No, it's not considered valid collateral, like all the other accounts. You should know that since you are a Hero member...
By the way, you can sell your tokens and take the BTC that you want without asking for a loan.
P.S: No need to write in this font size, I'm sure that we can all see...
In simpler words, you "offer" as collateral an account (which isn't valid) that you can regain access, with some tokens (who knows what kind) which are locked...
So if anyone gives you BTC will end up with... basically nothing. You act like a noob although you are a "Hero". Very strange...
Anyway, lock your thread and try elsewhere to dump your c**p tokens, or just wait until are available.
there is no need for nervousness, I'd say you got the exact answer to your question about valid collateral. Any account can't be considered as collateral, you always can take your account back and leave lenders without their money. the discussion of any loan in your case ends here.
Collateral must be easily sold, and in this case, is not possible for the next six months. Even when possible, the big question is what will be the value of some unknown crap token.
Next, if we talking about you and your potential loan request, only then should you have good collateral. You are inactive on this forum, the password was reset recently on your account, which gives serious suspicion that you are not the original account owner.
And yes, these are some basic things and anyone with little experience can understand this without any questions. Your account is 5 years old, so we don't consider you as a complete beginner.