Topic: Looking for Loan, Have Collateral (Read 325 times)

It may happen for various reason mainly to scam people or to get few  extra money. For example getting 300$ by 100$ is too much profitable. You cant get 300$ by depositing 100$. Hence there might have deposit fee which we have to pay to the site or to the bank which allowed our card or any other payment gateway.

Even if OP really wanted to sell this account (which he/ she doesn't), it would be extremely difficult since, in almost any kind of account, the first owner of it can reclaim it back.
What I don't "understand" is why someone wants to buy an account (of such type) when he can open one in a matter of minutes and add whatever amount of funds he likes.


Actually no, it wouldn't matter at all. Who will vouch that even if OPs paperwork etc is the real deal and not some stolen doxs or edited ones, that he will repay when in fact he will have nothing to lose by just vanish? You, me, who?
Do you believe that it's easy to chase a defaulter even if you hold verified doxs or it's free of charge?
The safest and truest collateral is crypto. Everything else comes second by far, far, and far...

It's funny reading some of these loan requests.

So, you are putting the collateral on the line which you don't really need. This indicates that you don't have a strong reason to repay the loan. If you are simply looking to sell the account with balance, this isn't the right section or way of doing it.

Instead of all these collaterals, it would have been much better if you told the source of repayment. You are saying that you will repay after 14 days of the loan sent but that shows you are somehow trying to earn money from the loan amount and then payback.

I think it is still in risk as there will have no unique transaction ID by which we can trace either the card has been used or not. And if the card has been used either on that time or earlier. Also if on that time then it has been done either by the seller or by the buyer. Also no escrow will hold the fund of the card seller and if the buyer send fund to the escrow then time and transaction might be wasted if the seller of card fly away.

The OP would be better off offering to purchase items via Amazon on behalf of any person who might offer to place their funds into escrow until the Amazon items arrive in the mail.  It *may* be a way for the OP to at least get some funds from their card.  (try to market section, not the loan section).

Unless it's crypto collateral for a crypto loan, no one here will entertain such a loan/collateral agreement.

As others have noted the collateral you've offered isn't valid collateral, but the amazon credit may help you get the cash you need.

Create a thread in the currency exchange board offering to buy something for other members in exchange for bitcoin.  To make your offer appealing, offer a discount.  Using a trusted escrow provider will ensure the safety of both parties.  I doubt you'll get the cash you need in any other way.

This is not a concerning matter. They are just trying to take few free money, nothing else. So, we just not need to be panic for that. We should not fall on the trap of these types of borrower. And the lenders on this forum are very much aware and they know whom to give a loan and whom to not.

Most ppl asking for loans are Newbies with zero trust...this is concerning...

You are right, of course this card has value. The "problem" is that its value doesn't have any reflection here to us. As shasan said, is near to impossible to check if this card has any amount or that you can use it and be sure that the first holder doesn't reclaim it. The basic here (at least for me) is that there is no trust since OP is a noob with 1 post...

It would be reckless to accept what the OP is offering as collateral for a loan. However, the OP has indicated that he no longer has any use for the value of the credit in his Amazon account, so he could effectively sell this credit to someone in order to realize the value of the credit.

There is no other way except buying anything either the card is okay or not. The OP is trying to give the card as collateral so it is impossible to check by the lender either the card is valid or not. Also same will happen if use escrow. From borrower/lender/escrow may use card and deny the use of the card.

I want to correct you. The "collateral" the OP is offering does have value however it is not possible to prevent the OP from unilaterally removing the value from a potential lender.

I would suggest the OP offer to buy something on amazon to other forum members that is valued less than the amount of credit on the OP's account in exchange for what the OP considers to be a fair price.

It is good that you are offering collateral but the collateral you are offering is useless. Because it can be used for fraud, also the receiver can say it is already been used. So, this type of collateral cant be a valid collateral. Better try to offer something else which can be sold at any time without any problem if you default the loan.

Unfortunately for you, all the "things" that you offer as collateral, don't worth a thing here. I suggest you read this and if you have something that is considered valid, put it up for collateral. If not, then the best thing for you is to lock your thread and move on and look elsewhere.

Alright so hears the situation.

Looking for a loan of 0.0021 BTC (70 USD)

why you ask?

truth be told, im not comfortable discussing the reason here. if you are willing to loan me the funds, we can talk about the reason before I receive the payment. feel free to contact me on other platforms or either social media and we can talk privately there. however i assure you, THERE IS A REASON.

[COLLATERAL]

so whats in collateral?

i got 300$ worth of amazon store credit. if you do this loan for me, i will hand you the amazon account login details as well as the details for the store card and you can purchase whatever you want. i no longer need the amazon account, so im sure someone would make use of that 300$. i was gonna try and make use of the store card, but after finding out you cant use the card outside of amazon, its a complete bust.

But wait, theres more!

ive also got a visa gift card (dont get to excited it only has 50$ balance) as well as a 1-year playstation plus gift card(if anyone cares about that lol). i have other things like for example i run a memepage on instagram but i doubt anyone would care about that but really and truly ive got some good stuff in collateral. if you'd like to find out EVERY SINGLE THING im offering in collateral, just say the word.


[REPAYMENT DATE]

you will be repaid in no more than 14 days. if the loan is granted on the 1st, you will be paid back before the 14th. if i dont meet this deadline, i am willing to pay extra for every day im late. (im never late so )

Thank you in advanced. let me know if theres anyone outhere so i can reply with my btc address. Have a nice day.