Topic: My model of an ideal investment portfolio (Read 173 times)

This is really amazing I mean you have a great plan there but the thing is fulfilling your plan after you have gotten all it takes to start up the plan because I have seen people with this kind of idea and plan but when they were fortunate to establish what they have been saying for years it was a like a problem and a waste time for them. However, let me hope and believe you won't be like those who said and didn't make it reality when the time came. If you are able to fulfill or establish this your plan, not only the people you have helped will thank you but almost everybody in that locality and they will never forget what you have done for them because you have invested so much on them even more then can imagine and remember a good name is better to be called  someone.

Good luck to your dreams mate.

Investing in your craft is the closest thing that comes close to investing in your personal development and I was looking out to see that but you did not include it in your list of investments. Investing in your personal development involves investing in your craft but investing in your craft does not Involve investing in your personal development because personal development involves more things than just craft development.
To invest in you personal development, you need to read more books, eat healthier, exercise, improve your skills like you have mentioned etc.
While other investments are important, we have  know that investment in personal development will keep you in shape to have other forms of investment and to an extent it seems like the most important one of them all.

OP you have a nice plan, which seem to me like a social plan system to give back to the society, I cannot criticise you on this journey because it is voluntary job that you intend to do out of your own goodwill.
Investing into the lives of the young generation is more like creating a part way for them to follow and over time they be masters at it. I also want to start something of this nature in the nearest future as way of contributing to the growth of humanity.
Using the DCA method to accumulate BTC and HODling for a complete circle will definitely give your project a facelift.

Nice investment model. Investing in your skill set is worth every bit, this keeps you ahead in your field as well as more inclined in world of revolution we are, I love the fact that you care about diversifying of which is very necessary I know aligning properly in your Real estate will give you a nice ROI. Your model is applaudable you just need to discipline yourself to work towards. I would advise you list that in scale of preference because some rely on others before they can be reality like investing in people,  building a tech school.

I agree to all you listed but I would greatly advise you build your skill, keep accumulating but remember before you think of Bitcoin to give you a return in one full cycle to carry out this, it depends on how you accumulated and effort put into we can't be too optimistic I suggest expecting returns from your Bitcoin investment in terms of using it to finance this project  to come last.

Your proposed investment portfolio sounds very interesting and feasible, and I believe that whatever a person sets his mind to do, with the right motivation and resources, can become a reality. They say talk is cheap without action, and in this case, the action is money, I wonder if your four years plan can achieve everything that you have listed, especially the kids academy and the real estate, except ofcourse your DCA is in very large amount of money, because the measure of money you put in Bitcoin will determine how massive your ROI to fund your projects.

Right, a very huge plan indeed. Although I can see a good diversification of your investment portfolio, but for these to achieve within your time frame, you must set a single investment first and focus on working on it. When that succeeds and make profits, you can start with your next plan slowly and set a goal for it. Eventually when you manage your investments well despite of some flaws and losses, you will achieve everything you have in your portfolio in the end.

However, the process could be tough and hard most especially if you are still starting to learn the process. But eventually, with your knowledge and skills, and positive attitude in facing all the challenges, you will overcome those risks and makes everything in your portfolio become highly possible and successful.

well, the reason why it appears as though I'm talking about investing into Bitcoin at two different intervals is because my proposed plan to building a tech academy for kids in my locality comes first and you know that it requires money to bring it to life and the possible way I intend doing so is to stack up Bitcoin for a period of at least four years during which i should have gathered all the needed experience i need that will enable me start up the academy on my own. The other part where I still talked about investing into Bitcoin again now deals with investing for my retirement where I'm not limiting it  to a period of four years but intend HODling fir a much longer timeframe time I'm at a very comfortable region.

I know what these all comes with and the responsibility that it requires from me both from the angle of getting all the needed skillset and leadership training that will enable me actualize these dreams and I also know that I requires finance and discipline if this will ever come to pass but you know what they say, you've got to dream it first and out all the effort to say your dreams come to pass.

I'm very hopeful that when I finally accomplish this dream, I would be able to come back to the forum and share how my journey went and how helpful this decision has been to my immediate environment.

There is quite a some repetition in your investment plan as I can say Bitcoin investment, either hodling for a circle or using it for some tech awareness and innovation campaign is actually still the same thing but, it’s nice you have these thoughts for yourself and the people around you.

Something that I find really enticing is the fact that, you choose to update and upgrade your skill set in your craft.
That’s the one thing that truly differentiates an individual from the next. What skill set you’ve got and how relevant it is in a society that is constantly advancing. Hence, having to seek improvement is a step towards the right direction as, it would serve some purpose that your investment might not.

Also, having to benefit from someone’s philanthropy and initiative towards growth in a locality and with a dream to do so, reflect the same help you got to your people is truly a dream. Hope you stay true to your course and watch your society grow.

You just nailed it, this should be an example for others as well because when it comes to investment we are either too much inclined towards digital or traditional investment or a mix of both without investing in ourself wherein that's the most important aspect and then comes giving it back to the community and even I have similar goals and striving towards it. Happy to see sensible posts with most realistic and logical plans.

OP, these are greats plans and how I wish that you will achieve all these plans of yours. Firstly, you should know that you need to have a good source of income to achieve all these. Investing in bitcoin for a long-term needs sacrifice and patience for your investment to mature. Four years to me looks very short, however, it depends on how much that you are using to DCA regularly.

I hope that with all these plans of yours, you will be able to stay focus and build your bitcoin portfolio for four years and see what you have first and what is the price of bitcoin at that time, before you can decide on which of the projects to execute. I don't see improving your skill as something that you should wait for, you can be learning the skill and also investing in bitcoin at the same time.

In making an investment under the economist believes, they will tell you that there is money cost and opportunity cost, in every investment we are going to make, we must consider the two and see if they both work in line to serve an advantage over what we are having in consideration for an investment, some will also come with an idea of making diversifications upon every asset of investment we are planning for, all these were in place just to help us make effective decision and use of our investment opportunity on profitable assets, which we must know everything about how engage it.

This case also reminds me of a story I heard recently about an influencer who made a lot of money and built a fertility clinic. The story ends really bad, with injured women and the influencer being sued with multiple causes open.

What I mean with that story is that one may have the abilities to make big money by creating a successful channel in social media, building profitable portfolios, or whatever; but at the same time he should be humble enough to realize that these may not be the same abilities to create and run a different kind of business.

You are right to doubt OP big plans. Four years might not be enough time to achieve them. I agree that some goals like learning and self improvement don't need much money. But building school and hiring teachers require a lot of funding which OP might be ignoring. Buying Bitcoins and earning passive income also need big initial investment. To make these plans work OP needs steady income and strong financial base. Earning a lot of money in short term is crucial to support these long term goals. Let's hope OP has good financial plan to make these dreams come true.

You have big plans, OP. But I don’t think that a four-year period is enough to implement them. You can also divide what you call diversification because not all the points that you outline require finance. Plans for educating children and investing, as you call it, in people may be completely free at first. The biggest investment is your specialty, which should fill your entire “portfolio” with the rest of your investments. Where will you buy Bitcoins from? With what funds are you going to build a school and hire people if you do not have a constant source of income? And it is from him that it is worth making plans for future passive income. But you have to earn handsome sums to cover the four years.

Of course, your skill should be the number one thing to do because that is the main source of income which will help you maintain a good portfolio. However, it is a onetime investment something (getting you complete tools, setting up your workspace to mention a few). It's very important because once you start earning well from it you will invest in other asset without tapping into other funds kept for other purposes.

This is another investment that requires full attention and focus. I will recommend that at least 50% of your disposable funds for investment should be allocated into Bitcoin investment because there is high assurance for ROI in decades to come.

This is so much interesting to read. Investing on people on people with big dreams, vision or idea is a good idea. Sometimes these people do not have the funds to bring these ideas to life but if you invest in them, they will surely make it a reality and also be a part of the idea. Thereby you might own a share in the business at the end you will be successful.

Without the mean to argue with you, I am subjected to say we learn from one source based on how we individual understands the fact.
I love to learn new ideals but I choose what criterials to adopt basically ones that my conscience would not have regrets about so, on the table of learning about diversification of source of income after invested on Bitcoin, I do not see need of investing on the Alt coins instead I would buy to accumulate more to my Bitcoin holding which is already promising and reputable in the digital market hence Alt coins are not reputable and reliable like bitcoin does.

So I would take the diversifying of my investment to either real estate or commericial trading where I can get ride of volatilities but only fears economy inflations but least I can get quick source of incomes out of it to tackle my financial needs another to give my Bitcoin assets the chances to grow with a long term goal.

Investing in yourself is probably one of the most helpful and important investments out there if not the most. I don’t think you can ever lose with investing in yourself. Whatever it is, no skill set is useless. You just need to find ways to make use of it.
That’s very inspiring and I hope you really do get to do it. You’re basically going to be training apprentices if you think about it. You will be producing the world’s next leaders.

You have a great vision I must say. Most people just prefer to stack, rather than diversify in other areas that have growth opportunities and can be effective. To invest in your craft is basically what you like doing or more of like a career part. Good choice.


Investments made on people is a great way of giving back to the community. There are so many people out there who have the potential, but lack the necessary funds to achieving it. But I would advice that you reduce your expectations in terms of the greater returns, because some people who have been helped might end up disappointing their helpers. If it's possible to help without expecting something in return, then you are free.


And Lastly, I think "To Invest in Bitcoin" and "To do long term Investment in Bitcoin", should be titled "To invest for the future". I think we all have this plan in our agenda, but not everyone work hard for it 

Building a good investment portfolio is one key area I've come to learn of its importance and in building a good portfolio, the decision to diversify your investment option into different sectors is Always key and from what I've read both on the forum and off the forum, it seems the concept of diversification of your portfolio tend to tilt more to investing into Bitcoin and altcoin which somehow appears a bit one sided as i feel that building a good and ideal portfolio should cover not just the digital sectors but should necessarily touch other aspect of our lives.

So I'm led to share how I intend building what I termed "my ideal investment portfolio" and I hope I can get some contributions and criticism if it's necessary to possibly help me make informed decision.

So here's my Ideal investment portfolio
1 To invest in my craft: I believe this should be the most important investment I should make and it involves ensuring that I'm updated in my skillset and that I get the relevant certification that will keep me relevant in my carrier.
2.To Invest in my proposed tech academy for kids  : This has been a long dream that's still lingering due to finance but I'm working and hoping to build a tech academy for kids in my locality since it seems they are interested in it but aren't previledged to have tech firms that's nearby the locality. I intend HODling my Bitcoin for possibly one circle and then use the proceeds to invest into this projects as it's bent on helping the kids and teenagers in my locality to becoming technologically inclined.
3. To Invest in Bitcoin   : I'm cureent DCAing to stack up a good chunk of Bitcoin which will help achieve part of my tech academy project and also serve as part of my diversified investment option.
4: invest in people    : this obviously is one area I can't ignore seeing that I'm a beneficiary of the investment someone made in me that has built me this far. I believe that investing in people can give greater returns than most of the investment option we have here and there and that's what my proposed tech academy for the kids and teenagers hopes to do.
5. To do long term Investment in Bitcoin and real estate   : once my four year investment plan becomes a success, I believe it's best to now focus more on building a Bitcoin stack for the long run that will serve my retirement needs and also venture into real estate which seams to be a good retirement plan outside of the decentralized financial system.

This is my personal plan on how best diversification of my portfolio can work well for me and I'm open to any impute and recommendations regarding this.


Sir @JayJuanGee seems to be too good on this kind of analysis and I would have loved to see his impute here.