Topic: Looking for a loan (Read 932 times)

I can keep posting all day also but it becomes tiresome repeating the same thing time and time again to you. Based on your earlier comments, yes they were certainly naive.

Accusing me of having multiple accounts - nope just this one.
Proof that I'm the original owner? I have been a member here for a short period of time (just over a year) and only joined because I needed some BTC on a regular basis (and that was carried out with a very helpful guy). It is only recently that I started contributing and I will probably continue doing that as I have been working online for some 14 - 15 years and I feel I have something to offer people (I hold accounts at many webmaster forums and some of these accounts are 14 years old).

Why am I lucky to not receive negative feedback? Because I am involved in some dialogue with you and one or two other members here? That warrants negative feedback or a scam accusation?

You have yet to prove my "lack of knowledge" but so far you proven alot of my points. You wouldve posted a website that you owned (though we both know you wont post it or if you did wont prove ownership). FTP access meaning that you also would have access, correct? OR if this is a cpanel thing (or similar) your host would have access. This means that you could simply take a copy and run. This cannot be secured collateral. And yes, domains can be socially engineered to have them go back to the owners. ICANN doesnt require domains registrars to do this but inhouse transfers (eg namecheap -> namecheap or godaddy->godaddy) can result in a transfer. Options are limited, but they are there and people, sadly, abuse them, especially if the domains transfer wasnt icann compliant. Then, instead of complaining to the domain provider, you complain to icann.

So far, you proven you most likely dont have this "£1k per month" website (especially since you havent even posted anything), that you dont know what valid collateral really is. Like seriously, what if I were to open a loan request and use ETH as collateral, but instead of sending the coins, I give access to the private keys. Pretty much, this is almost what youre doing with your "FTP" statement. The site cannot be used as collateral be there would be indications that you would also have a copy, thus making the collateral useless. Fail to pay? All you would have to do is contact your host, change your information and we lose access. Domain? Report to the domain registrars or icann. Same can go with almost any account also.

You claim that you "highlighted" my "lack of knowledge", but yet it comes to show that you are the one who lack of knowledge. I mean I can keep posting all day but its not worth my time. You should be lucky that you havent got a negative feedback from Vod or any DT user, but wait, you probably have many more accounts on here. You have big gaps in your posting history with little activity and no proof that youre the original owner.

You make an earlier error quoting that I still have the site and files and when I correct you and make it perfectly clear that I would not have control of the domain and site (as I stated many many posts ago) so you become particularly direct with the hacker remark.

For someone who is clearly a key contributor here, this is disappointing and unnecessary.

That the HACKER happily pushed to the user's account, yes.

Not all talk but just posting facts. The child-like comment from you...laughable and only mentioned by you because I highlighted your clear lack of knowledge from your earlier posts.

Youre all talk but yet you dont want to even post a website. Maybe you dont know what youre talking about. However I'm not gonna argue with a child-like person.

So let's get this right...
I push the domain today to the users account on the same registrar and then I complain to the registrar and state that my account was hacked and I want my domain back that I happily pushed to the users account.

This is what domain sellers do all the time on Flippa, NamePros and all the other webmaster forums correct? So nobody receives what they paid for because the original owner complains to Godaddy, Namecheap, Moniker etc. that they were hacked and the registrar reply "sorry about that - it's now back with you"

LOL

You wouldn't lose it.

You could contact your registrar, give them all your transaction history and say your account was hacked.

This is painful.
Lender holds domain, has full access to the active web site and the agreement is that once loan is paid back, the domain is pushed back to my registrar account. Failure on my part to pay back the loan would result in the lender not returning the domain and taking full control of the website. A 7 year old website that is listed in the top 2 pages of Google for numerous keywords that relate to the website's core business type.

This loan most likely won't happen now because it's clear that the majority of lenders here require alt coins as collateral which is fair enough. For the purpose of this transaction, I would have to be an idiot to default on a loan that is worth approx £350 (based on current rates) and lose my site that generates £1k + a month for me.

Because you already have the site and files.  You would not want to buy them back to pay back your loan.

I suggest you may be the one who is dense...   

Are you really this dense? FTP access would be given so the person holding the website as collateral has full control of it if I don't repay. What has me copying a site got to do with me providing the lender access to the site panel and files?

How can a unique website on a unique domain that is established for 7 years and taking monthly orders just be copied so that I don't lose the business?
Is this what people on Flippa do? Sell an established profitable site with organic traffic for several grand and before they sell it, they simply copy it and they haven't lost anything?

Seriously, it doesn't sound like you have a clue what you are talking about.

Then post your website and let everyone see what it is, assuming you will post a real website, and its true. You offered FTP access. Why in hell would anything need FTP to access your site? This also tells people you would also have a copy of this "site" which means that if you default, you're at no loss because you still have your website. If you have valid collateral (which you clearly dont), then you would have the loan by now. So, I would recommend that you spend more time off this forum asking for a loan you will never get and more on your "website."

You have no idea of the value of my active 7 year old website and your comments about relaunching the site on a different domain is rather embarrassing and highlights how little you know if that's what you truly believe.

Regarding the value you bring...perhaps you should go over some of your posts to see how worthless your activity is here. I also recommend you spend a bit more time on the quality of your English and this obsession with highlighting key words using "quotes".

More value than you bring here. I don’t go around begging for loans with useless collateral, and if you think that your website worths so much then you must be very delusional. No one can get their money back if you default. All you have to do is relaunch your site under a different a different domain and everything you think is collateral would then be useless. If there are people who are interested then why are you still here? Why not ask them?

Now let me ask you this: what value do you bring though your post shows you trying to get bitcoin either by trade or by loan, after going several months without posting here. I pretty much am on this forum everyday.

Yes my site does earn more than £1k per month and I do need 0.1 BTC to pay something that is due. How would you possibly know that my domain/site isn't valid collateral? It is worth far more than 120% of the requested amount and plenty of lenders here appear happy accepting collateral other than coins for the purpose of loans.

I could ask you - what value do you bring here being that many of your posts on this forum mirror each other? (telling people that what they are offering "doesnt" worth what they are asking for and needs to be 120% of the loan).

You make more than $1k (in your currency) from your “business” but yet you need 0.1 btc? Your domain doesnt worth what you ask and your website isnt valid collateral. Lowering your amount isnt going to get people to lend to you, especially if you do not have valid collateral that is 120% of what youre asking.

I didn't want to open a new thread so thought I'd update this one. I'm still looking for a loan but something considerably smaller just so that I can clear a couple of outstanding payments that I need to make. Details below:
Amount required: 0.1 BTC (or equivalent amount via another payment method).
Can pay back 29th September 2017.
Collateral that I can offer: my offline marketing business domain which has been active for several years and generates approx £1k + per month in business (ranks in the top two pages for many localised search terms). I would be prepared to push this domain into the lenders domain registrar account and upon repayment, the lender return the domain to me. I'm also prepared to provide access to the FTP if required.
Obviously I would expect the site to be accessible as per normal so that I can continue processing orders/answering inquiries etc.

Please message me if you are interested in dealing and to discuss your interest rate.

Thanks for reading.

I do understand your points. If it makes matters easier, I can work with a smaller amount. I'm also prepared to provide any documentation necessary to provide some reassurance to the lender (name/address etc with this backed up with official docs)
I have been working online for some 15 years (can demonstrate this through other forum activity) and have been reasonably successful with projects but find myself in a bit of a hole hence these posts. I know I'm stating the obvious but I absolutely will ensure any agreement is met without fail.

With 2 BTC equating to nearly GBP 5.5k I don't think lenders here will accept your proposed collateral. You can expect this request to be declined and you can count on it with mathematical certainty.

You will need to come up with a much more solid and stable form of collateral. Lenders here tend to be quite cautious when lending, for all the right reasons and in light of evolving scamming trends which scammers exploit to their advantage.

One of two interested parties but it is of course a little difficult offering collateral (in way of my property) what with the legal side of things and the locality issues. If anybody can assist with a smaller loan (around 2 BTC which would help me out enormously) and in terms of offering collateral, I can offer the following -
My offline marketing business (leaflet distribution) that ranks highly for localised search terms and generates around £1000 + per month in income. I would provide the domain/website (the matching .com and .co.uk) and obviously the lender would have full control of this until I have paid back the loan.
In addition to that, I will also offer a nice one word .com domain name that is primarily used in the UK (as mentioned above, I do not want to lose these and I would require these back when the loan was paid in full).

If anyone is interested, please send me a message.
Thanks for reading.

Thanks for your input (definitely not here to troll). Understood what you're saying with regards to the locality issues and legal side of things. Just looking for some options.

The problem with using property is that it will cost and take a long time to really secure it, and lets not forget someone would have to live near by to take pictures of the said property, have someone inspect it, etc. Why not just get a normal bank loan and use that loan to buy bitcoin or any other altcoin? That way, banks can use your property to secure the loan (since they can afford to have it inspected, etc)? Most lenders here do accept physical collateral, but almost every lender would prefer something easy to liquidate in the event of default.

Idk what else to really suggest, assuming youre not here to troll. If you’re serious, you will have to find someone who live near by and willingly to go through the whole process.

EDIT: Also you shouldn’t open two request. Only one is needed, so you should lock the other one

Hi everybody, posted also in the long term lending forum but thought I'd post here also so to get some additional feedback. I'm looking for a loan of between £15 - £25k (equivalent in BTC) so to consolidate some existing debts and inject the extra into my business.

My circumstances are that I am asset comfortable (my property is worth approx £600k) however some liquid funds right now would be extremely beneficial. Their are a number of lenders here who allow you to borrow against assets (property, boats, machinery, antiques etc) however the requirements with property is that it is not a main residence. I'm not in possession of any alt crypto currency unfortunately so cannot offer anything in that area as collateral.

Thank you for reading. Any input/suggestions would be appreciated.