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Topic: Monese - All you need from a bank, without the bank (Read 2820 times)

hero member
Activity: 617
Merit: 500
Is anyone using the services that have been mentioned in this thread?

Maybe someone can give the community some reviews.....much appreciated... Grin
member
Activity: 112
Merit: 10
Banks don't give me the sense of freedom I want
hero member
Activity: 519
Merit: 500
Shouldn't this thread be moved to Services or Service Duscussion?
They aren't services connected with the Bitcoin world, but it's better to ask to the local mod.

You're probably right but this kind of service seems too important to be relegated to the off-topic.
staff
Activity: 4270
Merit: 1209
I support freedom of choice
Shouldn't this thread be moved to Services or Service Duscussion?
They aren't services connected with the Bitcoin world, but it's better to ask to the local mod.
sr. member
Activity: 263
Merit: 250
no, bro i dont know about this service  Undecided
hero member
Activity: 519
Merit: 500

Shouldn't this thread be moved to Services or Service Duscussion?

sr. member
Activity: 336
Merit: 251
Here's another one I found earlier

https://getmondo.co.uk/
hero member
Activity: 519
Merit: 500
I started following Monese on twitter and similar services were suggested.

https://www.atombank.co.uk/

For Germany and Austria

https://number26.de/en/

Edit: https://starlingbank.co.uk/

staff
Activity: 4270
Merit: 1209
I support freedom of choice
https://revolut.com seems to give something similar to Monese.
sr. member
Activity: 336
Merit: 251
Had a quick look through the site but do not see any mention of bitcoin. Thought it might be bitcoin related as its posted here on the forum.

Seems to be just another online bank without any branches and a debit card so you can spend your funds.

Have to agree with what's said on the site, it is a royal pain to open a bank account in the UK, even online. I can however not see how they are going to do it within 3 minutes. Will most probably just create a profile for you. Once that is done you will have to supply the usual urine test, blood and dna samples, full family history, fingerprints etc.....

EDIT: Fount the following article on TechCrush about Monese http://techcrunch.com/2015/05/27/monese/

Quote
“All you need from a bank, without the bank,” reads Monese’s signup page. That’s in reference to that fact that, unlike the ambitions of Starling and Mondo, the startup isn’t applying for a full U.K. banking license, which would enable it to do things like offer credit and lend out its customers deposits as a means of generating revenue. Instead the company is defined by the regulator, the Financial Conduct Authority, as an Electronic Money Institution.

“This enables us to hold customers funds, provide payments and provide debit cards very similarly to the high street banks,” says Monese founder and CEO Norris Koppel.

Unlike banks, we are not allowed to use customers’ funds to invest in markets or in any other way. Customers’ money is held in a safeguarded and segregated account dedicated to them. It is ‘ring fenced’ and separate from any other monies.

My bitcoin wallet offers the same features  Wink
hero member
Activity: 519
Merit: 500
Sounds like a back street hooker name.


 Grin

Is this open for business?

https://www.monese.com

Is there anyone that know more about this service? Maybe someone is already testing it Smiley

EDIT:
It seems a competitor to Leupay.

Is there no competition to Leupay in Luxembourg? 

It would be way better than an UK company. Sad



hero member
Activity: 728
Merit: 500
Never ending parties are what Im into.
Sounds like a back street hooker name.

You saw a advert online I take it,not on television?
full member
Activity: 196
Merit: 100
Yeah I saw an advert for Monese, it seems like they are trying to offer all the benefits of Bitcoin, or using Bitcoin underneath, or or or....WEIRD!  Can anyone explain more...?

I guess we'll find out when they launch.
newbie
Activity: 22
Merit: 1
Yeah I saw an advert for Monese, it seems like they are trying to offer all the benefits of Bitcoin, or using Bitcoin underneath, or or or....WEIRD!  Can anyone explain more...?
staff
Activity: 4270
Merit: 1209
I support freedom of choice
https://www.monese.com

Is there anyone that know more about this service? Maybe someone is already testing it Smiley

EDIT:
It seems a competitor to Leupay.
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