a steam account with a couple 30$ games on it
Accounts are not accepted as collateral. Only altcoins of proper market value and capitalization are accepted as valid collateral. Please read the rules regarding collateral here before you ask for a loan - [EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!
The reason why collateral in necessary is that it is the only security for the lender in due course of default. Otherwise people can just ask for loans and then run away with the money leaving no trace of recovery for the lender. In other words its a scam.
Steam account are easily recoverable with social engineering by contacting customer support and thus they borrower can easily scam the lender in the pretext of taking a loan. Got my point?
By the way, I know your name seems similar for the Stake.com user with the similar name. I dont know if this is OP is the same person here -
https://forum.stake.com/topic/11602-lending-williams-bank-btcethltc-loans/?do=findComment&comment=148210
I understand that because stake and primedice stopped their community forum lending you have step here to get loan but do note that asking for a loan here on bitcointalk based on simple words is not enough and will end up in your account getting a negative trust from the DefaultTrust. You need a collateral to get a loan or in short No valid collateral = No loan.
