There are no requirement for requesting a loan but a bit of trust and/or collateral will definitely help your chances. You can start the request by providing the following information:
1. Loan amount, duration, amount to be repay
2. Reason for loan*
3. Why I can trust you*
* Optional
1. I need BTC 0.2. maximum duration of 1 month. I will restore to you BTC 0.24
2. I want to add some GHS for mining. and the rest I need to gamble
3. very hard to believe someone could easily. but never face to face. but I am ready for anything, including the existence asked me my identity etc.
Denied. You really don't "need" to gamble.