate in signature campaigns. With this you will not only get paid from the signature campaigns but a possible lender will be more willing to lend you money because he knows you have a source of income and if you don't pay back the loan you will be red tagged and you will be left without it.

Yes, I understand clearly, everyone has their own criteria for trust, I have my own income, it's just not in my hands right now (disadvantages of the third world), I'm an active member and I help as much as I can, I'm just not subject (yet) to any campaign that forces me to post, if you look at my merits the last 2 months I have an average even better than many legendaries, so the rank is subjective.
Even so, I understand that it could be potentially risky to lend money to a Full member, but I also know that there are people who are a little more flexible with their measuring stick.
legendary
Activity: 1372
Merit: 2017
By asking for a loan without collateral you may end up red tagged. If you have not been yet I guess it is because you are not a newbie but in any case if you want to get money in this forum you have an easier way which is to be more active and participate in signature campaigns. With this you will not only get paid from the signature campaigns but a possible lender will be more willing to lend you money because he knows you have a source of income and if you don't pay back the loan you will be red tagged and you will be left without it.
member
Activity: 239
Merit: 53
New ideas will be criticized and then admired.
I have requested loans here for personal reasons and they were rejected, I guess I don't fit the criteria of some and I understand that.
However, I am hoping that someone will give me a vote of confidence.

You need $150 collateral, otherwise you are limited to real life family and friends.  Good luck!

If I had the balance on hand I wouldn't do this, but I understand the dilemma you describe that "only those who have a dollar will have access to another dollar."
Vod
legendary
Activity: 3668
Merit: 3010
Licking my boob since 1970
I have requested loans here for personal reasons and they were rejected, I guess I don't fit the criteria of some and I understand that.
However, I am hoping that someone will give me a vote of confidence.

You need $150 collateral, otherwise you are limited to real life family and friends.  Good luck!
member
Activity: 239
Merit: 53
New ideas will be criticized and then admired.
request abandoned

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