FYI - regarding bitinstant.com, I just used them to buy BTC. I filled out the form on the website, walked over to my local CVS, spent 10 minutes going through the process of calling Moneygram and paying at the cashier. By the time I walked home (30 min) I had my Bitcoin. Still in 'pending' status, but I think that's normal.
It cost me $103.95 for about $83 worth of BTC. About $4 went to Zip Zap, $4 went to Bitinstant, and I lost $13 in the conversion to BTC (which was not obviously disclosed, probably in the fine print). 25% overhead is not a good deal IMHO.
I hope that helps someone.
Jim
Jim -
Yeah. Already %25 behind.
It's like buying PM's above spot plus hefty premium.
Need it to move a lot more to gain some back.
Trying to find a private seller now.