You are not new,you are just a scammer. The word "collateral" it means everywhere the same thing.
You can google it in your language and see the meaning.
I guess though that you have some issue with your eyes,because you can't even read the stickies...
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You insist by telling us that you don't know the meaning of the word "Collateral". Are you blind,fool or joker? Here it is:http://www.dictionary.com/browse/collateral
All of what you are saying in your post is a BIG RED FLAG. Pure words of a defaulter aka scammer.
Trust me noob,we have seen a lot of these scam attempts (like yours) for some BTC
So lock your thread if you don't need a loan and have a nice stay.
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