check my lending thread
I think your lending thread is an awesome idea, and I am disappointed that more people don't make use of it.
https://bitcointalksearch.org/topic/taking-applications-for-microloans-no-collateral-594989
Video can still be fake. They can still use fiverr it only cost $5. http://www.fiverr.com/search/gigs?utf8=%E2%9C%93&search_in=everywhere&query=testimonial&page=1&layout=auto
They will do anything for $5. They will write your name in their butt or in their boobs.
possible but doubt it. try getting someone to ask for a loan on video for $5, they will likely decline.
Why put yourself and your image in the 'hall of shame' for a small sum, that's the point.