I am not from the Usa but from The Netherlands, we did meet up irl tho.
In a Internet cafe where I could just transfer the money right in to his bankaccount.
And the guy could see I did it for real to, and that way I could also see he transferred the bitcoins to my address.
It was a good transaction, but I like your Idea of going to a bank to it is safe there.
But I don't know if it is a good idea to sell bitcoins in a bank
![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif)
Especially in America you would have to check before they arrest you
![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif)