my only collateral is a nice Betcoin account thats wroth about .2 according to the betcoin account values
It's hexafraction, not hexafriction
![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
It often helps to go more than one step with trust ratings. Check the trustworthiness and other trust ratings sent by raters of the account in question to get a better view of what's going on.
![Grin](https://bitcointalk.org/Smileys/default/grin.gif)
Thanks for the advice, I'll keep it in mind. I've also been told to do a few google searches (I think it was QuickSeller who said) on the details of their account too.
In all honesty though, I think I would still accept a loan request if they gave me good, solid collateral first, even if they did have a very bad reputation. That's what collateral is for, right?
Well, I could potentially get a loan scammer with that name sooner or later. Honestly, it's just a funny name that I somewhat like and might use as a username in some places, most likely games and not anything official.
![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif)