my only collateral is a nice Betcoin account thats wroth about .2 according to the betcoin account values
It's hexafraction, not hexafriction
It often helps to go more than one step with trust ratings. Check the trustworthiness and other trust ratings sent by raters of the account in question to get a better view of what's going on.
Thanks for the advice, I'll keep it in mind. I've also been told to do a few google searches (I think it was QuickSeller who said) on the details of their account too.
In all honesty though, I think I would still accept a loan request if they gave me good, solid collateral first, even if they did have a very bad reputation. That's what collateral is for, right?
Well, I could potentially get a loan scammer with that name sooner or later. Honestly, it's just a funny name that I somewhat like and might use as a username in some places, most likely games and not anything official.