This is an investment opportunity (at the most) for any investor. Not the thing for the lenders. Here on bitcointalk even though you say to have followed for more than 3 years I doubt you have been here for more than 3hours.
What you are speaking of is giving tokens for those who are willing to lend you for marketing - its a BS excuse for getting a loan. If you dont have the funds to start a marketing then you should refrain from even starting an ICO.
Again, here a collateral is a must in order to get a loan. This collateral is generally a well traded altcoin - not a token that is going to be released in future.
Speaking of which - how do you even transfer the collateral before the crowdsale has been completed? Collateral has to be secured by the lender before the loan is started. Did you premine those tokens (which I assume that you have kept for using as collateral) or something? This is getting extremely fishy.
Hello TheUltraElite,
The lend would begin on the first day of the crowdsale start, with tokens transferred instantly. This kind of activity is called Angel Investing, but you might know since you are a Hero Member on this forum. We are doing a crowdfunding to expand our project in more areas, and also our team.
Best regards,
Marinescu Adrian