Hmm...meatmeat really took loan from me a lot of times, and every loan has been repaid, only one problem, it has a feature sometimes disappear without warning
This was also the case in our last loan,(not first time) he appeared with repayment txid two week after loan deadline...I asked delay fee and until now haven't received answer from him .
My feedback left as a reminder..
Thanks for the update, but you should really change your trust remark as it only states "Outstanding Loan". Whether or not he was late paying it back, it looks bad. Maybe just say, "use caution" or something of the sorts.
As it looks like that was all sorted out, I would be willing to help to you out.
Without collatoral I would want 10%+ on 0.04 = repayment of 0.045
You can have more time than 3days but kept within reason. Are you still in need of this loan?