Considering that part of your post was, "If I were you, I would blah blah blah with PGP", it seems like it was to me. I guess I can see some concern with hacked accounts and that it has been so long since I posted here, but I just don't use bitcoin much nowadays. I occasionally use it for international payments, straight to MtGox then Dwolla.
I don't appreciate you saying "this looks very suspicious" though and it seems like you are being too paranoid or having some sort of logic failure. My OTC ranking includes mention of my website for my little ecig company I need the loan for. I put up "Error 40" to show I have control of it and could change this message to something else. You are saying that not only was my forum account hacked, but also all of my info to log in to my company website? Do you really think that?
I can show emails to the people at the processing company (Clover) being confused about my $1K limit then being mad about the 1 month hold. I guess "the hacker" got into my gmail and 2 factor auth (also required for Clover too, as Clover is linked to a mobile phone).
Here is a screenshot of my Clover account from the other day and then today, as well as it showing I need my mobile phone to even log in. I left the tab with the older screenshot open on my computer for a few days and it shows the last deposit before I hit my limit which came out Monday the 27th for some reason. I don't know why their account manager always says no past withdrawals when there have been. They are a relatively new company and the dashboard also says coming soon for some other feature, so it isn't perfect.
Privately for a lender, I have no problem scanning in my driver's license/recent mail along with a personalized message. I can probably also google up something with my real name linked to my business. I think I even might somewhere have a copy of the newspaper article when my local paper did an article on bitcoin! (not sure where it is though)
I know this might seem like some sort of scammy rush tactic, but I am just wondering if I don't get a loan until tomorrow if the funds will even clear to my bank by Friday from Dwolla. I will try to figure out how to recover the PGP linked to my OTC account. I don't even have IRC on my new computer but I will probably have to recover my cloak or whatever for freenode too. I gave nanotube some PGP thing I think before it was even required to get into the channel.. then when that change occurred I had some sort of trouble doing whatever I had to and didn't feel like spending the time.
Hopefully someone can see this is not a scam. Whatever risk you are taking is why you get the ridiculous percentage you do for the service.