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What? I invested literally $20 and grew it to a huge sum, all of which I have FULL reports in my PayPal history and proof I'm no joke. I posted this on other forums as well, and wasn't clear on any set "rules".
Well there are forum rules, which you obviously did not violate and there are "rules" enforced by the community. You can consider them guidelines, but operating outside of the guidelines will have the result that the majority of users here will not want to trade with you. Besides, again, your history says nothing about your ability and/or willingness to pay in the future.
A loan is just that, a loan, doesn't mean someone has to always have collateral cause in that case I just invest that.
Well that is your understanding of loan. For the majority of users here a loan has to be covered by collateral and they have good reasons for this. If you go into a bank for a loan, they will assess the risks involved and give you a rate according to their assessment. If they figure out you fucked them, they have legal means.
Most deals here are done pseudonymously. Its easy to just disappear, thus its common to get collateral. If someone disappears the lender still has something worth selling. Some loans are based on reputation, but you have no reputation here. Your account is just a few months old and you have no meaningfull trade feedback. Reputation elsewhere is only a factor for a small number of people. All that aside I dont see anyone giving out a 15k USD loan based on reputation.
If you dont have anything that can easily be sold, but you would rather keep it and as such can risk it as collateral, you will most likely not get a loan here.
Correct, the forums rules are not about trades.
Regardless he clearly is trolling everyone possible on this forum for no reason and no proofs of anything.
The statement Vod left you needs no proof. You asked for a high value loan without collateral, Vod thinks there is a high chance that you will scam. Thats all the rating is. Just because you disagree with does not mean Vod is a troll.