So you have a loan of 0.025 + 10% for extension interest (or 0.0275)? It might be expensive to pay zazarb the 10% interest and then I would be charging new interest on that 0.0275.
Maybe you can ask zazarb how much you should pay today on your current loan and I will refinance that loan for you.
You can also add that 0.01 additional loan too.
Can you fund the 0.01 currently? I can send a recalculation request on BTC on zazarb's thread for the current loans and keep you updated.
We can merge them together later on.
Edit: I did post the request of refinance recalculation of zazarb's thread.