my addy 1JeNPjKdqnZpd9RNR8CwqcyCVLbDWeG37W
thanks
No way you can have a loan without valid warranties. If you want a loan here you have to provide at least a collateral equal to 110%-120% of the amount you want to borrow. So, if you want a 1.04BTC loan here you have to provide a valid collateral worth at least 1.15BTC - 1.25BTC. If you don't know what a valid collateral is, look here.
Do not loan to new users unless you can get collateral OR if they are very trusted due to high-risk services they provide (examples: gambling sites, currency exchange sites), because the chances of them defaulting/scamming are 90%+.
What defines a "new" user?
- Anyone who is a Jr. Member
- Anyone who has registered <1 month ago
- Anyone with less than 100 posts
- Anyone whose posts mainly consist of spam and/or meaningless posts such as "+1" and "nice post"
- Anyone who refuses to provide collateral or ID for large loans (a general guideline is >0.1 BTC) or states that they can not give it may not be new, but is untrustworthy.
- Anyone who you think is a scammer, because in the Lending sub-forum, 90% of the time, you're probably right.
There has been an influx of people giving loans as high as .85 BTC (remember, that's $100! Edit: At $1000 (per BTC), that's $850, at $500, that's $425.) to newbies who have just registered, and shortly after been stabbed in the back. Don't do it.
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