Good question and I would not call it a "crypto-bank" but more of digital banking services with seamless cryptocurrency integration.
Current crypto-wallet services allow you to send crypto to a wallet ---> spend via debit card and that's it.
We've realised that there is more of a use-case and demand if we offer personalised banking services, crypto wallets, cards and lending all in one eco-system.
This means you'll be able to send cross-border payments (using Stellar), set-up direct debits, pay in salary, everything you would do today with your bank account.
For us, we beleive this is where the market is going, there are just way too many fragmented apps doing the same thing. HubrisOne, offers them all under one roof.
Hope this helps
Thanks for your question
Are you going to open a crypto bank? What is the difference between your project and simple crypto wallet, besides the cards’ emission (this idea is widespread) and changing crypto to fiat?