CS:GO skins however are not chargebackable.
Also OP, try bitskins, they send payment instantly as btc
150% would've been true months ago. However, the market has changed. Look through any liquid skins (high volume) on OPSkins and they are being sold at 80% market.
Thus, IMO 130% is fair although I could go up to 200% in collateral IF it is held by a trusted and mutually agreed escrow throughout the loan.
I rarely use Bitskins. While their payments are instant, it takes a longer time for sales due to it's lower traffic vs OPSkins.
Can you show us what you are offering for collateral?
I will report if it is worth for the lender or not.
But you do see my point, since the prices of skins are not that stable.
CSGO skins are historically less volatile than BTC in both long & short periods. The exception here are of course the IBUYPOWER stickers
Skins can be chosen by the loaner as I am able to withdraw most skins across various gambling sites.
Although I'd highly recommend to go for something liquid like karambit dopplers fn / tiger tooth fn and the likes. I will not use keys for the bulk of the collateral as I require them for on-going trades.
I understand that this is a new account. Thus, I have offered from my very first post an escrow to be used.
Also, my CSGO steam inventory is worth ~$5000 alone and I've had $100,000 in sales on OPSkins.
Feel free to PM for my steam account to verify.