Right, I know there are ways for anyone to create one, however I'm concerned about the security/safety of it and perhaps adding additional features, I'm not very good at all at programming anything.
This is why it is necessary to know about the thing that you want to be developed. You can verify the contract generator yourself. No security issues. Don't let yourself be taken for a ride.
I mean, I know basic things about it but you can't expect me to know about everything. I'm trying to develop a game/website/token and I simply don't know everything about all of them. I can always hire independent people that can verify the code for me multiple times. I certainly don't want to hire anyone for this kind of job anyways.