My account is worth 0.008 as collateral???
Becouse i need loan for one week. I can payback 0.01BTC
That 0.008 BTC that you are asking plus the fees will be close to 0.01 BTC, the fees will reduce the profit of the lender. Also, consider the current price changes of Bitcoin, there are times that it drops suddenly and that can be factored as well as a loss to the lender that is on top of the risk that you will not pay back the loan.
That's what i was thinking, small loans are just not worth it anymore since the fees to send a transaction cost way too much these days.
What ever happened to the bitcoin we all knew and loved, the bitcoin where i could send someone any amount and easily get confirmed into the next 2 blocks with a high fee of around 20sat/B. Now fees are sometime 400sat/B!
Looks like they are a little cheaper today, i just checked
https://bitcoinfees.21.co/ and they recommend a fee of 330sat/B, Still very expensive, it's like bitcoin has banking fees now