recharge time well if you have credit in you account it should be instant but if you loading more else where then from 2 day to 2 weeks dependent on method used as the two methods I users where cc deposit and bank deposit cc was instant but bank took 9 days but if you in the us it might be faster as I am not. .
They are not perfect, but from what I understand their services are not so bad.
This is decided, I will ask the payza card, since I live in Mozambique and my country is in the list of restricted countries, I can not request Bitcoin debit cards.
Thank you for your help