Obviously I could sell the gold, or sell the car, or anything that I have listed for collateral! Also I am not trying to pay 18% just 9% like my ad says, which would make the loan on par with any small personal loan from a bank. Just with slightly better terms. Getting the money is not really the issue, the issue is something deeper and more of a problem with the community's mentality.
One of the biggest reasons I am requesting the loan from the community, is because I have spent hours and hours reading posts about people asking for sometimes reasonable loans, and in my opinion not a single loan has been funded on this forum. Why even have the lending forum if people are not going to take it seriously? Not sure if people don't have the money to lend or get their rocks off trying to disrespect other members of this community, or Just love to trash talk... I just wanted to see for myself if this would happen, as you can see I have more than enough mentioned collateral to secure this loan x 10, and gave all the terms and conditions of the payback in the title. Very simple terms.
To be honest, I don't think most of the people that talk trash on this forum, even have the coin to fund a loan bigger than a few coins, I guess time will tell.
The community's mentality is to be sceptical of everyone. People used to give unsecured loans and they never saw their money again. Whether the sceptical who question you have the money to loan or not is besides the point. You've listed a load of things I doubt you have. Can you provide proof of ownership of any of these things? And how would you go about using most of them as collateral? I'm sure you could get a loan here if you were willing to send the gold or watches to an escrow.