I'm sorry but it doesn't constitute collateral unless it is in the hands of an escrow - as if you were to default there is nothing anyone can do to get you to give up the 'collateral'.
I'm not sure why you're trying to attack me now. I'm merely trying to logically look at your options if you truly are in need of a loan.
ok Fine you win, but I wont need any loans next month if no one is interested in making .20 waiting for a month then is there loss not mine, I dont need this loan bad, like the scammers do.
Look I lowered it to .40 I make that easy with my sig campaign and plus I have cash at home. thats 209 usd.