Also, you want collateral against the loan and the below link you can get loan without collateral.
https://bitcointalksearch.org/topic/fatcharleys-loan-service-no-collateral-yes-loan-newbies-ok-red-trust-ok-1630331
This thread is dead. The lender has not been active since Sept 29 (more than ten days) and has not replied to anyone in the thread. There are plenty of other creditors in this forum if you need one. I hope the mods close these kinds of thread, where the lenders that are just here to scam and the dead ones where the lender is nowhere to be found.
Also, these seem unprofessional. Look at this thread, no effort whatsoever to even post all the details. It should look like this. He also offers that you can use the account even if you gave it as collateral.