Your computer will even convert hundreds joules surges into rock solid and stable low voltage DC to power its semiconductors. That same energy could even destroy the protector. If a thermal fuse does not blow fast enough, then catastrophic failure (worst case a fire) can result.
APC recently admitted to maybe millions of their protector must be removed immediately. View a CPC.gov site for further information.
A computer that overheats only crashes - mis-executes software. No hardware damage. Let hardware cool and software works just fine again. Insufficiently cooled computer does not create fire - does not destroy hardware. Furthermore, heat is a powerful diagnostic tool to locate defective hardware. Any computer that does not operate in a 100 degree F room may have defective semiconductors that will get worse with age.