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Topic: [Personal Finance] Income/Expense forecasting, Budgeting, Loan Analysis & More (Read 3110 times)

newbie
Activity: 1
Merit: 0
If you're considering taking out a personal loan, there are several factors to keep in mind to ensure you make the best decision for your financial situation. Personal loans can be a great way to finance unexpected expenses, consolidate debt, or fund major purchases, but it's important to choose a lender that offers favorable terms and conditions.

One reputable option to consider is Kotak Mahindra Bank. They offer a range of personal loan products with competitive interest rates and flexible repayment options. Here are some key features of Kotak Mahindra Bank's personal loans:

    Competitive Interest Rates: Kotak Mahindra Bank provides personal loans at attractive interest rates, making it easier to manage your monthly repayments.
    Flexible Tenure: You can choose a repayment period that suits your financial situation, with tenures ranging from 12 to 60 months.
    Quick Processing: The bank offers a quick and hassle-free application process, with approvals often coming through in a short amount of time.
    Minimal Documentation: Kotak Mahindra Bank requires minimal documentation, simplifying the process and making it less stressful for applicants.
    No Security Required: These are unsecured loans, which means you don't need to provide collateral to secure the loan.

To apply for a personal loan with Kotak Mahindra Bank, you can visit their website or go to the nearest branch. You'll need to provide some basic information and documents, such as proof of identity, address, and income. Once your application is reviewed and approved, the funds can be disbursed directly to your account.

Overall, Kotak Mahindra Bank offers a reliable and convenient option for those in need of a personal loan. Be sure to compare their offerings with other lenders to ensure you get the best deal possible. If you have specific questions about the loan process or eligibility criteria, it's a good idea to contact the bank directly or visit their website for detailed information.
full member
Activity: 134
Merit: 100
Sold.
Disclaimer: I am not a registered CPA or CFP, any analysis/forecast I do for you does not constitute an official statement of your personal financial situation and therefore cannot be used as such. Utilization of my services means you agree to this statement, and that I am not liable for any unauthorized uses of supplied documents.

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I’m offering to help you take charge of your personal finances, and supply any detailed analysis / forecast / budget / schedule that you could possibly want.
For a basic idea of what this entails, please see the links below that I constructed for a friend who wanted to forecast his cash flow for the next six months along with an amortized schedule of his car loan.

Cash Flow Analysis/Forecast: https://docs.google.com/file/d/0B6z_dNwlUPoMSFM1S3diblhUeDA/edit
Car Loan Amort. Schedule: https://docs.google.com/file/d/0B6z_dNwlUPoMcmZlUFhCNjV4YXc/edit

(Zoom in to make them not blurry)

These are very simple examples, but I find that they are plenty for most people with the addition/subtraction of a few items particular to each individual.
I understand that many people are uncomfortable sharing this sort of information with others; but I believe this may be the best way of getting help. By utilizing my services, I don’t even ever have to know your real name, much less any other personal details that are required by other firms. This could be a very cut and dry process that will help you make major strides to controlling your own situation better without sharing personal details with those that may actually know you and share those details.

Why would you want this service?
An important question, people that keep constant tags on their financial situation tend to do a much better job of budgeting/saving/investing and therefore end up with a better financial future. Perhaps you want to analyze just how quickly you can add BTC to your net worth over time (how much you can afford to buy at regular intervals or when to buy). Perhaps you are in a period of transition and would like to know what you can expect in the near future and how best to handle it.

For the first 10 people that reply in thread and then pm me with all the details they want included:
I will produce a forecast just like the one in the document(s) linked above (out to a year at most) for 1.00 BTC

After the first ten, the price will certainly go up, but I am unsure by how much. This depends on demand. However, I assure you that this will always be the cheapest service that you’ll find for this sort of thing.

The goal of this thread/service is two-fold.
1.   I want to help people take control of their finances, the people I have helped before that have stuck to their budgets and whatnot still thank me to this day, as they have been able to enjoy their money infinitely more after getting it in order.
2.   I’m new to the forum (though not necessarily to bitcoin) and want to start building a transactional reputation because I am very business oriented and want to provide more services/goods in the future. Having high post counts and all that jazz doesn't account for much as compared to actually conducting successful transactions and providing a genuine service to the community. As such, you know that I will strive to do right by you and provide as much service as you request, since it would be damaging to me in the long run to provide half-assed work.

Requests for service above-and-beyond the type of work I have shown in the above documents (including budgeting advice, savings plans, etc.) will always be quoted on a case-by-case basis and are open to negotiation. I want to help you as much as I can, but need to utilize my time effectively meaning it may require a higher pricetag.

You can see additional financial services that I provide/will be providing in my signature below.

Services that I want to provide: (if any of these appeals to you, let me know!)
3rd party Bitcoin business financial reporting - For management use and also for verifying details of companies who want to seek investors
3rd party lender due diligence - I research and verify information from people seeking loans for a small fee
Bitcoin investment analysis - If you are looking to invest in specific bitcoin business/securities, I will do the due diligence for you.

If you have any questions or suggestions for financial services that you would like to see, please don’t hesitate to reply in thread or pm me!

Best,
-MJ

Price estimates:
Forecast/Budget similar to linked: 1.00BTC (First ten only)
General budgeting & saving advice/plan: approx 2.00 BTC/hr subject to increase based on complexity
Discounted Cash Flow Analysis: 5.00 BTC (this one is for funsies, if you want to see what a business would value you at as a takeover target)

Note: This thread is for personal finances only. If you want this type of service for your bitcoin business / website / whatever other financial entity you may have, please pm me or visit the appropriate thread in my signature (threads currently pending demand).
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