Not only bitcoin core but I run older version of Electrum too. Probably I haven't updated Electrum since 2020, after
this accident but I know that won't trick you if you take security seriously and that's what I do. Also, I think that when it comes to updates, it's best to be late unless update targets the correction of available dangerous bugs. My approach is, let others test new software for a while and if there are no bugs, problems and they run it smoothly, then feel free to update. There is no need to hurry if current version works well and there is not some mindblowing feature added.
You have to actually go to the core website, download the binaries then verify the signatures before you install the new version.
I have always downloaded without verifying signatures. If someone hacks website and uploads compromised bitcoin core, then he will be able to edit website and signatures and fake whole process. Or is it a good approach to save signature right now and check if they match the next time you download/update bitcoin core?
Additionally core does not give the user any indication of the new versions being available inside the software itself, so it is understandable that people don't pay attention to it either.
Bitcointalk's upper news bar is a great alternative notifier, when there is a change, I always notice.
For the person who uses v23:
The next versions don't have "forced features". The closest update has "full-rbf" in v24.0.1 but it's not enabled by default.
So it's either lack of research about the person's undesired feature or just don't have the time to update.
I can't imagine why someone shouldn't support that feature. You lose absolutely nothing by enabling RBF and the transaction stuck problems would easily be solved if RBF was enabled since 2017. I can't find a single reason why you should hesitate update because of enabled RBF, probably companies which offer bitcoin transaction accelerate services will be the only ones who will protest RBF.