Don't take accounts as collateral. They will be tagged.
Forum policy is clearly leaning toward not allowing multiple accounts and selling of accounts.
Not that it's forbidden but it's just that members on DT list want to stop accounts traffic.
WTF ? what are you saying?
I'm saying that numerous members, including Lauda and Luptin if I remember well, are against selling accounts. So they tag in red every account that get sold.
And a negative rated account is worth nothing or close to nothing.
That's true.
But what is bothering me a lot is that you just started making constructive posts 2 months ago, everything else wasn't constructive by any standards. No one would be interested in purchasing this account if this gets sold in the future, not much assurance for the lender.
But my account is not for sale so I believe I won't get any negative trust.
It will be, if you default. You would probably get tagged if you default it and the lender would lose out.
That is, without factoring in your sub-par post history. The lender would be left with a worthless account if you default.
Lets look at my investigation shall we? (This is just for reference, it isn't a concrete evidence).
You changed your password on November 15, 2016, 11:08:02 PM.
You started filling your posts with long sentences on November 18, 2016.
You decided to stake an address on November 22, 2016.
You edited a post that contains your address on 20 November:
https://bitcointalksearch.org/topic/m.16589200.
I understand how awesome the signature campaign can be so I decide to make a few change in my post quality. I changed my password because I think it would make my account more secure. I am using facebook and I always change my password every two months and I find it is useful to me. Since Bitcointalk does not have phone verification for every login, I think changing password and making a stake address will prevent hackers from stealing my account.
As ranochigo said, all this is just for the debate, nobody is accusing you of anything saying all those informations are concrete evidences.
Fact is that it's possible that you actually did all that for very good reason. And no one is banning you or whatever like this.
But you're asking for a loan, which means that someone would have to engage his money on how much he trusts you... And the problem here is that all what you did might be for excellent reasons but it's not really building trust. There would also be a serious possibility of you trying to get a loan and default it as a way of selling your account.
It's like when you go to the bank for a loan, you can go in bicycle without any wages records and with holes in your jeans. Or you can go in a suit with 2 years of solid references. One of the two will get a loan, the other will only get a refusal.
Same thing here. Doesn't matter how right you are, what matters is how strong we can believe you're right.
And same thing for Lauda by the way, he's put a neg trust on you not because he wants to accuse you of scamming or something like that. Just because he doesn't believe you can be trusted enough to get a loan. And fact is that Lauda's opinion weights here (especially as a DT member).
But if you close your loan thread and politely ask Lauda he
might think about removing his trust rating and you
might continue to enjoy the forum as a normal user (see how I bold the "might" ^^)
If that's what you want of course.