Author

Topic: Lyft driver loan. Need 0.15BTC (approx $1000) will repay $100/week for 13 weeks (Read 252 times)

legendary
Activity: 1397
Merit: 1019

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I hope someone can help me because THIS is why Bitcoin is awesome... It is fast and for a guy down on his luck, it doesnt have the capitolist caveats of credit score.
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And also another reason that Bitcoin is awesome is that you can never return to this forum and pay your debt after you get the loan and nobody couldn't do shit. This also makes the use of collateral awesome in order to balance things.

So, in conclusion, it would be awesome if you could provide some awesome collateral in order to get some awesome Bitcoins.
Vod
legendary
Activity: 3668
Merit: 3010
Licking my boob since 1970
My offer to assist stands until morning.  PM if you can help.  Otherwise, see ya trolls NEVER

DireWolfM14 pointed this out earlier.   You have not been active lately - you are looking to leave this forum and scam.  :/
sr. member
Activity: 445
Merit: 251
pHp DeV
I found scammers and liars, silk roaders, and greed, just like everything else

I'll let you judge if I'm any of those things, but you forgot one thing; those who protect themselves from all the above.  Rest assured however, your opinion of me is irrelevant.  And, the more you revel in your moral and ethical virtue signaling the more you sound like someone who'll run off with the money.  

Good luck to you, sir.

Good luck to you as well.  Sorry you are jaded like the rest.  Good exists.  I know it does because I am good.

In fact, I should have known that reaching out here is a waste of time.  So this is going to be my last.

I could have done so much for you all in the future, but when I complete my work and have resources to give, I will give them to the homeless, because I NEVER found anyone online who is worth a damn much less a dime.

My offer to assist stands until morning.  PM if you can help.  Otherwise, see ya trolls NEVER

😹
copper member
Activity: 2338
Merit: 4543
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I found scammers and liars, silk roaders, and greed, just like everything else

I'll let you judge if I'm any of those things, but you forgot one thing; those who protect themselves from all the above.  Rest assured however, your opinion of me is irrelevant.  And, the more you revel in your moral and ethical virtue signaling the more you sound like someone who'll run off with the money.  

Good luck to you, sir.
sr. member
Activity: 445
Merit: 251
pHp DeV
Yea but credit worthy is ambiguous.  In all my years of Bitcoining, never have I met anyone close tp the quality of character that the community tries to represent itself as.  

I found scammers and liars, silk roaders, and greed, just like everything else.  Bitcoin CANNOT replace money if IT IS money... Bitcoin is just more of the same system being run by people who claim to want a better world but intend only on so called wealth.  It is not designed for fractional reserve?  Correct!  Bitcoin is designed for a NEGATIVE reserve: it is a negative sum speculative coin that can become net0 or net+ if people would use it properly.

Just like 420: responsible usage is the only way to progress acceptance.

I gave everything i could to anyone in need.  I had no place to lay my head and for YEARS I have been saying who I am and it is always true. (Issa).  But in this world everyone is judged by their own actions.  I am good, but are YOU?

This isnt about the loan at this point because I have other options discovered throughout the day but it is my first choice.

When it is all said and done, everyone will see the reality of their life and mourn the times they said they love Jesus, but even when we were then, as we are now, so shall we always be: scorned by men.

Lets get back on point.  If anyone can help today, please and thank you.
legendary
Activity: 3654
Merit: 8909
https://bpip.org
This is why Bitcoin is having trouble with adoption.  It claims to be unlike FIAT but it is the same attitude.  Only thing is, FIAT is easy.

Fiat may seem easy because your bank can "print" as much money as they want (well, within regulations, but still a lot more than they actually "own"). Bitcoin is not designed to operate with a fractional reserve and that's a good thing.

None of that has anything to do with your situation. If you're not considered creditworthy you're unlikely to get a loan, Bitcoin or bank, and that's a good thing too.
sr. member
Activity: 445
Merit: 251
pHp DeV
I hear you and believe me that is my plan.  Problem is I have bills RIGHT NOW.  I am in a crisis.

This is why Bitcoin is having trouble with adoption.  It claims to be unlike FIAT but it is the same attitude.  Only thing is, FIAT is easy.

But If I cant get help here I will just go do a payday loan for $300 so I can rent a week and earn to get my bills paid.
And I am not disagreeing with you, but your advice does not apply to the immediate need to not f*** up my life and be homeless in MI in winter... AGAIN.

I just hoped for some help today without being further raped by fiat institutions and oppressive companies.  But no sweat, I can figure it out somehow.  Heck... $45 I can rent for a day and go make $100+

💯👍

I know I can make $2500+ off of a $900 rental.  Once i get taxes filed I can show income, get a loan, and be square.  But I have $30 to my name and rent due in 2 weeks.  Gotta do something.

Maybe it will snow and I can shovel $50 of snow and be on my way.  But none of you will be a friend of mine for the help.  I have new ideas and all this crap is slowing me down.

"Get out the way, get out the way-ah.... Win! Win win win win..." (Jay Rock) is about how I feel atm 😆
legendary
Activity: 3654
Merit: 8909
https://bpip.org
$900 for a car per month Roll Eyes

Listen to DireWolfM14, get a real job at least for now, fix your credit, get your own car for $300 a month and if you still want to work for Lyft/Uber at that point - you'd be $600 ahead EVERY FRIGGIN MONTH. I think even with a fucked up credit a buy-here-pay-here any-credit-accepted loan shark dealership would be better than $900.

Yeah I know you didn't come here for that kind of advice but you're unlikely to get a loan anyway.
sr. member
Activity: 445
Merit: 251
pHp DeV
Lol no.  Just moved back in together on Labor Day in this trailer.  We were engaged but homeless.  Technically she is not my wife (yet) but I refer to her publicly as such due to our being together so long.  

She squatted with a friend while I worked out of state and I sent money home to HER because she is 55 and disabled.  Her SSDI was awarded and began in September as well.  It took both of us to secure the living situation.

I only lived out of the car for june/july and she ended up in the hospital from end of June to late july.  At that point i got us a hotel for a month and then we got here.

She is my ❤
Thanks for asking for clarification.
copper member
Activity: 2338
Merit: 4543
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You were traveling, and then living in your car with your sick wife?









sr. member
Activity: 445
Merit: 251
pHp DeV
Yea... After I placed my trust in companies like genesismining and hashflare and they failed to deliver... I could not fulfill my obligations, I lost EVERYTHING and was homeless from about Sept. 2017 to March 2018 at which point I joined a life assistance center in Gaastra MI for 4 months. (Until June 2018).  Then I squatted with friends for a month and then took a job as a DJ for a local company (tjohne entertainment).  That job was an on the road job doing driver safety for Nisaan and various organizations all over the USA.  I did that until May 2019.

When I wanted to come back to GR last spring, I needed a car, a job, and a place to live.  Mind you I hadnt paid rent anywhere since 09/17 and I had sticker shock to find rent around $1200/mo and with my ruined credit, needing $4000+ to find a place.

I dont have that kind of money so when I found out I could rent a car from Lyft for $220/wk it solved my car and income situation and left me to find housing.

I lived out of the car for 2 months and finally found a trailer for $750 SD and $750/month.  I moved in on Labor Day.  FYI I am a 2595 rides given, 81% acceptance rate, and PERFECT 5 star rating, despite having lived in the car 😆

Lyft WAS good... $1200/wk income minus rental and gas ... I was making $750/wk!  But Nov. 11 Lyft cut rate from $0.63/m to $0.30/m... OUCH.  One week later, they nixed the $200 bonus for rental car drivers.  So now it is more like $1200 - $200 bonus = $1000/wk... And 50% pay cut means $500-$600 per week... MINUS expenses.

I am not chasing a dream... Just trying to get up and a loan could save me here.  I know my trust showed that I went AWOL after my business collapsed.  I was homeless trying not to die in MI winter.  Sorry 😞

This is all temporary, I am going to start programming again once I get gig income going. 👍
copper member
Activity: 2338
Merit: 4543
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Regardless of whether you take my advice or not, as for the loan; I don't think you're going to find a lender to give you a non-collateralized loan.  You haven't been very active here lately, which makes this a high risk proposal.
sr. member
Activity: 445
Merit: 251
pHp DeV
I know... It used to be good.  My issue is being locked into ONLY Lyft and paying Lyft $220/wk.  It sucks but if I can get a loan of even $500 I can get back on the road and drive other gigs that are profitable.

And believe me, it is my best option at the moment due to my wife's medical condition.
copper member
Activity: 2338
Merit: 4543
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$230 PROFIT/WK for 40+/- hours each week.

 Shocked

What a joke of an income.  I have a better idea; get a job as a dishwasher, busboy, construction laborer, apprentice, whatever.  Michigan's minimum wage is currently $9.45/hour ($378/40-hour-week) and going up to $9.65 on January 1st.  If you find the right full time job you'll likely get more than minimum wage, as well as health and retirement benefits.

Quit wasting your time with these driving services that barely provide you with a living wage, while scamming you into providing and maintaining your own equipment.  If you consider the benefits provided through a real job, you'll realize these driving services are actually costing you money.

It's one thing to use these services to supplement your income, if you own a car and have the time.  But thinking these services can provide you with a steady, long-term career is foolish.  
sr. member
Activity: 445
Merit: 251
pHp DeV
Interested Lenders, ask questions please

Hello.  

I am in a situation here.  For the past 6 months I have rented a car from Lyft (Express Drive) from the office on 2nd Ave in Detroit, MI, for $221/wk.  (I live in Grand Rapids, 2.5 hours away) and operated as a full time driver.

Friday, Dec. 13 2019, I was rear ended on Michigan/Dudley in downtown GR (police report filed and report number will be given to my lender here if requested).  Even though the accident was not my fault, since MI is a no fault insurance state, I am still on the hook for the deductible.  While I know I can sue and get it from other driver, that takes time and I need help NOW, not 30 days from now.

I hope someone can help me because THIS is why Bitcoin is awesome... It is fast and for a guy down on his luck, it doesnt have the capitolist caveats of credit score. (Read my history below)

The upside is that I can rent a car in GR via Turo for $248/wk (includes everything except the fuel I use) to get going again.

With Lyft, I was earning $1000/wk until they cut the rate in half.  A caveat of Lyft ExDrive is that I can only use their car for Lyft which means my income for 2 months was $600/wk-$221/wk-$150 in fuel = $230 PROFIT/WK for 40+/- hours each week.

It has been tough... so now that I got rear ended, I need to find a better way.

Here is my plan:
1. Borrow $1000 in BTC and rent a Turo car for 1 month (approx $900).  
2. Earn.  I have accounts set up for Uber, Lyft, UberEats, Doordash, Grubhub, Postmates, Deliv, Shipt, and Instacart.  Turo cars can be used for all those apps to earn and I am sure I can bank $700+/week.

REPAYMENT: I will repay $100 (in any Coinbase supported coin) each week for 13 weeks with an early "repay in full" option.  Either way, you get $1300 back off of $1000.


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