Yes, you are correct.
I was commenting on Bitcoin as a currency being special for them, not specifically about Bitcoin bought from BTCChina
They can transfer money on their own, at home, without middle man and black market exchange rates
No way.
Hardly anyone buys with bank accounts these days, every Chinese has an Alipay(or Tenpay) account, it's instant, friendly, versatile, and 24/7(just reminds you how much of a dinosaur the banking system really is)
It's actually part of the reason why China's volume was so crazy, we can move huge bunches of fiats into the exchanges nearly instantly, unchecked by banks.
Just thought about this myself as well after spending the whole day thinking how to most efficeintly deposit money to btc-e without using sketchy russian services like this http://www.ecoin.cc/ and then waiting 10 days. Apparently there is no way around it unless you have a loaded mainland account.